The century: Moneylife Foundation’s 100th event

January 19th, 2012 No comments

On 27 December, while the world celebrated Christmas holidays, Moneylife rejoiced too, holding its 100th seminar at the Royal Yacht Club in Colaba. And there was chocolate cake to boot.

Moneylife Foundation 100th Seminar

The guest for the occasion, veteran property lawyer and tax expert Vimal Punmiya, spoke on issues related to Wills and Nominations, which met with an enthusiastic response from the audience.

Well known social activist, Ms Indrani Malkani, presented the team with a bamboo sapling as a good luck charm and wishing prosperity. Sunil Bajaj, representative of CREDAI, brought a much appreciated cake, which the team shared with the present guests. We hope that the double ton comes soon.

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Illegal hoardings covering traffic signal at Dadar

December 5th, 2011 No comments

6th December marks the death anniversary of the great political leader, Dr Babasaheb Amdekar. Each year, Chaityabhoomi, located at Shivaji Park, Dadar (Mumbai) witnesses lakhs of followers of Dr Ambedkar coming to pay homage to their leader who gave them a fare chance in society. Far from his noble cause, politicians today don’t want to be behind in pleasing this community (one of the highly populated), either.

Illegal hoardings at Dadar that covers the traffic signal So putting up a hoarding (read illegal) is one of easiest way. Put up as many political hoarding as you can, even if it means covering the signal, making it impossible for pedestrian to decide if they are supposed to walk or stop.

Meanwhile, there are lakhs of people, who have come from far places across India, on street, – cooking, sleeping, bathing.  However,  for the publicity-hungry Mr Politician, plight of these people has no place except putting some illegal hoardings. 

Hope the political parties start treating them as human beings and not vote banks.

 

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A Wheelchair Accessibility Van Service

November 29th, 2011 No comments

“I was completely healthy and used to drive motorcycles, cars and was average sports player. At the age of 16, I started limping and used to get tired walking long distances. My family doctor advised me to see a neuro physician. After diagnosing, he told me I have an incurable disease called muscular dystrophy,” says Prasad Phanasgaonkar, of Samartha Travels, Mumbai.

Samartha

Muscular dystrophy is an inherited group of muscle disorders, which cause a slow but progressive degeneration of the muscles. Muscular dystrophies are a group of inherited conditions, which means they are passed down through families.

They may occur in childhood or adulthood. There are many different types of muscular dystrophy. All of the muscles may be affected. Or, only specific groups of muscles may be affected, such as those around the pelvis, shoulder, or face. Muscular dystrophy can affect adults, but the more severe forms tend to occur in early childhood. There are no known cures for the various muscular dystrophies. The goal of treatment is to control symptoms. Physical therapy may help patients maintain muscle strength and function. However, the awareness among people is less.

Prasad further adds, “After muscular dystrophy trying to cope with daily life like a normal person became a struggle because of environmental obstacles for the reason that footpaths are without ramps and stairs with no bars to hold. For eight years, I stayed in a building that had no elevator. Thus, even moving out of my house to go down the building became quite difficult. I had to quit my college while studying production engineering because boarding trains and buses while traveling was risky as its always crowded and there’s lot of rush in Mumbai city.”

He further elaborates, “I had never imagined that one day I would land up in wheelchair. The transition from a normal person to disabled person was very painful at the same time it was a learning process. During this phase I learnt most of disability is in mind. I start spending a lot of time on the Internet.”

Prasad says, “Browsing through net I gained lot of information and motivation to overcome disability. A Japanese student Dr Sanae Hayashi, who is also suffering from muscular dystrophy, contacted me after reading my homepage. She came to India to research on disability and Hindu culture. She is good friend and has helping nature.” Prasad was trying to find a way to be financially independent as well as to live life overcoming physical challenges. There are government and private companies who have jobs for PWD but due to inaccessible infrastructure, wheelchair users are confined to their homes and have to look for accessible places or make their own world. During this quest Dr Hayashi one day brought information regarding self employment schemes for people with disability. The scheme is launched by the National Handicapped Finance and Development Corporation (NHFDC) that has been set up by the Ministry of Social Justice & Empowerment, Government of India. He applied for NHFDC loan to start a car rental business. Getting the loan was not an easy task.

Prasad says, “I had to submit a lot of documents and prepare a project report about my business. I first applied for loan to the Maharashtra State Handicapped Finance and Development Corporation in Bandra (Mumbai). It is after nine months of constant efforts, I got my first loan of Rs500,000 approved. I borrowed additional Rs2,00,000 from my family to start the business. Thus, Samartha Travels was started in 2003.”

He further adds, “It was fun and exciting as my best friend Prashant Kavle became my partner and did jobs which due to inaccessibility are not possible for me. I took care of the car bookings over the phone and emails. We first started with Toyota Qualis and rented it to people. As I used to travel a lot, I had good knowledge about how car renting business works. To create awareness, we started a website. Publicity was also created by word of mouth and social networking website. Later on as the business started working well, and after repaying my NHFDC loan, we borrowed loan from private banks such as HDFC and ICICI Bank.”

Mumbai-based Samartha Travels has been providing quality luxury vehicles like Toyota Innova, Toyota Qualis, Tata Indica and other vehicle types on rent since 2003. Later on, Prasad wanted to start an accessible transport service for disabled people. So in December 2006, a wheelchair accessible car service was introduced. He adds, “This vehicle was designed on our own and was only possible because partner Prashant Kavle and sister Gauri Dandekar backed and believed in my ideas. As I had done my graduation in mechanical draughtsman, I had the idea of the design of the vehicle. Also, my late uncle who was a scientist at BARC helped me design the vehicle. We have followed universal design norms and did modifications on Tata Winger to fit Hydraulic Lift. It is a huge success among the Wheelchair users in Mumbai city.” According to Prasad, “This vehicle is only vehicle in Mumbai at present available for adult wheelchair users to travel around Maharashtra and other states of India. After running wheelchair accessible service for more than four years we have upgrade our vehicle with user inputs and can say that its best vehicle for PWD and stands far better than accessible vehicles around the world.”

The accessible Tata Winger can include over all six passengers and is air-conditioned with a music system. It has a locking system which includes belts and hooks. The locking system holds the wheelchair firmly at one place while travelling. Also, there are belts that can hold the disable person. For eight hours and 80km the cost of the service is Rs2000. If it’s above eight hours, Rs100 is charged for every extra hour and Rs15 for extra km. If one has to travel outside Mumbai then there is Rs250 to be paid for driver allowance. However, our motive is not to profit so we reduce rates also for people who cannot afford to pay the cost. The accessible vehicle has currently been rented to places such as Ahmedabad, Chennai, Indore among others. We also get calls from Delhi, Agra and other places for the vehicle. Speaking about his future plans, Prasad says, “I want to start this service in all the cities of India.”

Happy Children’s Day

November 14th, 2011 No comments

November 14, famously celebrated as Children’s day in the memory of the first prime minister of independent India. Now that I have surpassed the official age till where you are branded as a child, for me Children’s Day continues to be a special day for many reasons. I am sure each one of you would  feel nostalgic about the good ole school days, where this day meant no punishment, no class work and a chocolate from a teacher. It would also mean a trip to small hotel nearby by our folks. smiley

it is said that each generation is a step higher than the earlier one, and today's kids are no exception. For them, the chocolate toffy has been replaced by fancy cadburies and burgers and pizzas has become daily food item. Playing with marbles and kites has been replaced with video games and PSPs. laugh

For me, those childhood memories still linger and each time it brings a broad smile. Growing up is inevitable but to grow up is optional. I choose not to grow up for today.  So I celebrate this Children Day for a child within me. Happy Children's Day.

A special thank to my editor for the chocolate Cadbury treat. cool

Feel free to gift me a Calvin and Hobbes comic series, or a remote controlled toy car.

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WikiLeaks: Carry a plastic sheet in BEST buses!

September 15th, 2011 No comments

No, just kidding, this is not from WikiLeaks. But our buses are leaking… and how!

If crowded BEST buses and Mumbai’s potholes aren’t enough to test your patience while travelling, wet seats will get your goat (that is, if you manage to get one. Not the goat, the seat).

Wet seats? You read it right. The seats of BEST buses (at least the one I travel, number 93) are always wet. So much that, you prefer to stand. These 'seats' have been mutilated, water seeps in… and gushes out if you even try to sit on them.

Of course I tried. A thick tabloid to cover the sheet. The result–the 53-paged tabloid was completely soaked. I'll spare you the rest of the details.

Now I have decided to carry a plastic sheet instead. My advice to all–you can leave your AmEx card behind, but never leave home without a plastic sheet if you like bus travel. When I checked last, magic carpets had not been invented. Yet.

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The Show must go on…

August 31st, 2011 No comments

Amit Jadhav (name changed) works as a police constable in Mumbai’s busiest area, Mohammed Ali road. Like several of his colleagues even he has to attend duty for hours due to the festive season.

The month long fasting of Ramzan followed by Ganesh Chaturthi is a task for all men in uniform. The extra security and naka bandis across the city to ensure citizens’ safety means compromising on their personal celebration.

Many of the policemen from the Mumbai police force belong to the Konkan region of Maharashtra. The southern belt of the state is known for its Ganesh festivities.

Jadhav and his family have already left for their village to welcome the lord. But he has no option then to be at his 10 hours long duty. Like ourselves, all these men also have family, they too need to enjoy these occasions, but often sacrifice it on the duty to ensure our safety.

Amidst the terrorist threats, the security during such festivals has been beefed up. Let’s ensure our own safety by just being vigilant and avoid unnecessary crowding at pandals. Let these men in khaki also have their own share of joy.

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Anna Hajare supporters…

August 27th, 2011 No comments

My fellow commuters from Kalyan, supporting Anna Hajare and wearing “Gandhi Topi” provided by us. And yes, I am not there in the picture as I was clicking it. While we were doing this, one person suddenly appeared and wanted to 'buy' the Gandhi topi. Somebody joked that you need to pay 50 rupees for it. That person took out his wallet and offered to pay Rs50 for the cap! The problem was I had no spare cap left with me but the fellow was not in a mood to relent. Finally I had to give my cap to him, free off course and he went away happily! 

Lunch for stray dogs at Dadar

August 25th, 2011 No comments

 

Several times, while on my daily after lunch walk around Shivaji Park, I found this woman. She carries food in large containers and feeds stray dogs. She however, does not like spilling the food and opts for small plastic containers from which the dogs eat their ‘readymade’ lunch! Did not ask her name, though, fearing my enquiries may disturb her and her routine. A Good Samaritan indeed.

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Moneylife reader in local train

August 4th, 2011 No comments

Today, I found this person reading latest issue of Moneylife in my (regular) 8.43am Kalyan -CST fast local…

Good to see something like this to start a day. Wish one day I would see everyone reading Moneylife in all local trains.

Tathastu! 

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Aborted Idea…

July 30th, 2011 No comments

From my patent position near the door in the first class ladies' compartment, I am one of the few daily passengers who get fresh air and an uninterrupted view of the city everyday. And everyday, when the train stopped at Sion and Matunga, a wonderful hoarding would stare at me, which advertised a certain abortion clinic. On the top, there was the name, then the silhouette of a pregnant woman with the placenta highlighted in red, with phone numbers in bold beside. And overshadowing everything was a 'FULLY COMPUTERISED OPERATION' in bold. More hilarious than insulting, the sign would conveyed a sense of relief, because that would mean Dadar was closed.
About a fortnight back, it disappeared. In its place is a bland canvas featuring a smiling teenager who claims to have benefitted from a certain course and has landed a bank job.
Where did the ad go? Why did it abandon all the women whom it would help 'make a choice'? I doubt the clinic has been shut down, so why did it stop announcing its existence?
The truth dawned suddenly a couple of days back.
Its disapperance was shortly after raids were conducted in sonography clinics in Thane and other places, where doctors were arrested for conducting sex-determination tests on foetuses. Abortion clinics would be a very good place for killing off unborn girls, and it is a known secret that these places cater to families who 'look for' a male child.
As soon as the raid is forgotten, the ads will resurface. Meanwhile, these centres will continue with their work silently, taking away the choice of being born from many girls.