Fund Codes

Joshua Brown, who runs a great blog at, has decoded the various categories of mutual funds, after 14 years of observation. Here is his interpretation of what a fund brochure says and what it means. He has asked investors to use this as a guide to evaluate funds.

Ultra Funds: Leveraged to the hilt.
Global Growth Funds: Fund managers chase stocks in markets...

Premium Content
Monthly Digital Access


Already A Subscriber?
Yearly Digital Access


Moneylife Magazine Subscriber or MAS member?

Yearly Subscriber Login

Enter the mail id that you want to use & click on Go. We will send you a link to your email for verficiation
  • Google says, “Sorry India, no Nexus One for you”

    Google's new mobile handset Nexus One will not be available for consumers in India. In the US, it is being sold only through the Google Web store for $529 without a service plan

    Internet search giant Google has launched its much-awaited, and correctly predicted by Moneylife along with some other media, its mobile handset titled as Nexus One. Google will sell the phone through its Web store. However, it will currently be available only for US consumers.

    "The Nexus One belongs to the emerging class of devices which we call 'superphones'. It's the first in what we expect to be a series of products which we will bring to market with our operator and hardware partners and sell through our online store," Google said in a release.

    Google said the Web store would allow consumers to purchase the Nexus One without operator service or with service from T-Mobile USA. Google further said that it expects to add more operators, more devices and more countries in the future, including Verizon Wireless in the US and Vodafone in Europe.

    The Nexus One, which was garnering favourable first reviews on tech websites and forums, ships immediately from Google's online store for $179 with a two-year contract from Deutsche Telekom's T-Mobile USA, or $529 without a service plan.

    According to, Google has a lot riding on this launch. Sure, it would be nice for the phone to be a popular device in its own right. But, as many have pointed out, it’s the disruptive distribution model that’s going to have the biggest impact down the line. Google needs to show that this new online distribution model is something that people are willing to actually use, it added.

    Manufactured by HTC, the Nexus One features dynamic noise suppression, a large 3.7-inch organic light emitting diode (OLED) display and a 1GHz Qualcomm Snapdragon chipset for blazing speeds. Running on Android 2.1, the newest version of Eclair, the software includes innovations like a voice-enabled keyboard so that you can speak into any text field, fun Live Wallpapers, a 3D photo gallery for richer media experiences and lots more. Of course, it also comes with a host of popular Google applications, including Gmail, Google Voice and Google Maps Navigation.

    Nexus One's launch, especially in the US, assumes significance as T-Mobile and AT&T's exclusivity deals with Apple for its iPhone are about to come to an end. Google's phone would prove to be a shot-in-the-arm for these carriers, who so far had to depend on iPhone for higher-end mobile handsets.

    The move also marks a rare foray into direct sales for Google. With the exception of an appliance it markets as a search tool to businesses, the company hasn't sold hardware in the past.

    Google became a high-profile player in the mobile arena two years ago, when it launched its Android software. A number of leading handset manufacturers, including Motorola, built phones running the software, some of which contain branding "powered by Google". But the phones—many of which hit the market in recent months—haven't sold nearly as well as Apple's iPhone.

    As far as India is concerned, Google's website says "Sorry, the Nexus One phone is not available in your country". Officials from Google India were not immediately available for comments. So for Indian enthusiasts, the wait could be a little longer.

    Also read: Will Google's ‘Nexus One’ make its debut on 5th January? 

  • Like this story? Get our top stories by email.




    8 years ago

    This is demeaning of INDIA for giving a huge profit to GOOGLE through ANDROID. for not launching NExUS one. Shame on GOOGLE for not not launching simultaneously in INDIA, India is a huge market for GOOGLE still it did not do it because it is biased it is perceptions...................


    9 years ago

    hiiiiiiii what is the price now nexus one in india. give me reply ok

    Karthik Ramgopal

    1 decade ago

    There is a factual error in your report. Only AT&T has an exclusive contract for the iPhone in the US as of now and NOT T-mobile.


    1 decade ago

    I am eagerly looking forward for Nexus 1 in India.

    HTC and Google Rocks.


    1 decade ago

    Hey Dear There,
    If You Want To buy Google nexus one mobile contact me.
    i am selling mine which i got from USA with original bill from google and all accesries. Price 35k And If you can come to faridabad to get it than contact [email protected] or 9818582072

    Shadi Katyal

    1 decade ago

    It must be due to infrastrucure difficulties as India still needs to move ahead. Otherwise Google is well aware of Indian love for new gadgets.


    1 decade ago

    nexus one will available in india 4Q of year.


    1 decade ago

    i have an apple iphone 3gs 32 gb but i think google nexus one is a dam good looking phone 2. i'm looking forward to buy it.


    1 decade ago

    whats wrong with india? google should know that they is more buying capacity in india, apple iphone is doing gr8 in india.


    1 decade ago

    who ask for it

    Web Hosting Guy

    1 decade ago

    when will it launch in India?

    Reality bites television in 2009 as social soaps take a backseat

    Be it reality shows or reality-based soaps, the small screen in 2009 was all about getting close to people's lives, while fairy-tale sagas became history

    Be it reality shows or reality-based soaps, the small screen this year was all about getting close to people's lives while fairy-tale sagas became history, reports PTI.

    A horde of issue-based serials were prompted by 'Balika Vadhu' last year and 2009 saw daily soaps finally departing from the world of rich urban families to give way to more 'real' ones.

    Shows which reflect the lives of people who actually watch them have become a fad now. Each one represents a certain problem, section or phenomenon in society, like 'Na Ana Is Des Lado' dealing with the issue of discrimination against the girl child and 'Uttaran', the rags-to-riches story of an orphan girl.

    Some new shows have come up at the end of the year, like 'Pratigya' which has the female protagonist fighting against eve-teasing and 'Tere Mere Sapne' addressing the problem of people migrating from villages to cities in search of a living.

    "We are not a ‘saas-bahu’ channel anymore. We have come up with new shows like 'Tere Mere Sapne' and 'Pratigya' in order to connect well with the audience," said Anupam Vasudev, executive vice-president for marketing, Star Plus.

    Middle-class families and rural backgrounds have become a favourite with channels in an attempt to bring the audience closer to the shows.

    "It’s as if our own life stories are being shown on TV," said Gayatri, a homemaker, who regularly watches '12/24 Karol Bagh', the story of a middle class family living in Delhi.

    The rural setting and dialect has been skilfully utilised in 'Agle Janam Mohe Bitiya Hi Kijo', which has the female protagonist bearing the yoke of her family in a village in north India.

    Interestingly, the series replaced the long running K-serial 'Kasamh Se' on the same channel.

    "The serial bears the essence of the rural culture of India. The clothes we wear and the language we speak on the show is deeply connected to the soil," said Roopa Ganguly, who plays a major character in 'Agle Janam...'

    There were some major innovations in terms of reality shows as well. Almost every aspect of human life has been explored this year in the form of some or the other reality show.

    'Sach Ka Saamna' created a furore even in Parliament with people protesting against the show's way of making people confess the deepest secrets of their lives.

    The hype around marriage was tactfully encashed in 'Perfect Bride', which brought two lives together and also executed the first real marriage on television.

    Actress Rakhi Sawant gave the people of the nation a chance to become her fiancé in 'Rakhi Ka Swayamvar', which became one of the most popular reality shows of 2009. The show is going to have a second season with Rahul Mahajan, son of late politician Pramod Mahajan, looking for his prospective wife.

    Family life became the subject of a reality show once again with Ms Sawant starring in 'Pati Patni Aur Woh', which also had other TV actors trying to manage an entire family. Ms Sawant, who found a life partner on a reality show, used another to dump him publicly, all this while managing good television rating points (TRPs) for the channel.

    Former IPS officer Kiran Bedi is presented as a judge in 'Aap Ki Kachehri' to solve problems in lives of people and 'Raaz Pichhle Janam Ka' journeys back in time to establish the connection between the present and past lives of people.

    As new concepts have come up, the popularity surrounding talent hunt shows have waned a bit. The third season of 'Bigg Boss' also could not generate much interest despite having megastar Amitabh Bachchan as its host.

    Some older reality shows have held their forte on youth channels, like 'Roadies' and 'Splitsvilla', prompting other channels to come up with shows like 'Dare to Date' and 'Kidnap'.

  • Like this story? Get our top stories by email.


    We are listening!

    Solve the equation and enter in the Captcha field.

    To continue

    Sign Up or Sign In


    To continue

    Sign Up or Sign In



    online financial advisory
    Pathbreakers 1 & Pathbreakers 2 contain deep insights, unknown facts and captivating events in the life of 51 top achievers, in their own words.
    online financia advisory
    The Scam
    24 Year Of The Scam: The Perennial Bestseller, reads like a Thriller!
    Moneylife Online Magazine
    Fiercely independent and pro-consumer information on personal finance
    financial magazines online
    Stockletters in 3 Flavours
    Outstanding research that beats mutual funds year after year
    financial magazines in india
    MAS: Complete Online Financial Advisory
    (Includes Moneylife Online Magazine)
    FREE: Your Complete Family Record Book
    Keep all the Personal and Financial Details of You & Your Family. In One Place So That`s Its Easy for Anyone to Find Anytime
    We promise not to share your email id with anyone