The survey also found that the use of cards for shopping was more among the youth
According to a survey conducted by the Reserve Bank of India (RBI), women they use their debit cards less frequently. Women prefer to use credit cards for shopping to avail themselves of the 45-day credit period. However, when there is a need of hard cash to meet day to day needs, it is men who swipe their debit cards at ATMs.
The survey also found that the use of cards for shopping was more among the youth; the use of debit cards for shopping was the highest in Maharashtra and Andhra Pradesh. Further, debit cards were mainly used for withdrawing cash or shopping purposes and the use of these cards for bills payment/ticket purchase was still low. The survey covered 600 ATMs distributed proportionately over metro, urban, semi-urban and rural regions, constituting 1% of the total number of 60,000 ATMs in the country.