Haryana govt to provide health insurance to domestic workers

An official spokesman said under the Rashtriya Swasthya Bima Yojana scheme, a smart card-based cashless health insurance cover of Rs30,000 per annum will be provided to a family of five

Chandigarh: The Haryana government has decided in principle to bring domestic workers under the ambit of Rashtriya Swasthya Bima Yojana (RSBY), reports PTI.

An official spokesman said here that under this scheme, smart card-based cashless health insurance cover of Rs30,000 per annum is provided to a family of five. All pre-existing diseases would be covered, he added.

Apart from hospitalisation expenses, the scheme would take care of most of the illnesses, including maternity benefits, he said, adding that transportation cost of Rs100 per visit with an overall limit of Rs1,000 per annum would be given.

He said that the state government will identify domestic workers who have completed 18 years of age.

As per the guidelines of the scheme, a domestic worker is defined as a person who is employed for remuneration, whether in cash or kind in any household through any agency or directly either on a temporary basis or permanent, part-time or full-time to do the household work, but does not include any member of the family of an employer.

He said that the central government would share 75% of the estimated annual premium of Rs750 subject to a maximum of Rs565 per family per annum.

Additionally the cost of smart card estimated at Rs60 would also be borne by the central government. The remaining 25% would be borne by the state government, he said.

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