The top hundred centres, arranged according to the size of deposits accounted for 69.4% of the total deposits
Mumbai: Bank deposits grew 17.3% to Rs5.81 lakh crore in the quarter ended December 2011 from a year ago, data from RBI showed, reports PTI.
While, credit over the same period increased by 16.1% on the year to Rs4.4 lakh crore, the central bank said in its 'Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, December 2011'.
The number of banked centres stood at 35,582, of which 27,964 were single office centres while 70 centres had 100 or more bank offices, RBI said.
The top hundred centres, arranged according to the size of deposits accounted for 69.4% of the total deposits and the top hundred centres arranged according to the size of bank credit accounted for 78.1% of total bank credit.
In December 2010, the corresponding shares of top hundred centres in aggregate deposits and gross bank credit were 68.9% and 78.4%, respectively.
The deposits of the State Bank of India (SBI) and its associates for the quarter were Rs1.68 lakh crore, while credit was Rs1.1 lakh crore. SBI and its associates accounted for 21.9% of the aggregate deposits.
At an all-India level, the credit-deposit (C-D) ratio of the banks as on 30 December 2011 stood at 75.5%.
At the bank group level, the C-D ratio was above the all -India ratio in respect of foreign banks (88.6%), and SBI and its associates (77.5%).
The offices with deposits of Rs10 crore or more accounted for 70.2% of the bank offices, 97.5% in terms of aggregate deposits and 95.2% in total bank credit.
The offices, which extended credit of Rs10 crore or more, accounted for 46.3% in terms of total number of offices.
These offices together accounted for 95.2% of total bank credit whereas their share in aggregate deposits was 79.5%, the data showed.
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