Decoding good governance in the Aadhaar Bill
Arun Jaitley’s “Money” Bill will immortalise his contribution to good governance and ensure that subsidies, benefits and services will be ‘targeted’ to ‘intended’ beneficiaries
 
The Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Bill, 2016 presented by Finance Minister Arun Jaitley in the Lok Sabha is on its way to becoming a law ignoring concerns raised by opposition parties as well as citizens and non-governmental organisations (NGOs) and even the Supreme Court. The 14-day period between tabling a Money Bill in the Rajya Sabha and it being considered as cleared by both Houses of Parliament has started as far as the Aadhaar Bill is concerned, despite strong protests from the Opposition. 
 
Here are some of the serious concerns on the Aadhaar (Money) Bill…
 
What is your identity under the Bill?
  1. Sorry, the Bill does not define your identity, address or any authority which is responsible to certify it.
  2. Section 2(n) defines that you can construct identity information for anyone by assigning an Aadhaar number, biometric and demographic information. Section 2 (a) explains that an Aadhaar number itself is a random number issued by the Unique Identification Authority of India (UIDAI) on receipt of the demographic and biometric information.
  3. The UIDAI neither verifies the applicant or his information nor certifies it. It does not even store and archive the original application form for obtaining an Aadhaar number filed by any resident.
  4. Yes, you are right to be worried that this number is meaningless and does not prove a person’s identity, address or even existence.
 
Immunity from punishment
  1. If you are an Enrolment Agency or a Registrar, you would have submitted demographic and biometric information and received the Aadhaar number corresponding to the information you submitted to the UIDAI. You are therefore in possession of identity information as specified in the Aadhaar Bill. 
  2. Most likely you did not inform those you enrolled, as required under section 3(2)(a), of the manner in which the information shall be used. Of course, you did not know, you still do not. 
  3. Most likely you did not inform those you enrolled, as required under section 3(2)(b), the nature of recipients with whom the information is intended to be shared during authentication. You did not know, nor do you know now. 
  4. Most likely you did not inform those you enrolled, as required under section 3(2)(c), about the right to access information, the procedure for making requests for such access, and details of the person or department in-charge to whom such requests can be made. You did not know, do you now? Do you know what information can be accessed by whom? Is there information of who accessed information linked to the Aadhaar number with the UIDAI? Or information about who used it for authentication, when and where?
  5. If you are an agency delivering any subsidy, benefit or service, you too would already have collected identity information for authentication before delivering the subsidy, benefit or service.
  6. Most likely you did not inform those you collected the information from, as required under section 8(3)(a), of the nature of information that may be accessible to you upon authentication. Of course, you did not know, you still do not. 
  7. Most likely you did not inform those you collected the information from, as required under section 8(3)(b), the uses to which you may put the information received during authentication. You did not know, nor do you know now. 
  8. Most likely you did not inform those you collected the information from, as required under section 8(3)(c), about their alternatives to submission of identity information. You did not know, do you now? 
  9. According to section 41 of the Aadhaar Bill you have already committed an offence that is punishable with imprisonment, which may extend to one year or with a fine, which may extend to Rs1 lakh, or with both.
  10. You can breathe easy as section 43(1) indemnifies you as long as you prove your ignorance or claim to have done all due diligence under the MoU you signed with UIDAI to prevent such offence.
 
Rights to colonise the Consolidated Fund of India
  1. Section 4(3) of the Bill allows any Aadhaar number, in physical or electronic form subject to authentication and other conditions, to be accepted as proof of identity of the Aadhaar number holder for any purpose. 
  2. This does away with the requirement of the physical presence of any person who may be the holder of an Aadhaar number. In fact, it does away with the requirement that the person even exists. 
  3. Section 7 of the Bill states that the government may, for the purpose of establishing identity of an individual as a condition for receipt of a subsidy, benefit or service require that such individual undergo authentication, or furnish proof of possession of Aadhaar number or in the case of an individual to whom no Aadhaar number has been assigned, such individual make an application for enrolment. 
  4. If you are an Enrolment Agency, Registrar or an agency delivering any subsidy, benefit or service, you are already at advantage. You have all the Aadhaar numbers you require to submit identity information or Aadhaar numbers and encash subsidy, benefit or services. 
  5. When you encash their subsidy, benefit or service to your very own “targeted” accounts, you can even claim to have authenticated the Aadhaar numbers against whom you claimed the subsidy, benefit or service. Not only is authentication not happening anywhere, but even if it were, no one is maintaining a record of your having authenticated and verifying or auditing your Authentication transactions. Not only is such an audit beyond the requisite variety of the Comptroller and Auditor General (CAG), even if the CAG did that, they have no way to establish any of your Aadhaar numbers as corresponding to real or imaginary persons. Ashby's law of requisite variety requires that the CAG would need to have at least as much variety as turned out by the authentication transactions of each agency. If this is not possible, the CAG cannot certify the authentication transactions. Rest assured no one has verified or audited the Aadhaar numbers to check if they were allotted to real or imaginary persons. 
  6. Since the UIDAI does not even hold an archive of the original forms filled by applicants, even if the formidable costs of such an exercise were spent, it is unlikely that they ever can. Even if the really clever auditor tracked each Aadhaar you used as a fake, section 47(1) prohibits courts from taking cognizance of any offence punishable under this Bill, save on a complaint made by the UIDAI. Even if the UIDAI did make a complaint, section 43(1) has already indemnified you if you can prove this offence was committed without your knowledge or that you had exercised all due diligence to prevent such offence. 
  7. This means that you can now colonise the Consolidated Fund of India. No wonder it is the “Money” Bill.
  8. You are now part of the exclusive club that will have control of lakhs of crores of rupees, lives of the 130 crore Indians, their properties, their existence and they cannot even take you to court or convict you for crimes by identity theft.
  9. Welcome to the destruction of the Democratic Republic of India.
 
The citizen is an unnecessary evil
  1. If you happen to be a citizen, through section 3(1) of the Bill you have just been entitled to obtain an Aadhaar number by submitting your demographic information and biometric information by undergoing the process of enrolment.
  2. Section 7 makes Aadhaar mandatory for obtaining any subsidy, benefit or service. 
  3. Never mind that you already may have any or all of permanent account number (PAN) card, ration card, passport, driver's license, electors photo identity or voter card (EPIC) and were getting your subsidies, benefits or services using these ever since India got independence. Never mind that even 99.97 percent of those who have the Aadhaar have had at least two of these IDs.
  4. If you already have the Aadhaar number, it is too early to smile and say look at how cool governance has become. According to section 8(1) the UIDAI shall perform authentication of your Aadhaar number submitted by any requesting entity (agency promising you the subsidy, benefit or service), in relation to your biometric information or demographic information, subject to such conditions and on payment of such fees and in such manner as may be specified by the UIDAI. Therefore, if you do pass the demographic challenge, there may be a biometric one. Not only will your demographic information change in your life, but so also will your biometric. So passing this step may not be as easy as it sounds. If you pass, then there may be other unspecified conditions and unspecified charges that have to be paid in unspecified ways. Needless to say this may change from time to time and for each subsidy, benefit and service. 
  5. If at any step you feel unequal, experience injustice or want to seek redressal of your pains, sorry, no one is listening. There is no channel to restore your dignity.
  6. You do not matter if your Aadhaar does not authenticate. If your demographic information is not updated or if your biometric fails, you can bid goodbye to your subsidies, benefits and services.
  7. Under section 47(1) of this Bill you may not even go to a court of law. Please learn to accept the government’s sentiment that raising such issues in courts does not serve any Public Interest. 
  8. It may be quite understandable if the time, psychological and money cost of the process deters you from holding your claim to subsidies, benefits or services. Please do not worry, there are enough Aadhaar numbers enrolled to replace yours and claim the amount. Just think of it as the cost of good governance. How can the government write off a few thousand crores already spent on the UIDAI project when lakhs of crores from the Consolidated Fund of India are at stake to “targeted” beneficiaries?
 
Identity crimes do not exist
  1. Section 57 empowers anyone to use the Aadhaar number for establishing the identity of an individual for any purpose. 
  2. Don’t be surprised if your online grocer, Uber or Flipkart ask for your Aadhaar just as your banks have been doing for some time now. 
  3. Once they have your identification information they can undertake virtual transactions on your behalf. For example someone can sell you stuff you did not order by using your Aadhaar. Or make auto debits from your bank account. This actually happens with the Social Security Numbers (SSN) in the US. (Read: Not just Indians, the US too is worried over UID)
  4. Remember section 47 prevents you from going to court. Try complaining to the UIDAI, but there is no provision for you to even complain to the UIDAI. 
  5. In fact, in order to minimize their chance of getting found out, such persons in possession of your identity information can even undertake transactions in remote villages where you may have never been.
  6. While impersonation is not defined by the Aadhaar Bill, it is regarded as an offence under section 34 and 35. Section 45 allows you to, however, complain to police officer not below the rank of Inspector of Police but section 47 quickly prevents any court from taking cognizance except when the complaint is from UIDAI. 
  7. You cannot take your impersonation case to the UIDAI. There is simply no provision. If the UIDAI or its agents were the perpetuators of the crime, you have no forum for redressal.
  8. Surely, FM Jaitley must be telling us to let such trivialities pass when it comes to making sacrifice for the country and ensuring good governance. If there are no unnecessary complaints in courts, wouldn’t this Bill end all scams and corruption in the country? In any case how would it be possible for anyone to claim malpractices in using the Consolidated Fund of India or identify any “targeted” beneficiaries?
 
Equality, justice, liberty and fraternity don’t matter
 
With his Aadhaar ‘Money’ Bill, Jaitley has now solved the problem accounting the leakages from the Consolidated Fund of India. For sure he has immortalised himself at 3:30pm on the 11 March 2016, for having 73 of 545 members of the Lok Sabha “pass” his “Money” Bill redefining good governance to usher an era of good governance. After all it will do a lot of good. For example, now you can assign an Aadhaar number to the trillions of rupees that may navigate to targeted beneficiaries. Finally, of course, end the people of the Democratic Republic of India from worrying about equality, justice, liberty and fraternity by declaring them redundant.
 
 
You may also want to read…
 
 
 
 
 
 
 
 
(Dr Anupam Saraph  is a Professor, Future Designer, former governance and IT advisor to Goa’s former Chief Minister Manohar Parrikar and the Global Agenda Councils of the World Economic Forum. He has designed delivery channels and ID schemes for good governance in his previous roles.)
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    COMMENTS

    prasad gadgil

    4 years ago

    there is a problem with all the opposition to Adhaar, and that is the status quo is too bad!

    As I heard somewhere, politicians and businessmen dont have the luxery of dry debates!

    If we consider that status quo is unacceptable, the only option to Adhaar naysayers is to suggest improvements in Adhaar and not oppose it... that's like throwing baby with the bathwater. Pl focus on core 20% improvements that will make take it 80% close to your preferred course and help get that change done!

    Regards,
    Prasad

    Anand Vaidya

    4 years ago

    Appreciate your views on Single Identification as implemented by Singapore (they call it NRIC).

    I think it is very well implemented, simplifying many processes for the citizens. No biometrics collected (atleast when I was a resident there)

    R Balakrishnan

    4 years ago

    Tragic that we are pushing this through just to satisfy some dictator's whims and fancies. God Bless India. Indians have no chance. Politicians will abuse the data for securing their chair

    Bill to give statutory status to Aadhaar introduced in Lok Sabha
    New Delhi : Despite opposition from the Congress and the Biju Janata Dal, Finance Minister Arun Jaitley on Thursday introduced the Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Bill, 2016 in the Lok Sabha.
     
    The bill to provide Aadhaar statutory backing and make it the mainstay of the government's direct benefit transfer (DBT) programme for subsidies was tabled in the house as a money bill.
     
    Objecting to the presentation of the bill as a money bill, Congress leader Mallikarjun Kharge said, "Congress is ready to cooperate on the bill, but it should not come as a money bill. To avoid Rajya Sabha they are bringing this bill as a money bill."
     
    Biju Janata Dal (BJD) leader Bhartruhari Mahtab also objected to the legislation and sought clarification from the minister.
     
    "The bill was brought by the UPA government and then it was referred to the standing committee. Lots of recommendations were also made but I don't know the status of the bill in the Rajya Sabha. There are many contentious issues related to Aadhaar number and so the matter was also referred to the Supreme Court," he said.
     
    Responding to the queries raised by the members, Jaitley said, "The bill is substantially different from what was brought by the UPA and it is up to the Speaker to decide. The substance of the bill is that whoever gets subsidies will have to produce Aadhaar."
     
    The bill seeks to provide for "good governance, efficient, transparent, and targeted delivery of subsidies, benefits and services", from public funds, to the citizens through assigning of unique identity numbers to them.
     
    Disclaimer: Information, facts or opinions expressed in this news article are presented as sourced from IANS and do not reflect views of Moneylife and hence Moneylife is not responsible or liable for the same. As a source and news provider, IANS is responsible for accuracy, completeness, suitability and validity of any information in this article.
  • User

    COMMENTS

    Sevarkodiyon K

    2 years ago

    I am facing this issue of my fingerprint being not recognized by many systems. It failed to recognize my fingerprint linked to my AADHAR card when I try to complete my KYC details for PayTm, I tried with different mobile stores and none of the fingerprint scanners recognized my fingerprints for this purpose. But, with same fingerprints, I linked my Airtel Mobile Number, JIO Mobile Number and Vodafone Mobile Number.

    Public Interest   Exclusive
    How Safe Is Your Identity Under Aadhar?

    A lot of people believe that Aadhaar is just like – or even better than -- the Social Security Number system of US. This is a big myth

     
    Awidely-held misconception in India is that the US social security number (SSN) is a perfect identity that simplified government administration. And that UIDAI’s (Unique Identification Authority of India) innovation of adding biometrics to the Aadhaar number has made it foolproof. Nothing could be further from the truth. Consider a few facts. 
     
    The US started issuing SSN in 1936 for social security programmes and retirement benefits; it quickly went on to become a national identifier and authentication number. It is now used for medical records, health insurance, bank accounts, credit cards, driving licences, utility accounts, marriage and death certificates and even private sector employee filings. 
     
    SSN’s problems arose because of the linkage to various national databases, especially when the information went online along with photos, numbers and other identification details. Identity theft exploded. Significantly, the US realised the problem and initiated safeguards way back in 2004. A memorandum titled “Safeguarding against and Responding to the Breach of Personally Identifiable Information” asked various government departments, including the military, to “examine and identify instances” where collection or use of SSN is unnecessary, in 2007. All government agencies that issued identity cards with SSNs displayed were asked to remove the number. SSNs embedded in the bar code of military cards were also phased out since 2011. 
     
    The US SSN website (www.socialsecurity.gov) has explicit warnings about identity theft and directions to a specialised national resource on how to fight the problem (www.idtheft.gov). Advocacy by www.theVirginiaWatchdog.com has now led to efforts to de-link various personal records from SSN. There is new legislation as well. The Intelligence Reform and Terrorism Prevention Act of 2004 prohibits display of SSN on drivers’ licences, state ID cards or motor-vehicle registrations. The Social Security Number Protection Act of 2010 prohibits the display of an individual’s SSN on cheques and payments. But it is, apparently, not enough. 
     
    An article by Christopher Burns in the bangordailynews.com says that, in March 2015, the office of the inspector general of SSN found that 6.5 million Americans appear to be over 112 years old. They have active SSN numbers but are most likely to be dead. This, it says, is a big factor in identify theft and leakage of government funds. Mr Burns says improper payments by a range of federal programmes cost the US government a whopping $124.7 billion in fiscal 2014 according to the government accountability office. 
     
    Clearly, a national identity number is not enough to prevent massive leakage of government funds, even in a rich and literate country like the US. All these learnings were clearly available even before the Aadhaar was born. Yet, the United Progressive Alliance (UPA) launched a massive and expensive Aadhaar programme, without proper legislation passed by parliament after a national debate on security measures, restricting its issuance to Indian nationals and linking of national databases. Worse, there is no clarity on costs, renewal of biometrics (which change ever three to four years) or clarity on dealing with identity theft. Instead, successive governments have tried to roll it out by stealth, making it mandatory for admissions, property registration and government services. This continued unchecked until a handful of public interest litigations (PILs) finally reached the Supreme Court. The apex court ordered that Aadhaar cannot be mandated for availing government benefits and services; but its orders have been repeatedly flouted. 
     
    Identity theft is new to India because most government records were not online or linked to a single identification. This will change. Unfortunately, most Indians, enamoured by the life-changing benefits of technology, are still to wake up to its dangerous flipside or the trauma of a stolen identity.  
     

     

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    COMMENTS

    KrishnaS

    2 years ago

    CHECK THE CONSEQUENCE OF LINKING AADHAAR WITH ANY FINANCIAL DOCUMENTS -- IMPORTANT
    Let us learn from other countries that the Govt. and the public are paying heavily for creating and giving their
    Social Security Number (SSN) to welfare schemes
    and financial data bases.Identity Theft is a crime created using theft of personal information such as Name, Date of birth etc. Which
    Here are some videos of victims of identity theft from their Social Security No. Just see the below stated videos carefully one by one and see the fate of these victims.
    Just go to youtube and type
    'SSN IDENTITY THEFT VICTIMS'

    Lalit S Kathpalia

    4 years ago

    "Forgive them Lord for they know not what they are doing" is what I can say about the pursuit of AADHAR. Technology was and is supposed to make life simpler but not at the cost of privacy, corruption and ensuring the dignity of its users. The AADHAR program is not raising the stature of the Indian IT industry. It appears to me to be a project conceived to provide business to IT vendors. As a Project Manager I would ask what is the Business Case. As an IT architect I would ask how is this architecture good. As an expert of Object Oriented Technology I would ask why are we reinventing the wheel we already have the PAN card. As an Information Security Expert I have lots of questions. Also I can see through the entire Marketing, Selling business which Technology folks normally do. At the end of the day when this gets into the list of failed projects and a case study of what went wrong, I would love someone to refer to these articles and comments.

    Sivasubramanian Pushpavanam

    4 years ago

    Sucheta dalal is a respected financial journalist. She needs to know more about how legislations work. Misuse of a law can be no excuse for abolition of a law. There is a law against pick pockets. don't we have pick pockets still?
    Aadhar has been enormously successful in weeding out bogus LPG owners.About 50 crores of Indians have no identity card at all except perhaps EPIC. Now they have one. What happens to unreserved passengers in a train accident? Their kin do not receive any compensation because they are not identifiable.Privacy is an elitist concern.Since both the Govts. adopted it, it is politically neutral. i thank NN. S.Pushpavanam

    REPLY

    Sucheta Dalal

    In Reply to Sivasubramanian Pushpavanam 4 years ago

    You may like to know that the FIRST problem with Aadhar is that THERE IS NO LEGISLATION.
    In fact, we have been saying that it must be discussed and legislated through parliament.
    Instead it is being made compulsory through the back door and tens of thousand crores of public funds are assigned to UIDAI.

    As a financial journalist, I make it my business to find out facts.

    Francis D'Silva

    In Reply to Sucheta Dalal 4 years ago

    Given that Aadhar is "out there". What do you suggest should be done to fix the legistlation?

    S.Pushpavanam

    4 years ago

    Sucheta dalal is a respected financial journalist. She needs to know more about how legislations work. Misuse of a law can be no excuse for abolition of a law. There is a law against pick pockets. don't we have pick pockets still?
    Aadhar has been enormously successful in weeding out bogus LPG owners.About 50 crores of Indians have no identity card at all except perhaps EPIC. Now they have one. What happens to unreserved passengers in a train accident? Their kin do not receive any compensation because they are not identifiable.Privacy is an elitist concern.Since both the Govts. adopted it, it is politically neutral. i thank NN. S.Pushpavanam

    MDT

    4 years ago

    Thanks All for your comments.
    Those interested in knowing details of Aadhaar are requested to read our coverage of the entire project before commenting on a single issue. This coverage contains everything about Aadhaar, biometrics, payment systems, ID systems, UIDAI, its known/unknown partners, tests, false positive rates, the world experience in biometrics-based ID system etc. Here is the link http://www.moneylife.in/life/uid/aadhaar

    Thanks again,
    MDT

    Ashoka.kalgude

    4 years ago

    Here in Singapore people enjoy life with ease and simplified just by their NRIC, wherever movie hall, entry to museum (free concession), or at random police checks, checking into hotel,hospital buying insurace, car phone cable connection to buying home applying job filing application availing medical benefits, insurance calims, reting home,travelling, ticketing, school admission even getting offers from shopping Malls all done with just flashing NRIC. senior citizens use the card so that they get extra 'green man' time while crossing the road. just makes life simple no filing of papers, photos just sign digitally in some cases. I SUGGEST all the doubting Thomases just visit Singapore and see this time tested system. Singapore is not far off or just ask your neighborhood man who had been to Singapore.

    REPLY

    Ganesh

    In Reply to Ashoka.kalgude 4 years ago

    Much respected forum like money life should declare first what they exactly want? ADHAR where doubts raised here are taken care of or altogether dumping of it? At least two respondents here have refered to Singaporean number system. There is nothing from Moneylife about that number system with ref to debate of Indian and US experiences.

    Ashoka.kalgude

    In Reply to Ganesh 4 years ago

    Ganesh is rightly pointed it out, What money life want? why scare mongering? Why can't look for solutions answers in platform? Doubting Thomases should give best alternative or not JUST shoot and scoot.

    Rajesh

    4 years ago

    Identity theft and misuse of biometrics data are the biggest threats.
    If their is no legislation to deal with the situation the data collected by the agents is already sold by them to the companies.
    Biometrics data leading to misuse can have disastrous effect on health systems. Their is no control over sale of personal information in India we see companies collecting personal information and are selling it for business purpose. Their is breach of privacy. In the information age privacy of citizens is at risk.

    jobjneroth

    4 years ago

    What is disappointing about MoneyLife's stand on the AADHAR (through its various articles on the issue) seems to be that there is only critisism of the program, without giving out any better alternative for it. Better to critise AND give a better alternative if you have one. Facts are that India is wasting a lot of money, and will continue to do so if this is not done. Yes, there will be some amount of identity theft and privicy issues, but when this is compared with the benefits of the program, there is no denying that we need such a unique number - which will help in reducing theft and pilferage of govt funds.
    And, if UIDAI authorities do not wish to be on the media spotlight on this issue, Moneylife should also point out the positive aspects of the program as well in its articles, as per the experts you are talking about.... or do these experts think there is not a single positive reasoning behind Aadhaar??

    REPLY

    Sucheta Dalal

    In Reply to jobjneroth 4 years ago

    If alternatives were so easy to pull out of a hat, wouldnt' the US have FOUND a better alternative to the SSN instead of worrying about it?
    What a facile objection. When Indians have 5 to 6 identification cards already, why spend precious resources on another - which is EVEN MORE FLAWED..
    Aadhar has been issued in the name of Birayani whose father's name is coriander . In the name of a table and chair -- and I am not even talking about Bangladeshis, Nepalese etc who are not Indian citizens. Even US citizens of Indian origin have got themselves an aadhar on their trips to India.
    What is the purpose of this waste of money????

    Chandragupta Acharya

    4 years ago

    Aadhaar is the very antithesis of "Minimum Government" which Modi promised. There is an urgent need to phase out welfarism and subsidies. Instead we are wasting thousands of crores on just changing the mode of delivery. Nandan Nilekani or the UPA, NDA government have never addressed the concerns raised by Aadhaar opponents.Even if Aadhaar can be used effectively for some purposes, do the ends justify the means?

    Meenal Mamdani

    4 years ago

    I agree that SSN theft has led to problems for the citizen but if you look at the number of problems in relationship to the number of transactions that are conducted, then one can see that this is a minor problem.
    I do't think that any one any where has come up with a perfect system.One starts with a reasonably good system and then improves on it as problems are encountered.
    Those who are against Aadhar should also offer an equally good alternative.
    I am disappointed with MoneyLife for joining this group of naysayers. It would be more helpful for MoneyLife to invite a knowledgeable person from the Aadhar team to address a conference where the opposite side too can present its views. A transcript of this conference on ML website will allow all readers to understand the issues.

    REPLY

    Sucheta Dalal

    In Reply to Meenal Mamdani 4 years ago

    Ms Mamdani

    Everybody who has written on Aadhar for Moneylife is highly technically qualified and a person of great repute.
    Please check the background of Dr Anupam Saraph and other such as Col Mathew Thomas ( a rocket scientist and army veteran) .
    Most of us know Mr Nandan Nilekani and ALL of us have made attempts to get the UIDAI people to talk, or to respond to queries - it has not happened!
    Please do make the effort to read and understand all the 200+ articles and video demonstrations that are on Moneylife Foundation's website.

    Someone has talked in these comments about second and 3rd generation aadhar cards -- where will the colossal expenditure on all of this come from?
    How many are aware that biometrics and finger prints change every 3 to 4 years? Did you know that?

    I could go on and on -- but it has all been addressed over 100s of articles right here. Do keep a day aside to read them. The issues raised are serious for people living in India who are being coerced to get an Aadhar card through the backdoor.
    best

    Ashoka.kalgude

    In Reply to Sucheta Dalal 4 years ago

    Concern raised are very very minute fraction of benefits what Aadhaar promises.It can be addressed and strengthened. But asking for Abandoning Aadhaar is like throwing Baby with Bath water. Any Protest Campaigning should be on positive and focus getting best out of system not altogether brushing it aside.In India real Governance started from 2014, Governance without ID and data is "doing Homam in the water". A universal ID like Aadhaar possibility of usefulness is Vastly unimaginable only time will tell. Moneylife so for done lot to bring out perceived ills of Aadhaar. Now time to get bettering it and get going.

    Mr Jitendra

    4 years ago

    SSN never ever gets scanned or photocopied in US. Never. Thus SSN sanctity remains protected.

    On the other hand, Aadhaar is rampantly getting scanned and photocopied everywhere thus making it available and visible to everyone.

    Laws to protect identity in US are far better than India.
    Moreover, ability to deliver justice if ever an injustice is faced by a citizen or resident is far far superior in US than India.

    Initial 57 crore Aadhaar numbers do not display the entire date of birth. Only year of birth is displayed. Thus making that Aadhaar a partial identity document; 57 crore residents must produce some other date of birth proof.
    Aadhaar does not have constitutional standing.

    Aadhaar was not required at all. Never ever, it is not going to solve problems or will solve only very small problem.

    Quality of Aadhaar is not so great. Font is very small to read name and address. Instead, they should have followed the credit card size identity card approach with Name and Photo, DOB, Blood Group etc clearly displayed.

    Shashikant Chaudhari

    4 years ago

    What US ssn card lacks is biomtric details hence it is difficult to trace identity theft.Aadhaar has it hence less chance of identity theft.Only way will be forming a family group seeding all aadhaar to each other so that identity theft will be less. US is happy with 30 crore population,,we are not happy even our population is 123 crores.Hence what is allowed or not allowed in US,UK does not hold good for IndiaSSN does not have biometrics,but Natinal penetration of credit card is 95% which has compulsary biometric registration and can get only after SSN number.In UK 80% nationals have passport which needs biometrics,which is not condition of India.First Aadhaar and followed by NPR is only solution ....If Indians want it.

    J Pinto

    4 years ago

    The British people are wise enough to realise the risk of their personal freedoms being compromised or jeopardised at the hands of a vindictive state. The British have refused to accept a National ID leave alone a biometric ID.

    Today India has a government which is unashamedly anti minority with its condemnable Hindutva and Hindu Rashtra agenda.

    At the flick of a central switch the identity of every member of the minority can be readily compromised so as to deny them any and possibly every right and service that they would otherwise be entitled to.

    REPLY

    Marks

    In Reply to J Pinto 4 years ago

    "Today India has a government which is unashamedly anti minority with its condemnable Hindutva and Hindu Rashtra agenda."

    You must be reading too much of Indian Media news these days. Don't worry India is safer and has more stable govt. that is not directly controlled by Vatican City and Pope & Co.

    Ganesh

    In Reply to J Pinto 4 years ago

    ADHAR project is brainchild of Congress Led Alliance Govt. Why moneylife don't invite Nandan Nilkeni to put up his side? It was originally his idea for India.

    J Pinto

    In Reply to J Pinto 4 years ago

    If not the minorities then anyone who opposes a fascist government runs the very same risk of being electronically "disabled" and unable to access any service.

    Anand Vaidya

    4 years ago

    1) The faults of Aadhaar lies in the poor implementation, the idea is a sound one.

    Your article bemoans the downside but suggest no sane, safe alternative (there is none) for a more digitally interconnected world.

    2) Without Aadhar, gov agencies, banks, insurers etc collect all sorts of personal data, including biometrics. Even before Aadhaar, MEA (passports) started collecting biometrics. Aadhaar will eliminate

    3) Are you saying signatures of persons (cheques, property docs), which are easily forged - or - credit cards with CVV numbers on the reverse are far more secure than a digital ID?

    Is repetitive data collection by every agency for its own silo database better than one central agency?

    It would be very hard to ensure consistency or secure multiple databases. One ID is definitely the way to go.

    The govt needs to look into the shortcomings of aadhaar including server side data security and fix those. Not scrap aadhaar project

    4) I would like your opinion on the single identity as implented by Singapore gov. (I have lived there and can comment on it).

    REPLY

    Sucheta Dalal

    In Reply to Anand Vaidya 4 years ago

    Mr Vaidya... the reason for comparing it with SSN is to highlight the fact that even developed nations, far ahead of us in automation, which a 100% literate population and more money, are struggling for a solution.

    So rhetorical questions like, what is your alternative are fine -- but in the absence of a viable or workable alternative, should we be encouraging our government to blow up precious resources?
    And dont you find it VERY strange that this issue is not debated in parliament. There is still no clear redress for compromised aadhar and for several other issues raised by people who understand technology like Dr Anupam Saraph?
    How come none are ever consulted? How come questions asked by people like Dr Prakash Hebalkar have also never been answered even in the initial stage?

    I think we must bemoan the fact that people are unwilling to question and resist -- far easier to attack the few who do!

    svgopal

    In Reply to Sucheta Dalal 4 years ago

    An effort has been made by Govt thru AADHAR to address various subsidies and public distribution system which has been siphoned off in the past by unscrupulous agencies. Savings enviaged through Aadhar will outweigh the costs associated with it.
    Banks are using Inetrnet banking and computerised their operations which are running successfully, so will AADHAR. There are very less complaints today on the technology related issues relating to safety & operations. Tracking the transaction has also been made possible. I am confidant that the same will be implemented by AADHAR also. Govt has facilitated the opening of Bank accounts which is a step closer to this direction.
    Enlightened citizens should make a constructive criticism for any new inventions / innovations. During early 80s, there was lot of resistance for the introduction of computers also.
    Let us give some healthy suggestions on how to strengthen the AADHAR and curb misuse of Subsidies.

    Ganesh

    In Reply to Sucheta Dalal 4 years ago

    Yes there should be discussion and consultation and government should be answerable to queries of people but then have we scraped mobile phones, computers, credit cards and online banking because there were frauds? We have to find a way ahead.

    Anand Vaidya

    4 years ago

    1) The faults of Aadhaar lies in the poor implementation, the idea is a sound one.

    Your article bemoans the downside but suggest no sane, safe alternative (there is none) for a more digitally interconnected world.

    2) Without Aadhar, gov agencies, banks, insurers etc collect all sorts of personal data, including biometrics. Even before Aadhaar, MEA (passports) started collecting biometrics. Aadhaar will eliminate

    3) Are you saying signatures of persons (cheques, property docs), which are easily forged - or - credit cards with CVV numbers on the reverse are far more secure than a digital ID?

    Is repetitive data collection by every agency for its own silo database better than one central agency?

    It would be very hard to ensure consistency or secure multiple databases. One ID is definitely the way to go.

    The govt needs to look into the shortcomings of aadhaar including server side data security and fix those. Not scrap aadhaar project

    4) I would like your opinion on the single identity as implented by Singapore gov. (I have lived there and can comment on it).

    REPLY

    Shashikant Chaudhari

    In Reply to Anand Vaidya 4 years ago

    Anadji ,,first time i have seen a good comment.
    At this stage we do not know exact population,,do nt know how many marriages occured,How many have fake passports,How many are illegal immigrants,,even income from all sourcesand expenditure,,number of students in schools,,no complete birh data and records ,,,,To initiate control on these matters Aadhaar is needed,,If it has any shortcomings they may be dealt with 2nd ,3rd generation aadhaar cards.First thing is aadhaar project is to be completed and next is the permission of Hon supreme court to seed it to all programs..otherwise there will never be data and Govt has to rely on bogus figures.Even today voting right is exercised through one of twenty documentsor even without no identification if all polling agents agree orally.this procedure leads to corruption.So Let Aadhaar complete and be implemented.

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