Good Credit Turned Bad

What if your credit history has been wrongly reported by your bank?

Quite by accident, a senior banker with access to the defaulters’ database discovered that he had been reported as a defaulter to the Credit Information Bureau of India Limited (CIBIL). With help from the Reserve Bank of India (RBI), he soon found out that a bank that had sent him an unsolicited personal loan had wrongly...

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Mind Your Broker

When your relationship with your broker sours, you realise he holds all the cards. So, take care beforehand

After Prime Securities announced a hefty Rs23 crore mark-to-market provision, investors are running scared; they fear that several big brokerage firms may be in for tougher times, close branches or, worse, dump some losses to client accounts. Plenty of such complaints are already cropping...

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Is Your Demat Safe?

If you are not going to be an active trader , revoke the PoA that gives your broker access to your shares and the bank account linked to the demat account

On 17th March, when the Sensex went into a free fall, a businessman with a fairly dormant depository account with a large brokerage firm, idly decided to check the decline in value of his portfolio from the peak. When he checked his demat...

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