Hard Times Ahead

Postpone buying of houses; reject freebies of builders and be careful of the stocks you buy

The government insists that inflation has been contained and is currently around 5%. I wish those who put out these numbers would go to the marketplace and keep a track of what their spouses buy on a regular basis. The price of everything, from toothpaste to edible oils, is rising at an alarming pace....

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  • Learning The Hard Way

    In every area, side businesses have sprung to pick consumers' pockets

    My son wanted to get hold of copies of the question papers of IIT entrance exams relating to previous years. I presumed they would be archived on their website. No luck. I started digging further. The only way you could get them was by paying some external agency like a coaching class or a website which offers various old...

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  • You Get What You Pay For

    You can demand quality from financial service providers only if you pay for it

    While I was employed with CRISIL, we had come out with a wonderful product called CRISILCARD – a snapshot of information and analysis on companies. We had covered 100 companies and the entire set was priced at Rs8,000. It was very difficult to sell. Only banks and some leading corporates bought it. I also...

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