Insurance
Traditional plan: Opaque and low returns

HDFC Life’s Sampoorn Samridhi Insurance Plan is innovative but avoidable

HDFC Life has launched Sampoorn Samridhi Insurance Plan, a ‘with-profit’ traditional product. The key highlight of the product is that a customer can opt for any of the maturity benefit options—enhanced cash option (enhanced maturity amount at the end of the policy term) or enhanced cover option (additional sum...

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Home insurance: Home protection

Chola’s Total Home Protect addresses a small but important segment

Chola MS General Insurance has launched ‘Chola Total Home Protect’ product. Chola Total Home Protect comes in three variants covering risk to contents up to Rs25 lakh. The scheme will cover buildings (only for self-owned houses) against fire, acts of God and terrorism. It will offer cover for value of construction cost from...

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Fine print

IRDA may allow banks to sell products of two insurers

Insurance Regulatory and Development Authority (IRDA) has said on that it is considering a proposal to allow banks to sell products of two insurance companies each in life and non-life categories, a move that will supposedly help expand the insurance market. As per the current rule, a bank is allowed to sell products of one life...

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