Citizens' Issues
Supreme Court asks CBI to probe Saradha, other Ponzi scams

The Supreme Court also asked CBI to look into any other ponzi scheme involved in chit fund scam in West Bengal, Odisha, Assam and Tripura

In a major setback to Mamata Banerjee-led West Bengal (WB) government, the Supreme Court in Friday handed over the multi-crore Saradha scam investigation to Central Bureau of Investigation (CBI).

 

"The (WB) state police has not been able to make any headway in the conspiracy angle, money trail and the seizure of the properties related to the scam," a bench headed by Justice TS Thakur said.

 

The West Bengal government, all through the hearing of the matter, had strongly resisted the plea for handing over the investigation to the CBI.

 

The apex court also asked CBI to look into any other ponzi scheme involved in chit fund scam in West Bengal, Odisha, Assam and Tripura.

 

Earlier in February, Saradha Group chairperson Sudipta Sen was sentenced to three years in jail by a court in Kolkata after he confessed to flouting provident fund guidelines.

 

Widening its probe into the multi-crore Saradha chit fund scam, the Enforcement Directorate (ED) last month issued summons to numerous entities even as it attached assets worth Rs140 crore of individuals and firms on money laundering charges. The notices came in the backdrop of ED attaching Rs105.62 crore assets of various entities involved in the case including Saradha Director Sudipta Sen and his wife Piyali. ED had attached Rs34 crore worth of assets earlier in the same probe.

 

Amid growing public outrage over an allegedly fraudulent investment scheme run by the Saradha group, the Securities and Exchange Board of India (SEBI) also begun a fresh probe into the fund-raising activities of the Kolkata-based entity.

 

Besides fuelling huge protests in West Bengal and other states by investors and agents, an alleged chit fund scam by Saradha group had even snow-balled into a political controversy with various parties blaming each other for not taking enough steps to rein in fraudulent deposit-taking activities.

 

West Bengal chief minister Mamata Banerjee too had announced a high-level inquiry and also a SIT probe into the collapse of chit fund company of Saradha Group, which was said to have left thousands of investors in the lurch.

User

An Open Letter to CEC on electoral reforms

Indian elections can be made much more efficient in the areas of preparedness, time  given to candidates, campaign duration, scheduling of polling dates and missing names of voters. Here are some suggestions

Dear Chief Election Commissioner,

India is in the grip of election fever since 5 March 2014 when the Election Commission (EC) announced the schedule for the General Election 2014.  After witnessing the way the election campaigns are being carried on by various political parties, as a citizen of this great country, I would like to share my thoughts and make certain suggestions for consideration of the Election Commission. I have attempted to do an environment analysis and look at five major aspects like overall preparedness, time for candidates for filling nomination, campaign duration allowed for candidates, multi-scheduling of polling dates, missing names of voters, and number of political parties in the country. Under each of these, I have examined the EC guidelines and given my observations.  Surely, my first observation is to compliment the EC for the humongous task  on its hand in ensuring fair and free election in the country.
 
1. Overall preparedness:
Guidelines of the EC: The EC is aware that the 15th Lok Sabha would be ending its present term by 31 May 2014. The first meeting on the plan of conducting the 16th Lok Sabha election was kick-started on 4 Feb 2014 when the EC convened its meeting with all the recognized National and State Political Parties.  The first date of election was 7 April 2014.

Observations: It meant that the EC has considered that just two months as sufficient for gearing up the entire machinery and ensure their preparedness in taking up various responsibilities envisaged by the EC. The EC may claim that almost all the political parties are aware that the elections would be held in April-May 2014. So, they have commenced their preparations, strategies and selection of candidates much before the official announcement of schedule of election by the EC. But, a number of political parties would have got very little time -- hardly a month to organize themselves. The time given by the EC appears to be inadequate to provide level playing field for all the political parties. Of course, the EC can take steps only if it is assured that the present ruling party/ies would complete its term  as in the present case of United Progressive Alliance (UPA II).  Hypothetically, when a ruling team  is voted out in the Parliament that forces President’s Rule on the country, then the EC would get a clear six months  to conduct the next election. In the present case of UPA II, the EC could have announced its plan to hold the present election as early as December 2013 instead of March 2014. In the US, the election date is announced more than a year ago.  Of course, unlike in the US, where the dates of election to the post of the President are pre-determined and fixed, in India there is no certainty about the date of the General Elections. Nevertheless, the EC has a clear six months to announce its schedule of election dates in India, which would have been used in the present case. Perhaps, this may be followed in the next (17th Lok Sabha / Assembly) elections.  

2. Time for candidates:
Guidelines: Each candidate is given one week for filing his / her nomination from the date of notification by the EC for a specific Parliament Constituency /Assembly Constituency. For example, if the date of notification by the EC is 14 March 2014, the last date for filing nomination is 21 March 2014 and withdrawal is 24th March 2014.

Observations:  In continuation of my observations made above, if the announcement of schedule is made by the EC in December 2013, then most of the candidates would have got their nominations  accepted and would have given time for them to start the election preparedness. In addition, the EC should  make  the last date for  filling nomination of candidates uniform for all the constituencies in the country  irrespective of the date of election for a particular constituency. In the present case, say for instance, for Varanasi constituency, speculation about the names of candidates was in the air for a long time after the actual elections for various constituencies in the country have been completed. The General election to Lok Sabha should be taken as a single event and not separate events and the pre-poll events  should be freezed uniformly across the country. For example, in the present case, the last date for filling nominations might have been uniformly fixed as 21 March 2014 for all the constituencies in the country. This would save the work and resources of the EC across the country and concentrate on the election process which are more resource crunching.  

3. Campaign duration:
Guidelines: Campaign for any constituency to end two days before the date of election.

Suggestions: We are in a world where technology has annihilated time and distance.  For example, political parties are making their presence in the TV channels almost every day.  They use the internet, twitter and other systems to be in touch with their potential voters and continue to market their parties. Say for instance, the visual media provides space for the leaders of political parties to come and make their points heard even though they may not refer to a particular constituency. So, the extant guidelines of the EC are observed more in breach and it may need to be reviewed and if needed be dispensed with as it does not seem to serve any purpose.

4. Multi-scheduling of polling dates:
Guidelines: In the present case of elections to the 16th Lok Sabha, the EC has announced nine stages of polling covering  534 Lok Sabha seats, three state elections and some of the bi-elections to assembly segments.
 

Observations: I am not sure of any specific guidelines to have the elections spread over a period of time. But, given the intensity of campaigning, the quality of campaigning is reaching a new low with each passing day. It has been becoming more personal ignoring larger issues affecting the country and the people at large.  With technology in full blaze, the proceedings of election campaign give a sick feeling and there is a sense of fatigue among the citizens watching the proceedings going on.  Almost every State Election Commission offices are inundated with more than 1,000 complaints about violation of code of conduct which mainly on inappropriate / false allegations against the party candidates etc.  It is also practically impossible for the EC/ State offices of EC to examine all these complaints and take  actions  and  pronounce punishments wherever needed.  

Moreover, the enormous responsibility rests with the state machinery in various states to keep constant vigil  in guarding the electronic voting machines (EVMs) from being tampered with, stolen, destroyed till the 16 May 2014 when the results are scheduled to be announced.  For election held on 7 April 2014, the responsibility will be very over-bearing for the security forces to hold these EVMs for over a month.  In fact, the election to these remote areas could have been held in the last stage as it would have reduced the risk of the safety of EVMs as these areas are more vulnerable than other places. So, if the time for duration of election schedule is reduced to the minimum, it would have avoided  the enormous energy and cost on.  

Suggestion is to divide the election constituencies into four  broad categories: 1. very safe locations; 2. Safe locations; 3. Difficult access/ risky locations; 4. Very difficult/ very risky locations.
 
Elections should be held to each of the four locations on a particular date across the country in the above order. This would reduce the number of dates of elections to four dates for the whole country. With technology in place, EVMs under use, this is a feasible one. This will reduce the enormous resources needed to mobilize the police/ security forces to keep them on toes, which is about one and a half month (40 days ) in the present election schedule.  I also do not see any country where elections are held for such a long period of about one and a half month. I reiterate that with technology in place, it is feasible to make the elections held in a shorter span of time than the present nine stages scheduled.

5. Missing names from voter list:
Electorates:  There will be 814.5 million electorates who would exercise their voting rights in the 16th Lok Sabha elections.
 
Observations:  There were huge number of eligible voters not finding their names in the voters list (Deepak Parekh of HDFC is among them who does not find his name). I am also one of those unfortunates who did not find my name in the voters’ list though I am a permanent resident of Pune for about eight years. Besides, I also understand that certain category of  defense personnel do not get their voting exercised. So too, huge number of non-resident Indian (NRIs) who may not be able to use the services of Indian Missions abroad for casting their votes in the election.

Another significant category is those whose names are in the list but out of station on the date of polling due to variety of compelling circumstances (marriage, death, hospitalization and official engagements). These otherwise eligible voters also miss out from exercising their right to vote.  Such of these eligible voters and those who are missed out of the voters’ list,  provision should be made to exercise their votes in a separately designed machine (with technology this is a feasible one)  in the nearest polling booth provided they are able to show anyone of the listed documents (EC may follow KYC norms of banks) to the polling officials as proof of identity and address.
 
Number of Political Parties:
Guidelines: It appears that no specific guidelines available to limit the number of political parties can function in the country.

Observations:  It is an open statement that there are a very large number of parties fighting the present election. According to the EC website (10 March 2014), there are six National Parties,  about 50 State Parties and 1,593 registered and unregistered parties in the country. The list is increasing with more parties registered with the EC since the last reference date mentioned above. Former President Dr APJ Abdul Kalam, had stated that, “Every general election has shown the results that people are selecting leaders who focus on economic development in the state and at the centre. The ensuing general election is all the more important as there will be a dynamic change in peoples’ choice of the right type of leadership. I want a two-party system. Even though there are a number of parties in the system, but within a decade or two, India will also move towards a two- or three-party system. That is an ideal system which will have convergence and decision making will be faster.”  

It is high time, this issue is addressed squarely and steps taken by the EC to bring norms for registering a political party, at national level and state level in the country. In any case, community or caste based parties should be denied to get registration as a political party.

Since the dates for next general election are  pretty far away, the EC may work on the technology based solution to make it possible for all eligible voters to exercise their votes irrespective of their presence in the area of polling of booth.   

(Dr S Santhanam holds PhD in Economics and retired as General Manager of NABARD)

User

COMMENTS

Azad Singh

3 years ago

Sir,
Path-breaking suggestions but missed one very basic & revolutionary suggestion - e-voting. Possible with technology & already in use in advanced democracies.

Nagesh Kini

3 years ago

As one who has read and reviewed Dr. Quraishi's book, i'd say almost all the concerns have been adequately addressed.

P b Sarma

3 years ago

1.voter lists must be fool proof.Why there is no accountability for omissions and commissions on a large scale.Whether ECI is a law unto itself.
First major lapse is faulty preparation and allotment of polling booths in urban and metro areas.
2.Nominations must be closed at least 6 months before the polling date.Then the incumbent and the contesting candidate must come to each polling booth area and conduct a meeting and submit their report card and answer the complaints of the voters.Otherwise it is becoming a farce and notorious people are contesting and escaping the attention of voters under the pretext of lack of sufficient time.

Another 'lottery scam' email with new RBI governor's name

Scamsters are now targeting people by using RBI governor, Dr Raguram Rajan's name to announce the big lottery win. The emails also ask people to provide bank details and deposit cash to receive this 'unclaimed lottery fund'!

The Reserve Bank of India (RBI) Governor, Dr Raghuram Rajan has already cautioned people about lottery or beneficiary of fund kinkd of emails. This time, it is a 'Lottery Scheme' email sent using his name in the so-called meeting of 'United Kingdom Lottery Promotion Council' with a 'Senate Tax Committee on Finance', except that both does not exists. Simlar emails used to be sent out in the name of former RBI governor Dr D Subbarao too.

The fake email with attached file, at first, looks like and seems to be an official letter from RBI. The file headlined from the 'Office of the Reserve Bank Of India', New Delhi  is sent from the email address '[email protected]'. It reads: "The Foreigh Exchange Transfer Department of the Reserve bank of India have decided to bring to your attention that, you were listed as a beneficiary in the recent schedule for payment of outstanding debts incurred by the United Kingdom Lottery Promotion Counsil, peding since 2007 to 2014. According to our file record with your email id, Your payment is categorized as: contract type: Unpaid Lottery Inheritance fund/undelivered Lottery fund.”


The scamsters have not hesitated to use the RBI governor's name even when demanding 'crediting fees' of Rs15,500, in addition to seeking details like full name, age, sex, address, bank details, etc. The scamsters expect the receiver to be blinded by the prospect of getting quick money as it also provides . But the record is that the only money that has changed hands in 419 scams (advance fee/fake lottery scams) that have been discovered till now, has gone from the victims to such scamsters.

Surely, regular Moneylife readers will find plenty of 'red' signals in such emails. First, the RBI does not use the domain name of “@zh8844.com” for its official emails. Second, even if one assumes that all else is true, why on the earth would the RBI offer money to an individual, and that too in GBP? Third, the RBI does not operate, manage or control any lottery schemes. Fourth, in India, there is no Senate Committee; we have a Parliament and Parliamentary Committees. Therefore, the question of the RBI governor meeting some Senate Committee in RBI's 'branch' in Mumbai/Delhi is not plausible.

Now, let's take a look at some obvious mistakes in the email. The full stops are in the wrong place, capital letters have been used wrongly, as have currency denominations. We use either rupees or Rs or the new symbol, before the amount, while the mail has something else. All it uses is GBP and INR, after the amount-like 15,500 INR or 500,000 GBP. Moreover it also includes photograph of RBI governor congratulating you for winning such prize including latest news sign.
 

Clearly, this is yet another fraud in progress. So, if you receive such a message delete it immediately.

Earlier also scamsters have sent emails by using former RBI governor, Dr D Subbarao's name. In that scamsters wrote 'secret email' as RBI governor asking people to provide bank and personal details and recieve Rs5.06 core by acting as an individual who died years ago. The email also includes the note asking, “Please note that you will stand as the full owner of the money during the transfer of the money because i will not be among the transfer TEAM, So you are the one to speak with the HEAD OF THE TRANSFER TEAM may be on phone during the time of the transfer. Any money you spend during the transfer will be remove from the money while we share the REST 50-50.”

Here are some points to keep in mind while identifying fake or fraud messages. The scams are widespread, there are many complaint on consumer forum portal, complaintboard.in  so RBI and websites like www.truthorfiction.com, www.fraudwatchers.org or www.scambaits.com are giving special attention to this matter, to help potential victims and to catch scamsters. The Reserve Bank of India on its website alerted the public on several occasions about such fictitious schemes/offers through Press Releases  in print and the electronic media.

Following mulitiple scams running on RBI's name and its officials, now RBI below its every official email contains the following caution notice,
“CAUTION: The Reserve Bank of India never sends mails, SMSes or makes calls asking for personal information such as your bank account details, passwords, etc. It never keeps or offers funds to anyone. Please do not respond in any manner to such offers, however official or attractive they may look.”

RBI in its Press Release Cautions..

RBI does not hold any accounts for individuals.
Beware of impersonated names of RBI officials
Nobody from RBI calls up people about lottery winnings/ funds received from abroad
RBI does not send any emails intimating award of lottery funds, etc.
RBI does not send any sms or letter or email to communicate fictitious offers of lottery winnings or funds received from abroad.
The only official and genuine website of the Reserve Bank of India is (www.rbi.org.in) and the public may be careful and not get misled by fake websites with similar addresses beginning with ‘Reserve Bank’, ‘RBI’, etc., along with fake logos.
Inform local police or cyber crime authority about such frauds.

RBI on several occasions in the past, cautioned the members of the public not to fall prey to fictitious offers / lottery winnings / remittance of cheap funds in foreign currency from abroad by so-called foreign entities/ individuals or to Indian residents acting as representatives of such entities/individuals. RBI advised public to register their complaints with the local law enforcement agencies. The Reserve Bank has given the list of such nodal agencies with whom the public can register complaints in its Press Release dated 10 January 2012.

Moneylife always warns its readers not to fall prey for such offers by scamsters and be safe and smart with your money because, "If it looks too good to be true, it usually is."

You may like to read more,

RBI issues another warning on scam e-mails

RBI offering unclaimed funds through lottery? Beware, scamsters are on the prowl again

Nigerian held for lottery fraud in Delhi

Number of online frauds high: RBI official

RBI governor latest victim of scam e-mail
 

COMMENTS

RAVI TEJA gadde

11 months ago

i have received mail from RBI PAYMENT <140120106119@git.org.in> it seems like what you have mentioned. when i am reading mail it's like truly sent by rbi but i have small doubt about it when go through .then i have browse about it . thank you friend to tell me about this . and i'm requesting to rbi governer please take senior action on this type spams who are sending.

Achintya Kumar Bhattacharya

1 year ago

I have received an exactly similar email

Pronay Pakira

1 year ago

Dear Sir,

I Pronay Pakira from Singur, Kolkata, WB. I received a mail from a unspecific mail id mdlutz@ualberta.ca received a picture with RBI stamp and signature. It is spread like a viral.. My humble request to Mr. Rajan sir, sir please take some action against this type of scam.

Regards,
Pronay Pakira
Kolkata, WB

The letter details as below:


(RBI) Governor, Dr
Raghuram Govind Rajan Reserve Bank of India
6, Sansad Marg, Janpath New Delhi
OFFICIAL PAYMENT NOTIFICATION
FINANCIAL REGULATIONS AND INCLUSION WORKING TOGETHER AT CROSS PURPOSES: OUR REF: CGN/OHG/OXD1/2016.
Dear Sir/Madam,
We the Reserve Bank of India bring to your notice that you were listed as beneficiary in a scheduled payment of outstanding debts incurred by Lottery Promotion Council-UK. Pending since 2007 to 2016, these funds were sanctioned to be distributed. In this regard, your email ID was awarded and award categorized as: Contract type Unpaid/Undelivered Lottery funds.
On the 4th day of January 2016, the Reserve Bank of India Governor Dr. Raghuram Rajan and the Secretary-General of the United Nations (Mr. Ban Ki-moon) in accord with the UK Lottery Promotion Council , met the Senate Tax Committee on finance regarding unclaimed/ long pending funds. At the end of the meeting, (RBI) Governor, Dr. Raghuram Govind Rajan mandated all unclaimed funds to be released back to UK Lottery Promotion Council, for subsequent payment directly to the beneficiary stating that it is an unfair practice to withhold funds to government treasury, for one reason or the other for tax accumulations.
Winner no: 00027/WB-Winning Ticket no: 76203/PAWB/176.
So we are writing to inform you that the total sum of [500,000.00 GPB] shall be release and credit to your personal bank account without further delay therefore you are requested to send your details urgently for the transaction.
1.Full Names :
2.Residential Address :
3.Mobile Number :
4.Occupation :
5. Sex:
6. Age:
7. State:
8. Nationality:
9. Marital Status:
10. E-mail id:
11. Bank Name:
12. Account No :
13. Account Holders Name :
14. Bank Branch:
Send above details to this email: rbitransfer1@list.ru

Dr. Peter the assign British Agent to monitor your transaction Foreign Exchange Department.



jyothilakshmi

2 years ago

I also got such a spam email.first i thought it was scam. then another mail came including photo,signof approvel,check copy,in letterpad of RBI containing emblem also.although I didn;t pay the money to them Isend my photo,photocopy of pancard and id card,only bank account no and branch details.home address. ph no.and my sign in that application form.Iwant to know is there will be any misues of my identity by these informations.should I do something.

Kalpana

2 years ago

Kalpana

Hello sir i am kalpana from bangalore i got two mails from UK email lottery award winner in the name of RBI so please tell me is it fake or true

1st mail
Customer services,
THE RESERVE BANK OF INDIA
ELECTRONIC TRANSFER DEPT, 6, SANSAD MARG, JANPATH, H.O.
110001-NEW DELHI

Our ref: Cub/Hog/Oxd1/2013.
Payent file: RBI/id1033/2016/2017
Payment Amount: 2 CROERS, 50 LAKHS IN INDIA RUPEES = $57223 U.S.DOLLAR.



RESERVE BANK OF INDIA OFFICIAL PAYMENT
NOTIFICATION
Dear Beneficiary:

The Foreign Exchange Transfer Department (RBI) hereby brings to your attention the payment of your deposited fund here in the RBI. You were listed as a beneficiary in the recent schedule for payment of the past edition email award incurred by the BRITISH GOVERNMENT, which is yet unclaimed due to some circumstance according to your file record.

Your payment is categorized as: Contract type: Lottery/inheritance/ Undelivered Lottery fund/
Recently on the 10 of January 2016 The Reserve Bank of India (RBI) Governor, Dr Raghuram G. Rajan and Ban Kin-moon Secretary-General of the United Nations met with the Senate Tax Committee on Finance RBI Mumbai/Delhi branch regarding unclaimed funds which have been due for a long run. At the end of the meeting (RBI) Governor, Dr Raghuram G.Rajan mandated all unclaimed funds to be released back to the beneficiaries stating that it is an unfair practice to withhold funds in government coffers for one reason or the other. e.g., tax accumulations.

Therefore, we are writing this email to inform you that (2CROERS, 50 LAKHS IN INDIA RUPEES) will be released to you in your name, as it was
Committed by (RBI) Governor that the Beneficiary is to claim this funds immediately (3working days) on receiving this mail. Also reconfirm your details for crediting. Fill the form below and send it immediately .
Email: rbi__onlinetransfre@hotmail.com Verification for prompt collection of your fund.
Fill The Form Below:
FULL NAME:
ADDRESS:
GENDER:
AGE:
ZIP/POSTAL CODE:
STATE/PROVINCE:
PHONE NUMBER:
OCCUPATION/POSITION:
BANK NAME:
ACCOUNT NAME:
ACCOUNT NUMBER:
BRANCH:
SCANS COPY OF YOUR VALID ID PROOF:
EMAIL ID:
Make sure you send this details to this Email ( rbi__onlinetransfre@hotmail.com) for the
Release of your fund
Mr. Gomez Faddy. Is the assigned British Agent (foreigner) to monitor the transfer upon crediting of your account.
Every document including certificate of funds or company brochure will be couriered to your home address immediately after your transfer. This Bank management will proceed after your swift response to this mail for security proposes in your best interest without delay. Your urgent response is highly anticipated.

The management
DR RAGHURAM G.RAJAN
RBI GOVERNOR.
The information contained in this e-mail and any attachments there to ("e-mail") is sent by the Reserve Bank of India (RBI) and is intended to be confidential and for the use of only the individual or entity named above. The information may be protected by federal and state privacy and disclosures act or other legal rules. If the reader of this message is not the intended recipient, you are notified that retention, dissemination, distribution or copying of this e-mail is strictly prohibited by federal and state privacy.

2nd mail

Bank Name: Bank Of America
Branch Name: New Delhi Branch
Dcm, Building, 5th Floor, 16 Barakhamba Road P. O. Box 735 New Delhi 1
City : Delhi
District : New Delhi
State : Delhi
MICR 110032001

Attention: Dear Winner.





Welcome to Bank Of America E-mail services, you are currently in contact with the Online International Remittance Department (E-Banking/Online Wire Transfer Section).

We have received a deposited Bank Draft of £500,000.00 from one Diplomat Mike Luis, from BBC Company United Kingdom, regarding your End of year Promo. All formalities set for the transfer is under progress. First of all before the transfer commences, we need to convert the amount from British Pounds into Indian rupees which will amount to 58,086,365.77 INR. To carry out this operation, you are required to deposit (Registration and Conversion fees) of 25,500 INR. This is in accordance to the monetary law guiding the financial institutes in India.

Please reverse to us immediately with the fees so we can proceed with the conversion before we can make the transfer into your provided account.

Diplomat Mike Luis contact number +919871041665 contact him immediately.

Personal/Award details
1. Full Names: .................................
2. Full Home Address:..........................
4. Sex: .........................................
5. Nationality: ................................
6. Age: ...........................................
7. Current City:.................................
8.Occupation: ...................................
9. Mobile Number.................................
10. Account Name: ..................................
11. Account Numbers: ..................................
12. Bank Name: ............................................
13. IFSC Code:..................................................
14 1 Photo:.....................................................
15.Please send your reply to this email only
bnkofamericaworldwide@mit.tc

CONGRATULATIONS ONCE AGAIN
Thank you for Banking with us, the best of our internet banking services shall be render to you.

WE ADVISE YOU TO KEEP YOUR ACCOUNT NUMBER WITH UNDISCLOSED TO ANYBODY TO AVOID HACKING OF YOUR FUND.
Do acknowledge the receipt of this email by replying back immediately.
Thank you for Banking with us, the best of our internet banking services shall be render to you.
To This Effect,We Require Urgent Feedback.

Your Faithfully,
Mrs Priya Kumari
Transfer Manager,
Mr. Kelvin Lula
Funds Verification and Transfer Unit
Bank Of America
(Foreign Remittance Department/Fund Transfer)

sir/mam please mail me immediately

Deepu Pujar

2 years ago

Hi I am Deepak from karnataka today I got one email from UK lottery bord from name of rbi name so please help me they asking me send my full details so wt I do now

urmi roychaudhary

2 years ago

i m urmi roychaudhary
email id urmi_roychaudhary@rediffmail.com
should i get 500,000.00 gbp uk lottery 2007
my no>9435052055

urmi

2 years ago

i m urmi roychaudhary i heard i got 500,000.00 gbp 2007 l\uk lottery it is true or not my no:9435052055

m aslam

2 years ago

I also have lot off fraud mails by name of rbi .but when I get information from money life I never pay any amount for scam master ,,thaks for information money life

Manesh Mhaske

2 years ago

i had mail fake rbi name mail also about lotery winning and trasfer 15500 rs for

kartick dutta

2 years ago

I have received this kind of mail my name is kartick dutta plz help me

Dipanshu Kulshrestha

2 years ago



JANPATH, NEW DELHI, H.O. 110001,
NEW DELHI.
GROSVENOR SQUARE Customer services, http://www.rbi.org
NEW DELHI W1A 1AE
INDIA
Customer services
Payment file: RBI-DEL/id1033/11.
Payment amount: £500,000.00 GBP/ RS. 4 CRORE 99 LAKHS/-INR

Attn: Beneficiary
The Foreign Exchange Transfer Department Reserve Bank of India has decided to bring to your attention, that you were listed as a beneficiary in the recent schedule for payment of outstanding debts incurred by the BRITISH GOVERNMENT pending since 2006 to 2015 according to your file record with your email address, Your payment is categorized as: Contract type: Lottery/inheritance/ unpaid contract funds/ Undelivered Lottery fund/Recently on the 12th of January, 2015. The Reserve Bank of India (RBI) Governor, Dr Raghuram Rajan and Ban Ki-moon Secretary-General of the United Nations met with the Senate Tax Committee on Finance RBI Delhi branch. Regarding unclaimed funds which have been due for a long run, at end of the meeting (RBI) Governor, Dr Raghuram Rajan mandate all unclaimed funds to be released back to the beneficiary stating that it is an unfair practice to withhold funds for government basket for one reason or the other for tax accumulations. Therefore, we are writing this email to inform you that £500,000GBP/ RS. 4 CRORE 99 LAKHS/-INR will be release to you in your name, as it was committed for (RBI) Governor that Beneficiary will have to pay conversion & crediting fees only. So you are therefore required to make the payment to enable us credit your account immediately making a decline for 2 working days after date of receiving this mail. Also reconfirm your details for final crediting.Please you are advised to fill the form below and send it immediately to our transfer department for verification through this email {rbiremittancedp@outlook.com}for prompt collection of your fund. Manager Name Mr. Rahul Singh in charges of foreign exchange
Fill In Your Details Below:
1. Full Names:……
2. Residential Address: ………
3. Mobile Number: ………
4. Occupation: …………
5. Sex:………
6. Age: ……….
7. Send to us one Passport Photograph & a Photo …….
8. SEND YOUR CLAIM DETIALS VIA EMAIL: {rbiremittancedp@outlook.com}
9. Marital Status:……
10. E-mail id:.........
11. Bank Name: …………
12. Account Number………
13. Account Holders Name:…………
14. Bank Branch:………
FOR MORE DETAILS CONTACT:
MR JAMES OLIVER is the assign British Agent (foreigner) to monitor your transfer upon the crediting of you account.
Mrs. Sonia Sharma
A.T.D /New Delhi
Every document including certificate of fund, brochure of company will be courier to your home address immediately after your transfer.
This Bank management will proceed further after your swift response to this mail for security proposes for the best of your interest without delay; your urgent response is highly anticipated.

RESERVE BANK OF INDIA (CENTRAL BANK)
CONTACT TRANSFER DEPARTMENT
£500, 000.00GBP/RS. 4 CRORE 99 LAKHS


RESERVE BANK OF INDIA
TRANSFER MANAGER.
MRS. SONIA SHARMA


DR RAGHURAM RAJAN.
RESERVE BANK OF INDIA
GOVERNOR.
Accept my hearty congratulations once again!!!



Kavitha G

2 years ago

I receivd this mail on june 2,initially i ws xcitd bt i'm not dare to give my credintials.Recently they are using regional diretor name.One good thing is they have corrected few mistakes mentioned above and started to forward :P They didn't ask me to deposit any money bt have rewarded me Rs. 3 crore 35 Lac 63,450.48/- INR :P

Naveen Kumar P

2 years ago

RESERVE BANK OF INDIA

AttachmentsJun 1 (2 days ago)

to me
Below is the account detail for payment.

1. STATE BANK OF INDIA

2. ACCOUNT NAME: VIJAY GUPTA

3. ACCOUNT NUMBER: 33024488359

4. IFCS CODE: SBIN0030262

5. BRANCH : NEW DELHI BRANCH

Mr. VIJAY GUPTA. 'Chief Financial Officer –In charge connecting payment
After making payment make sure you scan and send the deposit to this Email
2 Attachments
Preview attachment Naveen Kumar P.jpg
[Image]
Preview attachment RESERVE BANK OF INDIA.docx
[Word]

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RESERVE BANK OF INDIA

Molay Mandal

3 years ago

I am Malay Mandal From Mundra, Kutch, Gujarat.I have receiving email from last few days that i had won rs 500,ooo GBP and scamer had send a photo and deposit Rs/17500.00 of (RBI) Governor, Dr. Raghuram Rajan the are constantly giving me a call and disturbing me take action against them and I will give 50% from My Winner Money to my help person.
my email id is molay.mandal@gmail.com

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