Five Minute Journal: A Daily Journal That Works
The Five Minute Journal is the simplest thing you can use to start your day happier. Based on proven positive psychology research, it focuses your attention on the good in your life and helps you set purposeful action in just five minutes a day! It’s the journal that WORKS.
 
It has been designed to capture the Five Minute Journal’s physical experience. It is very intuitive to start with and to stay with. You can quickly access previous journal entries and view brief daily excerpts. You can also receive an inspiring quote daily and weekly challenges can be shared over social media. 
 
There is a facility to backup / export to PDF and also get daily reminders for your important items. This is not a free app (Rs399) but is worth every rupee you spend on it!
 
 
 
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    Facebook, Google may lose over USD44 billion in ad revenue in 2020
    The novel coronavirus pandemic can wipe out more than $44 billion in global ad revenue for the tech giants Facebook and Google in 2020 as digital advertising runs dry, a new report has predicted.
     
    According to global investment bank and financial services company Cowen & Co., Google's total net revenue is projected to be about $127.5 billion -- down $28.6 billion.
     
    Facebook's ad revenue for 2020 is forecast at $67.8 billion -- a decrease of $15.7 billion, Variety reported on Thursday, quoting Cowen's data.
     
    However, Facebook's advertising business is projected to "bounce back" in 2021, growing 23 per cent (year-over-year) to $83 billion, said the Cowen analyst team.
     
    "For full-year 2020, Google will generate $54.3 billion in operating income (43 per cent adjusted EBITDA margin) and Facebook will pull in $33.7 billion (49 per cent margin)," according to Cowen's forecast.
     
    In a separate blog post, LightShed analyst Rich Greenfield said that "digital platforms are feeling the pain soonest, given the relative ease of pulling ad spend versus mediums such as television (who are likely to experience far more pain in Q2 than Q1)".
     
    Cowen has cut its full-year revenue forecast for Twitter by 18 per cent.
     
    "Amazon's ad business, meanwhile, is �generally less exposed' to the downturn than other large digital platforms because the company's advertising is mostly related to product searches".
     
    Facebook has admitted that its ad business has been adversely affected in countries severely hit by the novel coronavirus while non-business engagement like messaging has exploded which is affecting its services like Messenger and WhatsApp.
     
    "Our business is being adversely affected like so many others around the world. We don't monetize many of the services where we're seeing increased engagement, and we've seen a weakening in our ads business in countries taking aggressive actions to reduce the spread of COVID-19," said Alex Schultz, VP of Analytics and Jay Parikh, VP of Engineering.
     
    With one-fifth of the world's population now under lockdown and industries shutting operations amid global supply chain issues, the new coronavirus pandemic is set to deliver a sharp and deep economic shock, a new report has said.
     
    According to analysts at BlackRock Investment Institute, market moves are reminiscent of the darkest days of the financial crisis, but they don't think this is a repeat of 2008.
     
    "Stringent containment and social distancing policies will bring economic activity to a near standstill, and lead to a sharp contraction in growth for the second quarter", it said.
     
    Disclaimer: Information, facts or opinions expressed in this news article are presented as sourced from IANS and do not reflect views of Moneylife and hence Moneylife is not responsible or liable for the same. As a source and news provider, IANS is responsible for accuracy, completeness, suitability and validity of any information in this article.
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    Telegram: A Better Messaging App Than WhatsApp
    In the world of instant messaging, WhatsApp is the number one. However, with increasing discovery of security issues in WhatsApp, Telegram is fast catching up. Telegram is a WhatsApp alternative which is fast, simple, secure and available across devices. You can send media and files without any size limitation (WhatsApp has limitations) - your entire chat history will require no disk space on your device and will be securely stored in the Telegram cloud for as long as you need it.
     
    In WhatsApp, if you create groups, there is a limitation of 256 members. On Telegram, you can create groups with 200,000 members! It also has powerful photo and video editing tools and an open sticker / GIF platform to cater to your creative genes. It is 100% free, without ads and there is no third-party access to your data.
     
    For those interested in maximum privacy, Telegram offers secret chat. Messages can be programmed to self-destruct after a pre-determined timeframe after reading.
     
    A growing, safe and secure platform for instant messaging. Try it out today!
     
     
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    COMMENTS

    pgarpgarp

    2 months ago

    Based on previous suggestions in this article, I am using Signal which is equally good. No complaints so far. Rainbow was also suggested in this article. These articles provide good information but somehow lacks references or continuity to previous suggestions from same or other authors and hence may feel little confusing if we take instant decisions to switch to suggested apps. If these articles are really from experts in such field, then continuity in such suggestions will add a lot of value in the field of such Technical articles for MAS readers.

    adityag

    2 months ago

    I would say Threema is better. Keybase is also decent.

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