Mutual Fund, Health Insurance, Fixed Deposit & Investing in India
May 22,2012 | Last update 4 hours ago

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Got a Question
Q: Hi, I have a question about Liquid Funds. How safe is it to invest significant amount of money (say around 10 lakhs) in Liquid Funds compared to savings bank deposit? What factors should be considered in choosing a Liquid Fund? Can you advise on which liquid funds are the safest to consider? Thanks!
Q: I have few investments in mutual funds -SIP and lumpsum- please advice whether to continue or exit at this moment- 1. MORGAN STANLY ACE FUND 2. AXIS LONG TERM EQUITY 3.FRANKLIN TEMPLETON BLUE CHIP 4.J.P MORGAN INDIA EQUITY 5. RELIGARE CONTRA FUND
Q: Dear Sir/mam, I am taking homeloan from HDFC.Do you think that homelaon insurance is needed.The loan amount is 8lacs.Please also suggest suitable insurance products to cover the risk. Thanking you, Kind Regards, Rakesh
Q: i want to take a term insurance with accident disability rider in LIC but there is no rider option available, so will it be a good decision to take a term insurance from LIC and personal insurance from any gov owned insurance company. Kindly suggest. regards Sanjay.N
Q: A well known stock broking company (Raligare) approached me and asked me to invest a lump sum with a promise to multiply money. With the greed I invested Rs. 510,000 and signed an agreement without knowing the complete details. I invested the money by May 2009 and by August the value was reduced to Rs. 45,000. When I approached the higher authorities by then without any sympathy they were telling they were not God to multiply the money. They question how can I rely the words of an employee who was just getting a salary of Rs 20,000 a month. further they simply said that I shall approach SEBI or any other regulatory. Is their way of dealing with their customer right? I know I will not get back my money. But I do not want some other common man like me to loose his money like me. Can you do something to help the common man? I am ready to provide details if needed. I contacted SEBI but it was on no use. Though it is 2 years old I want to share it with you.
Q: I am 42 yrs old. i would like to choose and invest best retirement plan. i can invest approx 70k per annum for 15 yrs. Expecting good return after 18 yrs. Which is good plan. Kindly advise.
Q: i am investing 7000 pm in hdfc top 200 how much i get after 30 years
Q: What kind of Mutual funds are good for the short term period of 6months - 1 Year where we can expect decent returns. And are MIP's good ?
Q: I want to invenst in PFRDA NPS scheme, my age is 37 years, how much i can ivest monthly and how much i can get after 60 years.
Q: want to invest Rs 20000-25000 per year in insurance. plan ULIP premium paying term 5 year/ pls suggest best available ulip plant with 5 year premimum paying term
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.Moneylife Foundation held a workshop on 'Detoxify your body the truth about chelation therapy' on 7 April 2012


.Moneylife Foundation held a workshop on 'Democracy at Crossroads need for Electoral reforms' on 27 March 2012


.Moneylife Foundation held a workshop on 'International Women's Day' in Goa on 10 March 2012


.Moneylife Foundation held a workshop on 'Gold all told' on 28 February 2012


.Moneylife Foundation held a workshop on 'Charge up your Moneylife' on 25 February 2012


.Moneylife Foundation held a Screening of ' The Journalist and the Jihadi- The Murder of Daniel Pearl' on 18 February 2012


.Moneylife Foundation held a workshop on 'A Holistic Approach to Wellness & Health care' on 7 February 2012


.Dr Subramanian Swamy at Moneylife Foundation's 2nd Anniversary program


.Noted lawyer Parimal Shroff speaking on Housing regulation on 25 January 2012 at Moneylife Foundation


.Moneylife Foundation held a workshop on 'Investor Empower Yourself held at Hyderabad' on 22 January 2012


.Moneylife Foundation held a workshop on 'using RTI effectively in the financial sector' on 17 January 2012


.Moneylife Foundation held a workshop on 'How to be safe and smart with your money' on 10 January 2012


.Moneylife Foundation held a two-day summer special workshop on Financial Literacy on 20th and 21st April


.Moneylife Foundation held a workshop on 'Brokering News'on 20 December 2011


.Moneylife Foundation held a workshop on 'Investor, Empower Yourself' in Pune on 17 December 2011


.Moneylife Foundation held a workshop on 'Investing abroad opportunities,risks and taxes' on 13 December 2011


Citizen right.Moneylife Foundation held a workshop on 'Citizens right to grievance redress bill' on 24 November 2011


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Moneylife » companies-sectors
 

Inside Companies & Sectors
Moneylife Digital Exclusives

Debashis Basu
Kumar Birla’s Living Media investment is a bet on a sunset sector

Kumar Mangalam Birla’s investments in “sunrise” sectors over the last decade have been garments, retailing, telecom, financial services and software. All these have fetched very poor returns. Now comes his investment in the messy, unprofitable and sunset media sector

Moneylife Digital Team
TV Today investors over-react to Kumar Birla’s investment in Living Media group?

The Aditya Birla Group has invested 27.5% stake in Living Media India, a holding company of TV Today Network, for an undisclosed sum. Will this change the business model of TV Today?

Moneylife Digital Team
Jain Irrigation Systems: Can’t pay its huge debt and wants to conquer Africa

The micro irrigation company is facing slowing sales growth, increasing delay in release of government subsidy receivables and consequently high working capital and high interest cost and yet has committed an investment of $375 million in sub-African countries

Moneylife Digital Team
PPP projects seen as risky and not safe in current market conditions

With poor market conditions to raise equities, infrastructure players may find it difficult to stay afloat. A brief primer shows how debt can be dangerous

Yogesh Sapkale
Bharti Airtel: What took you so long to cut 3G tariff?

While Bharti Airtel is introducing 4G services in select markets, it is also trying to focus more on 3G, which so far has failed to generate much revenues for the mobile operator

Moneylife Digital Team
Bajaj Auto reports healthy operating profit on increased exports but disappoints on the domestic front

Bajaj Auto has reported a 31% higher operating profit due to increased exports but vehicular sales have declined domestically as consumers feel the pinch of higher interest rates

Moneylife Digital Team
CBI to investigate JSW Steel amidst allegations of bribery, corruption and illegal mining

The Central Empowered Committee report has mentioned JSW Steel as one of the beneficiaries of the illegal mining scam in Karnataka, which was headed by former chief minister BS Yeddyurappa. It also reported poor quarterly results

Moneylife Digital Team
Warburg Pincus’ dud investment in Moser Baer: An honest mistake?

Warburg Pincus, a private equity giant, sold its investment in Moser Baer after taking a massive loss. It is strange that Warburg took 12 years to realise what was apparent long time ago

Moneylife Digital Team
Unimpressive quarterly earnings results show cost pressures

Sales growth of the 415 companies that have declared their results so far, have been excellent but their margins have been squeezed, leading to very poor profit growth

Moneylife Digital Team
RIL does not hold stake in any media company – True or False?

It may be true that on paper, RIL does not hold any stake in any media company, as the minister stated in Rajya Sabha. However, the Reliance group now openly controls Eenadu TV and the Network18 Group


Inside Companies & Sectors
More ML Digital Exclusives
Moneylife Digital Team
Cash-strapped TV18 bails out Infomedia’s rights issue
The just-concluded Infomedia18 rights issue was undersubscribed, requiring promoters TV18 to pump in up to Rs12 crore of the unsubscribed portion of the issue, even as TV18 is haemorrhaging cash
Pallabika Ganguly
After affordable homes, K Raheja plans low-cost villas
K Raheja Corp is planning to launch low-cost villas in Hyderabad, Pune and Goa for around Rs45 lakh-Rs65 lakh
Pallabika Ganguly
Provogue to enter FMCG market; will tie up with JL Morison
Provogue India is signing a joint venture deal with FMCG distributor JL Morison for the distribution of its body-care products
Amritha Pillay
Domestic tankers, coastal trade to benefit from new cabotage policy
If the proposed cabotage policy to bar foreign flagships in Indian costal trade is implemented, it will help the indian tanker segment
Pallabika Ganguly
Spirituality for the masses, now wrapped in print
The Times of India will soon launch a weekly newspaper based on ‘The Speaking Tree’, a spiritual column which is now published in the inside pages of the newspaper
Yogesh Sapkale with Ravi Samalad
Bhuruka Gases calls for EGM to buy back equity
Minority shareholders of BGL are crying foul over the move. Next year, the company is planning to go for overseas trading operations in coal and bio-diesel, which could yield huge profits
Amritha Pillay
Land incentives may make road projects attractive
The road transport ministry is mulling over a proposal to allot land tracts alongside road projects to make these constructions economically viable
Sanket Dhanorkar with Ravi Samalad
TeleCanor’s private investor cries foul
Wealthy private investor Hemant Gupta alleges misuse of his funds by TeleCanor Global; the company on its part claims malicious propaganda is being spread by Mr Gupta to manipulate its stock price
JSW Energy plans to ramp up capacity
Power company JSW Energy plans to increase its power capacity up to 11,390MW by 2016. However, officials from the company agree that the risk factor involved in coal imports needs to be addressed
Indian textile exporters target fresh markets
India—the world’s fifth largest textiles exporter—has been forced to shift its focus to newer markets from traditional markets like the US and EU, due to tougher competition and withdrawal of incentives from the government
March 2010 target for road development unlikely to be met
Major companies in build-operate-transfer (BOT) road projects believe the March 2010 target could be difficult to meet and the sector could be plagued by problems like late bidding for projects and hitches in land acquisition
Office rents are falling in Tier I cities
Office rents in Tier I cities, like Mumbai and New Delhi, are falling with higher supply and lower demand for office space
Smart grids could open up prospects for various sectors
Setting up of the smart grid system would prove beneficial for industries like IT and the renewable energy sector along with power utilities, metering and power equipment providers
Pipeline to Profits
Indian pipeline manufacturers are benefiting from large-scale US gas pipeline expansion
The Indian pharmaceutical saga: Strong on generics, weak in R&D
Despite an investment of $3 billion in R&D, the Indian pharmaceutical industry has been unable to come out with a single new drug
This is the age of 'compact' vehicles
With Tata Nano starting a new segment of compact cars in India, the 'compact' bug now seems to have bit other segments as well
IOL Netcom in dire straits, claim employees
Disgruntled employees allege IOL Netcom has been withholding salaries since January 2009, allegedly due to cash problems.
Natural gas production to double in four months
Increasing number of wells in KG basin will generate 82 million cubic metres of gas per day


Inside Companies & Sectors
Recent ML Digital Exclusives
India keen to buy BP's assets in Vietnam: Deora
Oil minister Murli Deora flew into the Vietnamese capital today with heads of blue chip Indian oil
GMR1. 'Coal supply shortage will not affect power projects'
GMR group unit GMR Energy is investing around Rs18,000 crore over the next three years to add
kv-kamath1. ‘India is getting back to speed. We had merely taken our foot off the accelerator’
K V Kamath, Chairman, ICICI Bank, says that the India growth story is still intact, despite the
Vetri-Subramaniam-thum. ‘Industrial recovery was stronger than expected’
Moneylife presents the second part in a three-part series of the interview with Vetri Subramaniam,
floods-sugar_125. Unseasonal rain turns spoilsport for wineries in Maharashtra
Indian winemakers and grape growers in Maharashtra may gnash their teeth, but there is little they
alladin. Higher sugar prices impact food products industry
The food products industry is still reeling under higher commodity prices, especially those of
wrong-no. Who played spoilsport in the Bharti-MTN deal?
The much hyped Bharti Airtel-MTN merger deal has been called off, thanks to the flip-flop attitude
KEC. ‘We will match industry growth’
Ramesh Chandak, MD and CEO, KEC International Ltd, talks to Yogesh Sapkale on his
BNP. “The new generation of wealthy are the ones open to using wealth-management services”
European banking and financial group BNP Paribas’ Indian unit BNP Paribas Wealth Management
chanda-kochar. 'For India, things are looking bright'
Chanda Kochhar, CEO of ICICI Bank, is bullish for the right reasons
coverst194 3 Winning Sectors Now and the Right Stocks to Buy
The Indian economy is limping back to recovery. We have identified three sectors—some key



Inside Companies & Sectors
Moneylife Articles



Sharad Pawar, Praful Patel, Vijay MallyaFlying troubles? Blame it on Sharad Pawar or shared power! 
Despite being a shrewd politician for decades, Sharad Pawar continues to be blamed for any issue that goes out of control. The current blame game is in the skies
Personal Accident: A must-have cover 
About 0.15 million Indians died on the roads and over 0.3 million were permanently disabled in 2010. Life and physical abilities are irreplaceable but personal accident insurance,
IRDA chairman underlines that nobody should be refused an 
Speaking at a Moneylife Foundation seminar, IRDA chairman J Hari Narayan also said prohibiting banks from selling insurance products is not feasible in India
RIL does not hold stake in any media company – True or 
It may be true that on paper, RIL does not hold any stake in any media company, as the minister stated in Rajya Sabha. However, the Reliance group now openly controls Eenadu TV
Did New India overcharge lakhs of policyholders? – II 
New India Assurance admitted that a software glitch resulted in overcharging mediclaim premium, but has dragged its feet on providing information. It now says that it gave a wrong




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