Mutual Fund, Health Insurance, Fixed Deposit & Investing in India
May 22,2012 | Last update 4 hours ago

Moneylife Blog


http://issuu.com/moneylife/docs/content161?mode=embed&viewMode=presentation&layout=wood




voluntary

Got a Question
Q: Hi, I have a question about Liquid Funds. How safe is it to invest significant amount of money (say around 10 lakhs) in Liquid Funds compared to savings bank deposit? What factors should be considered in choosing a Liquid Fund? Can you advise on which liquid funds are the safest to consider? Thanks!
Q: I have few investments in mutual funds -SIP and lumpsum- please advice whether to continue or exit at this moment- 1. MORGAN STANLY ACE FUND 2. AXIS LONG TERM EQUITY 3.FRANKLIN TEMPLETON BLUE CHIP 4.J.P MORGAN INDIA EQUITY 5. RELIGARE CONTRA FUND
Q: Dear Sir/mam, I am taking homeloan from HDFC.Do you think that homelaon insurance is needed.The loan amount is 8lacs.Please also suggest suitable insurance products to cover the risk. Thanking you, Kind Regards, Rakesh
Q: i want to take a term insurance with accident disability rider in LIC but there is no rider option available, so will it be a good decision to take a term insurance from LIC and personal insurance from any gov owned insurance company. Kindly suggest. regards Sanjay.N
Q: A well known stock broking company (Raligare) approached me and asked me to invest a lump sum with a promise to multiply money. With the greed I invested Rs. 510,000 and signed an agreement without knowing the complete details. I invested the money by May 2009 and by August the value was reduced to Rs. 45,000. When I approached the higher authorities by then without any sympathy they were telling they were not God to multiply the money. They question how can I rely the words of an employee who was just getting a salary of Rs 20,000 a month. further they simply said that I shall approach SEBI or any other regulatory. Is their way of dealing with their customer right? I know I will not get back my money. But I do not want some other common man like me to loose his money like me. Can you do something to help the common man? I am ready to provide details if needed. I contacted SEBI but it was on no use. Though it is 2 years old I want to share it with you.
Q: I am 42 yrs old. i would like to choose and invest best retirement plan. i can invest approx 70k per annum for 15 yrs. Expecting good return after 18 yrs. Which is good plan. Kindly advise.
Q: i am investing 7000 pm in hdfc top 200 how much i get after 30 years
Q: What kind of Mutual funds are good for the short term period of 6months - 1 Year where we can expect decent returns. And are MIP's good ?
Q: I want to invenst in PFRDA NPS scheme, my age is 37 years, how much i can ivest monthly and how much i can get after 60 years.
Q: want to invest Rs 20000-25000 per year in insurance. plan ULIP premium paying term 5 year/ pls suggest best available ulip plant with 5 year premimum paying term
child plans coverpage1.jpg free for lucky few free for lucky few


featleft_pathbreakers

RSSRSS Feeds
Subscribe for Updates
RegisterRegister Now!
Login
For Advanced Access
NewslettersNewsletters
Free Daily Updates
Kensource StocklettersKensource Stockletters
Subscribe Now!

What's HOT?
Knowledge Series Books
Pathbreaker Series
Gift Subscription

Shopping
Moneylife Event Reports
Moneylife Events

.Moneylife Foundation held a workshop on 'Detoxify your body the truth about chelation therapy' on 7 April 2012


.Moneylife Foundation held a workshop on 'Democracy at Crossroads need for Electoral reforms' on 27 March 2012


.Moneylife Foundation held a workshop on 'International Women's Day' in Goa on 10 March 2012


.Moneylife Foundation held a workshop on 'Gold all told' on 28 February 2012


.Moneylife Foundation held a workshop on 'Charge up your Moneylife' on 25 February 2012


.Moneylife Foundation held a Screening of ' The Journalist and the Jihadi- The Murder of Daniel Pearl' on 18 February 2012


.Moneylife Foundation held a workshop on 'A Holistic Approach to Wellness & Health care' on 7 February 2012


.Dr Subramanian Swamy at Moneylife Foundation's 2nd Anniversary program


.Noted lawyer Parimal Shroff speaking on Housing regulation on 25 January 2012 at Moneylife Foundation


.Moneylife Foundation held a workshop on 'Investor Empower Yourself held at Hyderabad' on 22 January 2012


.Moneylife Foundation held a workshop on 'using RTI effectively in the financial sector' on 17 January 2012


.Moneylife Foundation held a workshop on 'How to be safe and smart with your money' on 10 January 2012


.Moneylife Foundation held a two-day summer special workshop on Financial Literacy on 20th and 21st April


.Moneylife Foundation held a workshop on 'Brokering News'on 20 December 2011


.Moneylife Foundation held a workshop on 'Investor, Empower Yourself' in Pune on 17 December 2011


.Moneylife Foundation held a workshop on 'Investing abroad opportunities,risks and taxes' on 13 December 2011


Citizen right.Moneylife Foundation held a workshop on 'Citizens right to grievance redress bill' on 24 November 2011


mlbanner

About Moneylife
Contact Us

Moneylife » investing
 

Inside Investing
Moneylife Digital Exclusives

Moneylife Digital Team
Balaji Amines: Going cheap?

Stories of price manipulation

Moneylife Digital Team
Fund Performance: Worst Equity Funds

Schemes from JM Financial, LIC Nomura and HSBC have done disastrously

Moneylife Digital Team
Equity Mutual Funds: Lowest sales in the last three years in April 2012

After a month of marginal net inflow, equity mutual funds suffer an exodus of Rs615 crore in April

Moneylife Digital Team
DSP BlackRock Dynamic Asset Allocation Fund: Aiming to time the market

Dynamic plans give fund managers the flexibility to time the market but it has not worked that well so far

Moneylife Digital team
Unquoted: Blazon Marbles,G-Tech Info Training

Stories of price manipulation

Moneylife Digital Team
Madras Cements: Solid foundation

Stories of price manipulation

Moneylife Digital Team
Amara Raja Batteries: Evergreen

Stories of price manipulation

R Balakrishnan
IPOs: Avoid Them

IPOs are usually priced to deliver losses after listing

Moneylife Digital Team
Moneylife Stock Ideas: Weathering the storm

Moneylife’s method of stock-picking has weathered the downdraft of 2011 and is poised to do better with a changed methodology

Jason Monteiro
Best Mutual Fund: How to choose winning equity funds

Look for 1-year, 3-year and 5-year performance, as Jason Monteiro explains



Inside Investing
Recent ML Digital Exclusives
Pratibha Kamath and Sanket Dhanorkar
Wealth Creators 1999-2009
The after-effects of the massive boom in engineering, real estate and raw materials of 2003-07 and, of course, massive speculation, continue to be reflected in the wealth-creators’ list. Pratibha Kamath and Sanket Dhanorkar pick the toppers
Debashis Basu
SEBI slams AMFI for ignoring directive on trail commission
The market regulator has again put its foot down on mutual funds’ trail commission issue. Will AMFI comply this time?
Swapnil Suvarna & Ravi Samalad
Tata Motors DVR shares trade at 40% discount, analysts foxed
Tata Motors DVR shares are trading at a discount of 40%. If this is a case of market imperfection, it is a huge arbitrage opportunity waiting to be exploited
Swapnil Suvarna and Pratibha Kamath
Market looks constrained by high valuations
Athough the Sensex is a good way off from its all-time high of 21,000-plus, the index’s current P/E valuation is close to its high of January 2008, which means further gains may be fuelled solely by the liquidity factor
Debashis Basu
AMFI asks for a new vote on trail commission issue by email
After our story yesterday pointing out how its old vote by hand remains unimplemented for five months, the fund lobby has asked for a new vote
Pratibha Kamath and Subrato Das
Rising promoter stake lead to better results, higher stocks
Where promoters have increased their stake, the growth has been excellent leading to higher share price
Amritha Pillay
How SEBI failed to regulate the Osian Art Fund
SEBI failed to regulate the Osian Art Fund under its regulations covering Collective Investment Schemes, despite its own advisory against unregulated art funds in 2008
Sucheta Dalal
SEBI board cannot quash order against NSDL: ex-CJI
Justice JS Verma says such quasi-judicial orders can only be reviewed and quashed “by a judicial forum with requisite jurisdiction, at the instance of a petitioner with standing to seek relief.”
Osian Art Fund investors get part payment
The long wait for some Osian Art Fund investors seems to have finally ended. However, investors have received only part payment of the redemption amount, while they continue to be anxious about the net asset value
ABN AMRO customers upset over their Osian Fund investment
The Bank, which collected Rs30 crore from investors, is believed to have charged an entry load of Rs25,000 for every Rs10 lakh invested
Mutual fund-broker route may drive up investor costs
Cost to investor under the new proposed route could reach up to eight times the expenses under current model
Sanket Dhanorkar
Shady IPO deals continue unabated
The promoter-merchant banker racket ensures IPOs get subscribed fully; huge discount demanded to aid subscription impacts post-listing performance
Promoters tank up on preferential allotments in Sistema Shyam
Recently, the Department of Telecom (DoT) gave its nod to the Russian government bid to pick up a 20% stake in the service provider for an estimated Rs3,200 crore. Promoters of Sistema Shyam Teleservices, a mobile service provider, are looking to
Online MF trading bane for distributors
Allowing trading in mutual funds through exchanges will benefit brokers as they can charge commissions from both buyers and sellers; but it may put small distributors out of business
The Indian pharmaceutical saga: Strong on generics, weak in R&D
Despite an investment of $3 billion in R&D, the Indian pharmaceutical industry has been unable to come out with a single new drug
GIPL expects to double turnover in FY11
Moneylife speaks to Parvez Umrigar, managing director of Gammon Infrastructure Projects which has a committed investment of Rs100 billion over the next few years
Many stocks still down 70-80% below their peak despite huge market rally
The Sensex is yet to climb the peak of 21,000 and yet several stocks are trading significantly higher than previous highs. Some, on the other hand, are still down miserably
A few companies refuse to divulge employee remuneration details
The Companies Act, 1956, requires companies to disclose remuneration details of employees earning more than a stipulated amount. Some companies are instead taking the easy way out, falling back on technicalities in the said Act to withhold such
Southern cement units may suffer due to over-capacity and low demand
With major capacity additions and low expected demand for 2010 and 2011, key cement players in southern India are expected to be affected adversely
Osian Art Fund delays payout
After disappointingly low returns, unit holders have suffered a delay in getting their money back from the fancied Osian Art Fund. The fund will now pay investors in November
Osian Art Fund disappoints investors with just 5% returns
The art fund promised great returns in 2006 when the art market was hot, but has disappointed investors on exit
From Rajlakshmi to Kanya Suraksha: UTI learns its lessons
UTI Mutual Fund has a new scheme for the girl child - the Kanya Suraksha yojana scheme. But it has learnt from the Rajlakshmi scheme disaster and joined hands with the Bihar government this time
Chain marketing for Insurance
MLM companies have been selling insurance products although the activity is a clear violation of the IRDA Act
PMS in troubled waters
Fund houses shut PMS business after incurring heavy losses due to the market crash last year


Inside Investing
Face to Face



Sharad Pawar, Praful Patel, Vijay MallyaFlying troubles? Blame it on Sharad Pawar or shared power! 
Despite being a shrewd politician for decades, Sharad Pawar continues to be blamed for any issue that goes out of control. The current blame game is in the skies
Personal Accident: A must-have cover 
About 0.15 million Indians died on the roads and over 0.3 million were permanently disabled in 2010. Life and physical abilities are irreplaceable but personal accident insurance,
IRDA chairman underlines that nobody should be refused an 
Speaking at a Moneylife Foundation seminar, IRDA chairman J Hari Narayan also said prohibiting banks from selling insurance products is not feasible in India
RIL does not hold stake in any media company – True or 
It may be true that on paper, RIL does not hold any stake in any media company, as the minister stated in Rajya Sabha. However, the Reliance group now openly controls Eenadu TV
Did New India overcharge lakhs of policyholders? – II 
New India Assurance admitted that a software glitch resulted in overcharging mediclaim premium, but has dragged its feet on providing information. It now says that it gave a wrong




Moneylife Shop

pathbreaker-1-New.gif Pathbreakers
Pages - 223

List Price - Rs.1200
Our Price: - Rs.1000
Plain Truth_Stock Investing.jpg Plain Truth about Stock Investing
Pages - 96

List Price - Rs.125
Our Price: - Rs.100
Plain Truth_Mutual Funds.jpg Plain Truths about Mutual Funds
Pages - 104

List Price - Rs.125
Our Price: - Rs.100
Plain Truth_Investment.jpg Plain Truths about Investments
Pages - 115

List Price - Rs.125
Our Price: - Rs.100
Plenty more interesting articles in the ML Store inside, Gift it to someone else or yourself!

. Go to Moneylife Shop
Moneylife
Navigator

Subscribe to Moneylife | Send a Gift Subscription | Visit Moneylife Store | Offers & Promotions | Moneylife Newsletter | Useful Resources

Newsviewer | Commentary | Markets | Companies & Sectors | Investing | Personal Finance | Small Business | Life

Moneylife Home | Moneylife Magazine | Moneylife Shop | Corporate Moneylife | Contact Us


Moneylife - Mutual Fund, Health Insurance, Fixed Deposit & Investing In India
© 2009-12. All rights reserved by Moneywise Media and it's subsidiaries.

No contents of Moneylife.in website or Moneylife Magazine shall be reproduced without prior permissions from the authors of
Moneylife.in website and/or publisher of Moneylife Magazine.

You are bound by Terms and Conditions for using this website any further this point.
We maintain standard guidelines of User Privacy and may not disclose private user information to third parties.

Write to Moneylife webmaster for all the questions, reports and complaints pertaining to this website.

DISCLAIMER: This article is written purely in the public interest. While every attempt has been made to ensure that the information provided on this page is accurate, Moneywise Media Pvt Ltd and its group companies (together called as ‘Moneylife’) will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through its site(s).