FMPs Loose Shine

If something is too good to be true, it usually is

In our March 29th issue, we argued that bank deposits are better than fixed maturity plans (FMPs) which were being pushed aggressively by mutual funds because the returns from an average FMP is no better than bank FDs. After interest rates on bank deposits started surging since late last year and after the Budget of 2007-08 reduced the tax...

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  • Dreams for the Poor Kids

    DreamIndia’s uniqueness lies in its smallness, says Mitali Patel

    Don’t we all think of ourselves as good human beings, irrespective of who we are, what work we do and how we think? Imagine for a moment that you have achieved your coveted goal; can you figure out how many people have contributed directly and indirectly to making you what you are? No person owes his achievements completely to...

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  • How To Get the Best of Low-cost Airlines

    Budget airlines can leave a hole in your wallet.  Sucheta Dalal tells you what to guard against

    Like in the Cliff Richards’ song, everybody is making plans for a summer holiday and, for the second or third year in a row, many travellers are lured by budget-airline advertisements offering tickets starting from Re1. Many of these are first-time air travellers who tend to generate two kinds of...

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