A study by Dr Adele Green published in the journal Annals of Internal Medicine found that regular use of the sunscreen slows skin aging in the young and middle-aged
One secret to younger looking skin can be as simple as using sunscreen regularly. The study which was conducted in Nambour, Australia—a region known as the Sunshine Coast—with 903 participants younger than 55 found that after four and a half years, those who applied sunscreen daily to their skin had no detectable skin aging and had 24% less aging of the skin than those who used sunscreen less often.
The study was restricted only to those under 55 years of age, because their skin aging is caused mainly due to the effects from the sun as opposed to getting older. The participants were randomly assigned to one of the four groups, those who could use sunscreen when they felt it was necessary and those who were to use it on a daily basis. Participants in both groups either took a daily beta-carotene supplement, or placebo, or neutral substance.
Participants had moulds made of the back of their hands and were graded for aging at the start and end of the study. When the moulds were compared researchers saw no increased or progressive aging amongst the people who had used the sunscreen regularly compared with more severe progressive aging in those who didn’t use sunscreen on a regular basis. “Our findings now provide evidence that regular sunscreen use slows down skin aging in healthy middle-aged men and women,” said study author Dr Adele Green, a specialist in public health medicine and senior scientist at the Queensland Institute of Medical Research in Brisbane, Australia.
Researchers were also considering whether participants who took beta-carotene, an antioxidant-rich dietary supplement might have fewer wrinkles and sun damage compared with those who took a placebo. But the study found no benefit to beta-carotene supplements for reducing skin aging, though it could not rule out a small effect. Skin aging is due to the cumulative effect of sun exposure, superimposed on chronological aging, experts say. Billions of dollars are spent each year on products that promise to treat or protect against it.
EUIN would be applicable for transactions such as purchases, switches, registrations of various mutual fund plans, but would apply for payments of instalments under any plans, as also for dividend reinvestments, bonus units and redemption
With an aim to check mis-selling of mutual funds by bank staff and employees of other financial services firms, the regulators have made it mandatory for such persons to get an “Employee Unique Identification Number” (EUIN) for sale of MF schemes.
The decision has been taken by the mutual fund industry body and self-regulatory organisation Association of Mutual Funds in India (AMFI) in consultation with capital markets regulator Securities and Exchange Board of India (SEBI).
As per the notifications issued by the fund houses, the EUIN would be mandatory for all kinds of mutual fund transactions with effect from 1st August.
While EUIN regime has been brought into effect this month for mutual fund transactions through traditional physical modes this month, the transactions made through mobile, stock exchanges, ATMs and call centre platforms would mandatorily need EUINs from 1st August onwards.
As per directions from SEBI, which regulates mutual fund in the country, the fund houses have been asked to create a unique identity number of the employee, relationship manager, salesperson of the distributors interacting with the investor for the sale of mutual fund products. This is in addition to the AMFI Registration Number (ARN) of the distributor.
EUIN aims to assist in tackling the problem of mis-selling even if the employees, relationship managers, salespersons leave the employment of the distributor and would also apply to employees of banks who sell mutual fund products.
The issue of mis-selling of mutual funds by bank staff has come under the regulatory scanner in the recent past, amid suspicion that certain employees might be selling wrong products to the investors to get higher commissions.
Quoting of EUIN would be mandatory in case of advisory transactions. The EUIN is largely applicable to sales persons of non-individual mutual fund distributors.
It would be applicable for transactions such as purchases, switches, registrations of various mutual fund plans, but would apply for payments of instalments under any plans, as also for dividend reinvestments, bonus units and redemption.
Airtel said that the Volume Based Charges (VBC) on its recharge vouchers for 2G data usage of three denominations have been reduced to 1 paisa per 10 KB from 10 paisa per 10 KB making internet usage affordable for its subscribers
Triggering competition, private sector telecom services provider Bharti Airtel slashed data usage charges by 90% for pre-paid subscribers in Punjab and Haryana, a day after Vodafone lowered data charges by 80% for its pre-paid and post-paid customers in three circles.
Airtel said that the Volume Based Charges (VBC) on its recharge vouchers for 2G data usage of three denominations have been reduced to 1 paisa per 10 KB from 10 paisa per 10 KB making internet usage affordable for its subscribers.
The recharge vouchers of Rs22, Rs25 and Rs125 carry a free download limit of 125 MB for five days, 150 MB for seven days and 1 GB for 28 days.
After the free download, the customers were presently charged at 10 paisa per 10 KB which have been reduced to 1 paisa per 10 KB with immediate effect, Airtel said in its release.
The release said that the validity of the Rs22 and Rs25 recharge vouchers has been increased to 30 days and that of Rs125 recharge vouchers increased to 90 days.
“Looking at the increasing number of mobile internet users in both urban and rural areas, the reduction in rates is further going to boost the usage of mobile internet,” the release said adding the benefit, however, would be available only to prepaid customers.
Vodafone on Tuesday reduced the price from 10 paisa per 10 KB to 2 paisa per 10KB for Karnataka, UP West and Madhya Pradesh & Chhattisgarh circles for both pre-paid and post-paid customers using the 2G network.
“These rates are currently applicable in Karnataka, UP West and Madhya Pradesh & Chhattisgarh circles and will be rolled out nationally in a phased manner,” Vodafone had said.