Bank Aadhaar linking: RBI never issued any order, reveals RTI
Even as banks are on an overdrive to push customers to link their Aadhaar numbers to bank accounts on the threat of suspending accounts, the Reserve Bank of India (RBI) has told us that it has never issued any such directions. This was in response to a Right to Information (RTI) Act application filed by me. The RBI’s emphatic RTI response makes it clear that the decision is entirely that of the central government. 
 
The RBI’s response says, "The Government has issued a Gazette Notification GSR 538(E) dated 1 June 2017 regarding Prevention of Money laundering (Maintenance of Records) Second Amendment Rules, 2017, inter-alia, making furnishing of Aadhaar (for those individuals who are eligible to be enrolled for Aadhaar) and permanent number (PAN) mandatory for opening a bank account. It may be noted that Reserve Bank has not yet issued instruction in this regard".
 
Responding to a specific query on providing copy of the file along with file notings regarding mandatory linking of Aadhaar number with bank accounts, the Reserve Bank stated it "has not issued any instruction so far regarding mandatory liking of Aadhaar number with bank accounts."
 
When explicitly asked if RBI had taken permission from the Supreme Court for mandatory linking of bank accounts with Aadhaar number, especially when the apex court had restricted its usage for six schemes, the Reserve Bank stated that is has not filed any petition before the SC."
 
 
Replies from RBI clearly show that it is the Narendra Modi-led National Democratic Alliance (NDA) government, which is frightening and coercing people into linking bank accounts with Aadhaar, under the pretext of preventing money laundering. This reasoning is quite bizarre because it seems to treat every bank customer as money launderer and criminal involved in money laundering, unless they link their Aadhaar number with bank account. 
 
Experts have questioned the legal validity of this action and even moved the Supreme Court alleging contempt of its orders. The SC has restricted usage of Aadhaar to six schemes, where the government is providing some benefits or subsidy to individuals.
   
The Gazette Notification (GSR 538(E)) is also in contravention with the orders passed by five-judge Bench of the Supreme Court as well as Aadhaar Act 2016. In its order on 15 October 2015, the apex court had said: 
 
“After hearing the learned Attorney General for India and other learned senior counsels, we are of the view that in paragraph 3 of the Order dated 11 August 2015, if we add, apart from the other two Schemes, namely, PDS Scheme and the LPG Distribution Scheme, the Schemes like the Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS), National Social Assistance Programme (Old Age Pensions, Widow Pensions, Disability Pensions) Prime Minister's Jan Dhan Yojana (PMJDY) and Employees' Provident Fund Organisation (EPFO) for the present, it would not dilute earlier order passed by this Court. Therefore, we now include the aforesaid Schemes apart from the other two Schemes that this Court has permitted in its earlier order dated 11 August 2015. We impress upon the Union of India that it shall strictly follow all the earlier orders passed by this Court commencing from 23 September 2013. We will also make it clear that the Aadhaar card Scheme is purely voluntary and it cannot be made mandatory till the matter is finally decided by this Court one way or the other.”
 
Earlier, the RBI itself had raised serious concerns on Aadhaar in terms of terror financing and money laundering before reluctantly agreeing to the use of the UID in 2011. 
 
The Gazette Notification issued by Department of Revenue under the Ministry of Finance, for mandatory linking of bank accounts and Aadhaar number is in contravention of the Aadhaar Act. Especially, Section 7 of the Aadhaar Act states furnishing of Aadhaar to establish identity for receipt of subsidy, benefit or service for which expenditure is incurred from Consolidated Fund of India. 
 
An individual bank customer, in most cases, uses own money to open or operate the account and not from the Consolidated Fund of India. Also there are a large number of taxpayers, who are not even eligible to receive any subsidy or benefits from any Central Ministry or State Government. Yet, they too are forced to link their self-financed bank account with Aadhaar number. 
 
One circular (No 23111/Gen/2017/Legal-UIDAI dated 15 September 2016) issued by Ajay Bhushan Pandey, Chief Executive of UIDAI about Section 7 says the Central Ministries or State Governments, who wants to use Aadhaar should issue a notification stating the service, benefits or subsidies from the Consolidated Fund of India, which require the beneficiary’s Aadhaar authentication or furnishing proof of Aadhaar. (See image below).   
 
 
Linking a bank account with an Aadhaar number has no advantage either to the bank or the customer. This is because the customer’s PAN number, which has been issued by the Income Tax Department, is already linked to majority bank accounts. The PAN number actually provides much more information than the Aadhaar number and is linked with all financial instruments of the banks’ customers.  
 
In addition, banks are mandated to strictly follow know-your-customer (KYC) procedure for all its customers. For KYC, the RBI considers passport, driving licence, PAN card, Voter's ID card issued by the Election Commission of India, job card issued by NREGA duly signed by an officer of the State Government, and letter issued by the Unique Identification Authority of India (UIDAI) containing details of name, address and Aadhaar number as six officially valid documents (OVDs). Explaining the OVDs, RBI says, customers, at their option, can submit one of the six OVDs for proof of identity and proof of address. 
 
What is more serious in this mandatory linkage business is the Government thinking and treatment to every bank customer as money launderer without Aadhaar. That too when the Government machinery has several tools at their disposable to identify any bank account that is used for money laundering purpose. 
 
One such tool used by the Income Tax Department is procuring statement of financial transaction or reportable account (FTRA), previously called as Annual Information Return (AIR). Under FTRA, banks had to furnish information on cash deposits or cash withdrawals (including through bearer's cheque) aggregating to Rs50,000 or more in a financial year, in or from one or more current account of a person. Additionally, post offices, NBFCs, companies, mutual funds, registrars or sub-registrars, Regional Transport Officers (RTOs), District Collectors and stock exchanges also have to submit high value transactions to the I-T Department. 
 
If the government has all tools and capability to identity money laundering taking place in bank accounts, why then it is forcing each and every account holder to link Aadhaar, which is illegal as it contravenes the Supreme Court orders. 
 
One Dr Kalyani Menon Sen had already filed a petition in the Supreme Court against mandatory linking of Aadhaar with bank accounts and mobile numbers, says a report from The Hindu
 
The petition challenges Rule 2(b) of the Prevention of Money-laundering (Maintenance of Records) Second Amendment Rules, 2017 for mandatory submission of Aadhaar number for individual clients, companies, partnership firms and trusts for opening of bank accounts, maintaining existing bank accounts, making financial transactions of and above Rs50,000 and crediting foreign remittance into ‘small accounts’.
 
The petition says the Government’s move to link bank accounts and mobile numbers with Aadhaar number violates fundamental Right to Privacy and equates citizens, including the elderly, women and students, with money launders. 
 
The apex court is scheduled to hear several linked cases on Aadhaar in November. Hope it considers this forceful linking of bank account with Aadhaar number as well. 
 
 
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COMMENTS

Ganesh Kumar

2 years ago

What this boils down to is primarily fear of losing monies from our bank accounts! The authorities concerned in pushing linkage state that its completely safe and secure. If that's so, will they reimburse the monies lost due to this linkage? We require guarantees per rule of law, not just 'words' of assurance. Even Banks and Telecom Service Providers should be made lawfully accountable to immediately reimburse/replenish the monies lost of every affected citizen.

santosh kumar

2 years ago

What the hell, is there a government in this country, I have never seen this banana behavior regarding such important decisions. Why government is hiding behind other agencies and spoiling their credibility. This is government responsibility to clear the air. If it has to face Supreme Court on different legal obligations then it should they should not firing solvo using other agencies shoulders.

Mogan Vasu

2 years ago

Excellent decision, why are bank officers union protesting against this directive? With a lame excuse about SC Privacy verdict. Now we know who was behind large scale illegal conversion of old demonetized notes with new ones on fake banami and shell accounts. Bank officers who oppose this move should be dismissed or should be considered accomplice to tax evaders and money launderers with heavy punishment and dismissal.

Adarsh Shetty

2 years ago

Yogesh Sir, let me congratulate you and Moneylife for this continuous effort taken from your end. I have been following the UIDAI story and also have viewed the talks on UIDAI conducted by Moneylife. I have not applied for a UIDAI number and its all thanks to your and Moneylife's activism that i have been able to keep myself informed on the ill effects and the mis-management of UIDAI numbers. Thanks again for the RTI to RBI and the update on the same.

Mahesh S Bhatt

2 years ago

We are going USA ways PMO / Ministries of Finance/Telecom are spreading terror & harrasing commoners by not upgrading telecom/banking services.Congrats Moneylife good work grateful for your inofmation Mahesh Bhatt

S

2 years ago

This lawyer FM financial policies are against the interest of common man and Tuglak policies.

KrishnaS

2 years ago

When the victims are of US citizens, no one is bothered but when the victim are you or me then the real pinch and pain starts.

KrishnaS

2 years ago

CONSEQUENCE OF LINKING AADHAAR WITH ANY FINANCIAL DOCUMENTS -- IMPORTANT
Let us learn from other countries that the Govt. and the public are paying heavily for creating and giving their
Social Security Number (SSN) to welfare schemes
and financial data bases.Identity Theft is a crime created using theft of personal information such as Name, Date of birth,Mobile No. etc. Here are some videos of victims of identity theft from their Social Security No. Just see the below stated videos carefully one by one and see the fate of these victims.
Just go to youtube and type
'SSN IDENTITY THEFT VICTIMS'

sohan modak

2 years ago

Yes Aiyerjee and don't forget Narayana Murthy, the father of Aadhaar and the Grand faiseur of Nilekani.

SuchindranathAiyerS

2 years ago

Aadhar is a Nilekani-Khangress-Modi-Jaitley-Prasad fascism contravening Supreme Court and Laws and unsupported by the RBI:

sohan modak

2 years ago

This is what HDFC has been mailing to its account holders:
Jose Vincent Unsubscribe

4:22 AM (4 hours ago)

to me
Click here to know more..........................................................................................
Images not downloading? click here for best view
HDFC Bank
ALERT! As per Govt. of India directive, link Aadhaar to all your bank accounts.

Dear Sohan Prabhakar Modak,
As per Government of India Gazette No. 13012/79/2017/Legal-UIDAI (No. 4 of 2017), it is mandatory to link your Aadhaar card to all your bank accounts.
Please ensure you do it at the earliest so that your account remains active.
Here are two simple ways to do it:
Send SMS:
Simply send an SMS from your registered mobile number to 5676712.
Send- AR space space space
Use ATM:
On completion of transaction:
Step-1: ATM screen prompts 'Link Aadhaar to your bank account'
Step-2: Select 'Yes' and enter your valid Aadhaar number
Please note:
1. In case if you have a Joint account or a Family account, it is mandatory to link Aadhaar of all the account holders.
2. If the account holder is a minor then it is mandatory to link Aadhar to his/her account.
For more information you can visit your nearest HDFC Bank branch
Warm regards,
HDFC Bank
Bank aapki mutthi mein... Bank at your fingertips.

Ensure that you and your family members have linked Aadhaar to your respective bank accounts to prevent accounts from being blocked. This is Govt. of India directive.

*Terms & Conditions apply
This is to inform that by clicking on hyperlink, the user shall enter a website which is not owned by HDFC Bank Limited ("HDFC Bank") but managed and owned by merchant partners.
If you are not the correct recipient of this mailer, please click here.
If you do not wish to receive such e-mail communication from HDFC Bank in the future, click here.
Please do not reply to this e-mail, this is sent from an unattended mail box. In case you have any queries/responses, please click here
To view all HDFC Bank emails, please move existing email from the Promotions to Primary folder in Gmail, click here for more details.

MOHAN SIROYA

2 years ago

As a tax payer, I am not eligible to get any benefit of the Government sponsored scheme or subsidy, still I am asked by the banks to link my account with the AADHAAR under a threat that If I fail to link my Aadhaar no. with the bank account by 31 st Dec. 2017, my bank account will be blocked.One such culprit bank is ICICI Bank Andheri branch where I have my SB account. Since ICICI Bank is a supporter/sponsor of Moneylife mag. I fervantly hope that they will be the first to withdraw such threat to their account holders , in view of Moenylife's exposure of this unlawful pressure .

sohan modak

2 years ago

But, GOI has issued a Gazette notification which was sent to the account holders by HDFC. That makes a direct confrontation between Ministry of finance and the Supreme court of India. We need immediate advise on what to do. should we close all our accounts or simply withdraw our savings and forget?

S A Narayan

2 years ago

I was a recipient of pension from the Employees' PF of GOI, since 2008, having been enrolled sometime in 1975. At that time my name was spelt ,as we wanted with initials and a last name. Since then for most recent documents including Adhaar full name is insisted upon. When adhaar link was illegally mandated for pension scheme, since the names differed because of initials, pension has been withdrawn with no intimation or warning for the last 6 months. Only on physically visiting the EPF office did they reveal the reason. Can a pension which was being paid for the last 9 years to a retired PSU employee be just arbitrarily withheld. After all its my , my employer and a nominal GOI contribution over the years that has entitled me to the pension! Is this not administrative terrorism against hapless pensioners?

REPLY

Asim

In Reply to S A Narayan 2 years ago

Same thing happened with my father (A Retired teacher), his pension was withheld for 5 months & was not reinitiated to normal until his main regional account officer from treasury intervened after a complaint to the Department Of Education, this Government come to a level of bullying on pretext of Aadhaar being mandatory and there's no one to stop them, even Supreme Court which could have easily taken a suomoto for Aadhaar is delaying the petition hearings.

PMO does not know if all ministers have Aadhaar number or not!
Prime Minister Narendra Modi's Officer (PMO) has no information whether all ministers in the cabinet have obtained Aadhaar number or not, reveals a reply received under Right to Information (RTI) Act. In addition, the way, this RTI application was transferred and re-directed to various departments clearly shows lethargic attitude of the bureaucracy towards the transparency law.
 
RTI activist Anil Galgali had filed the application, seeking list of ministers who have submitted information of their Aadhaar number and those who have not submitted. However, instead of providing the list, the PMO sent the RTI application to various government departments, including Secretariats of the President, the Lok Sabha, Rajya Sabha and Cabinet. Everyone told Mr Galgali that they do not maintain any record for the information asked by him and re-directed the RTI to other department. Some even forwarded to Ministry of Electronics and Information Technology and UIDAI!
 
As per the information provided by Parveen Kumar, Under Secretary in the PMO, while PM Modi has an Aadhaar number, its disclosure is exempt under Section 8(1)(j) of the RTI Act. 
 
The CPIO of UIDAI, Ashok Kumar even told Mr Galgali that the information he sought is related with third party and there is no public interest involved and thus cannot be provided under RTI Act. 
 
Mr Galgali, however, never asked for Aadhaar number or any personal details of anyone, including the PM. All he had asked was for list of union ministers who have submitted their Aadhaar numbers and those who have not submitted with the PMO.
 
Here is the application filed by Mr Galgali and replies he received under RTI…
 
 
 
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COMMENTS

vc

2 years ago

Aadhar Linking must be driven phase wise as follows (in this sequence after completion and closure confirmation by public announcement and through continuus gazette notification publications )

PHASE-1: HIGH CORRUPTION PRONE JOBS & BUSINESSES & their families and Blood relations & their kith and kin (irrespective of their earning potential)
A) all Salaried Central Govt Employees, Ministers of State and Centre, Beauracracy IAS, IPS, all Services, cadres top to bottom irrespective of salary grades, Gazetted Non gazetted officers, Academic Universities Staff all grades & on rolls staff, all Big businesses Indian Owned & Foreign registered with a set lower cutoff of some figure say X billions or millions of Revenues (not profits), and all Military Personnel & Civil Police including CRPF, RPF, then all central agencies CBI, NIA, and All Judicial and affiliated personnel from Supreme court to Private Advocates and Arbitrators irrespective of earnings
Top cadres of Indian Railways, Posts , State Transport Bus Organisations, Defence Contractors, Publica nd Prvate

PHASE-2: All Celebreties big and small, Sportspersons, Film and TV Industry, Businessmen, Industrialists big and small, large entrepreneurs, online and offline business owners, Transporters Imports & Exports, all State Govt Salaried Employees,
Central and State Government Contractors, Stock Market Brokers, all individual and company based Investors, and Public Sectors staff like BHEL, Air India, HAL, and all Centres & Mid range Govt and Private Universites staff, Coaching Centers, Businesses with large investments above a set cutoff (irrespective of revenues or profits) and all the blood relations of these groups family, kith and kin, Large Agricultural, Dairy, Poultry, Fisheries business Owners, Big Traders above a set cutoff revenues, Tourism Industry professionals, business operators, big corporate hotels chains, hospitality service providers, etc

PHASE-3: SALARIED STAFF IN PRIVATE SERVICE, IT INDUSTRY OR OTHERWISE ALL SUCH INCLUDED AND SELF EMPLOYED PROFESSIONALS AVOVE A SET CUTOFF EARNINGS, University Teachers and Professors, MIG Govt employees below a set cutoff threshold, Semi permanent /Contract Staff Govt, Small Hoteliers, etc

PHASE-4: SALARIED STAFF IN PRIVATE SERVICE AND SELF EMPLOYED PROFESSIONALS BELOW THE SET CUTOFF EARNINGS

PHASE-V: EARNING/RESEARCH STUDENTS, AGRICULTURAL, INDUSTRIAL LABOR,
earning above an exempted cutoff incomes

The above categorisation is crude as it is done just for indicating the message idea, a proper effort can be invested to make it justificable, the major idea is to start with more prone to opportunity to see excessive cash to gradually drop down to the lower earners who has least potential to launder money

This should be the approach for a systematic and reasonable implementation.

Not something like already messed up Demonitisation and GST hurried burried approach to get a chance to boast at UN and foreign visits.

deeply inconviencing inside the country and wide drumming up over the world

This makes the difference between amateur thought and highhandedness vs professional stead fastness and smart-handiness

Arvind Shah

2 years ago

Actually the central government is very much upset and afraid due to RTI. Because whatever is not suitable to ministers and other government functionaries.Now people of India have understood the motive of the central government.

KrishnaS

2 years ago

CONSEQUENCE OF LINKING AADHAAR WITH ANY FINANCIAL DOCUMENTS -- IMPORTANT
Let us learn from other countries that the Govt. and the public are paying heavily for creating and giving their
Social Security Number (SSN) to welfare schemes
and financial data bases.Identity Theft is a crime created using theft of personal information such as Name, Date of birth etc. Which
Here are some videos of victims of identity theft from their Social Security No. Just see the below stated videos carefully one by one and see the fate of these victims.
Just go to youtube and type
'SSN IDENTITY THEFT VICTIMS'

A BANERJEE

2 years ago

The games people play--even at high places!

t j ethiraj

2 years ago

All MP s and MLA s must be asked to declare that they are in position of Adhar card,pan card and voters ID.Election commission must make it mandatory for candidates to indicate this when the contest for election.

B. Yerram Raju

2 years ago

Painfully astonishing! Biased direction cannot secure unbiased solutions to myriad of civic issues.

Ramesh I

2 years ago

Our beloved Ministers and top politicians will get Aadhar only when Swiss Banks insist on them as ID Proof :-)

Govinda Warrier

2 years ago

May be, PMO may be scared, once they start collating and giving such information, more requests under RTI may keep them busy with no time for normal assigned work. May be someone may ask authorities to put all identity details of all citizens at a website and later fight raising privacy issues. We are living in interesting times!

SuchindranathAiyerS

2 years ago

Aadhar enables the Babu run Indian Colonial-Totalitarian State to greater unaccountable Fascistry:

Is TRAI still trying to mislead with its response on Aadhaar linkage? 
On 2 October 2017, I wrote to Mr RS Sharma, Chairman of Telecom Regulatory Authority of India (TRAI) asking him to issue and publicise an immediate and urgent notification that the Aadhaar linkage is illegal and ordering telcos to discontinue its use.
 
 
Open letter to Chairman TRAI
 
The text of the letter appeared in here along with the concerns of the harm linking an Aadhaar number to mobile phones does to the nation as well as any individual.
Sanjeev Banzal, Advisor (NSL) at TRAI tweeted to me an unnumbered and unsigned three-page response, titled “Factual Note” that had been tweeted by @trai and retweeted by @rssharma3 (Mr Sharma, Chairman of TRAI) and @shashidigital (Shashi Shekhar, the CEO of Prasar Bharati and Rajya Sabha TV). Their response can be found in the link in Mr Banzal’s tweet to me:
 
 
(Response of Advisor (NSL) with link to TRAI tweet with a response to the letter in form of a “Factual Note”)
 
This note claims to state the facts but rather attempts to justify discarding paper-based KYC, justifying destruction of existing customer acquisition forms, and the position of Mr Banzal in recommending vide No 102–2/2015-NSL-II dated January 20th 2017, to the Secretary, Department of Telecommunications, to use Aadhaar based eKYC to re-verify existing mobile subscribers.
 
Since Mr Banzal tweeted this note to my attention, I presume he is the author of this “Factual Note”.
 
While Mr Banzal admits to the IA on behalf of the TRAI (IA 22, 23 of 2015) filed by Mr Sanjay Kapur on 3 October 2015, he misquotes the TRAI prayer in IA 23. The Prayer of TRAI in IA 23 is reproduced below. 
 
 
(The Prayer of the TRAI in IA 23 of 2015)
 
Mr Banzal fails to note the order of the five-member bench of the Supreme Court passed on 15 October 2015 that unambiguously restricted the use of Aadhaar to specific schemes only on a voluntary basis, reiterated all previous orders of the court from 23 September 2013, Aadhaar cannot be made mandatory and all IA’s will be heard with main matters.
 
 
(The scope of the bench passing orders on 15 October 2015)
 
 
(The order of the bench on 15 October 2015)
 
Mr Banzal quotes the order of 6 February 2017 in WP(C) 607/2016 filed by Lokniti and cites that as a modification of the Supreme Court Order of 11 August 2015 that had restricted the use of Aadhaar. A quick perusal of the order of 6 February 2017 in WP(C) 607/2016 will be enough to show that this does not refer to any orders of WP(C) 494/2013 or include any of the petitioners of WP(C) 494/2013.
 
Mr Banzal fails to note that the TRAI and Department of Telecom (DoT) misled the Bench by not highlighting that it had intervened in a petition regarding the use of Aadhaar in WP(C) 494/2013 and the matter had been tagged with other cases in the matter pending hearing. He also fails to note that the TRAI and DoT did not bring the orders of the five-member bench in WP(C) 494/2013 dated 11 August 2015 or 15 October 2015 to the attention of the bench hearing WP(C) 607/2016. He also fails to note that none of the petitioners in the matter of WP(C) 494/2013 were asked to have their say in the matter of WP(C) 607/2016, were this to be a modification of any of the Court’s previous orders in WP(C) 607/2016, amounting to a subversion of justice.
 
Furthermore he fails to note that it is incorrect, misleading, misinforming and contempt of Court to state that the order of 6 February 2017 in WP(C) 607/2016 is a modification of Supreme Court order of 11 August 2015 that had restricted use of Aadhaar. It is also bad in the law to state that a two-member Bench can override orders of a five-member Bench.
 
It stands that the all TRAI and DoT notifications, circulars and orders causing any use of Aadhaar for anything in telecom are illegal, bad in law and a contempt of the Supreme Court of India. They show disrespect of the Rule of Law.
 
I responded asking @rsprasad (Ravi Shankar Prasad, Minister of IT), @rssharma3 (Mr Sharma, Chairman, TRAI) and @shashidigital (Shashi Shekhar, CEO Prasar Bharati) the following three questions:
 
 
At the time of this writing, there is no response to any of these questions. I can assume this means that none of them regard this as an official response of the government. It also implies that they have no official argument with the facts as outlined by me in my open letter to the Chairman of TRAI. It is important to note that in contrast to the TRAI, the Election Commission of India had shown responsibility, respect to the Supreme Court, the dignity and grace to respond to the orders of the Supreme Court by ending any linkage with Aadhaar.
 
 
I trust Mr Sharma, the Chairman of TRAI as well as the Minister IT, RS Prasad will show responsibility, dignity and grace and uphold respect to the Supreme Court and the Rule of Law by issuing an immediate notification ending the use of Aadhaar for telecom, banking and other uses that are not permitted by the Supreme Court.
 
(Dr Anupam Saraph is a renowned expert in governance of complex systems and advises governments and businesses across the world. He can be reached @anupamsaraph)
 
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COMMENTS

aanand shirali

2 years ago

Now BANKS stop all BLANK threats and "Practice Good Banking" which was taught in Banking School!!!

P S Krishnan

2 years ago

I have been receiving daily SMS's from Vodafone asking me to linking to Aadhaar. I wrote to Vodafone informing them that linking Aadhaar with Vodafone numbers is violation and contempt of Supreme Court orders. The response from Vodafone is

"With regards to your request, we request you kindly ignore SMS regarding Aadhar card linking.

Further, we would like to inform you that it is mandatory that the E-KYC (Aadhar based) re-verification needs to be completed by all telecom operators.

Please note that we are unable to fulfill your request towards linking the Aadhar card with your number from our end as it requires the physical presence of the person to get thumb impression"

Please advice how should I respond to the e-KYC re-verification request from Vodafone. Is e-KYC re-verification also stayed by Supreme Court? Please advise

V Ramesh

2 years ago

Why is the government obsessed with Aadhar linkage? How do we interpret the deafening silence of the Supreme Court?

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