How to deal with rising interest rates on home loans? For one, don’t panic and shift to a fixed-rate loan

The five-year borrowing frenzy  - when home loan rates at under 7% were at their lowest ever - has decisively ended. It is now trauma time. After seven interest rate hikes in less than two years (a 4% increase), middle class borrowers are realising the full horror of floating rate loans...

Is the great Indian growth story losing air? What are the reasons for and the effects of RBI’s tight money policy? Debashis Basu and Sucheta Dalal explore

The Reserve Bank of India (RBI) is concerned that inflation has been well above its target 5% for too long and feels the need to contain it. It has been tightening money supply and nudging interest rates upwards for the past six months....

The whole system is loaded in favour of institutional investors

While the equity market is booming, retail investors in the Indian stock markets are becoming scarcer. I am sure that if all the companies were to publish the number of shareholders, along with their quarterly results, it would be an eye-opener. Our regulations are one of the main reasons for this. As I see it, the whole system...