Are your pension & life insurance plans Tax-Traps?

Avoid getting fleeced in retirement savings. Raj Pradhan unravels some secrets on pension and life insurance that insurers will not tell you about

Sridhar Rao, a marketing professional in the highest tax bracket, wrote to Moneylife seeking advice on ICICI Pru LifeStage pension policy, a unit-linked pension product (ULPP). He purchased the policy in January 2008 at an annual premium of Rs1 lakh...
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