You may have noticed that tax has been deducted at source (TDS) by your bank on 31st March for your bank fixed deposits (FDs). Banks deduct tax @10% when interest on your FDs crosses Rs10,000 in a financial year, unless you file Form 15G/15H. Even though banks deduct this tax on the interest amount, it does not complete the taxpayer’s responsibility. If your tax slab is higher than 10%, you...
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