You Asked for It, RSS

So, the RSS is having its way. Nitin Gadkari is definitely going to be the new president of the BJP. That decision has been taken, sealed and delivered to the BJP. An announcement of the changeover is expected this month. That should suggest that the RSS has a clear roadmap for the BJP and would be running the political arm from Nagpur. Far from it, insiders say. The RSS got involved in...

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1st Prize winner: Offer Simple Products via Multiple Channels

Reformulate products based on mass-market customers’ key requirements—context, affordability, simplicity and speed

The coverage of banking and financial services in India is surprisingly low compared to a developed country’s. Only about 59% of adult population in India has bank accounts and there is a large gap between the coverage of banking services in urban and rural pockets.

The low...

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2nd Prize winner: Use Technology & Microfinance

Greater financial inclusion requires improvements in the credit-delivery mechanism

Gram Swarajya was the essence of development for Independent India. But even after six decades, financial inclusion is a matter of debate. Financial inclusion may be defined as the process of ensuring access to financial services and timely and adequate credit for vulnerable and low-income groups at an...

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