Technology
Splitwise: No pain, all gain!
Whenever we have to share bills and expenses with others, it becomes awkward to keep reminding them about the amounts owed to you. It becomes more awkward if the amounts are small and the frequency is high.
 
Install Splitwise app on your phone and request all your friends to install it on theirs too. Once done, Splitwise keeps a running total over time and you can settle with one big payment instead of several small ones. Friendly reminders can be sent by the app or also by email. So whether you are sharing rent, electricity, laundry or even hotel bills, enter the amounts in Splitwise along with the share of each person and let Splitwise do the math and the follow-up for you. Splitwise is free on Android and iOS, and is accessible free online.
 
Android: https://goo.gl/GJ8WkT              iPhone: https://goo.gl/iXr8xe

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COMMENTS

SRINIVAS SHENOY

2 months ago

It is a worthwhile app for friends regularly having a get together meeting and partying.

Thane Consumer Forum sends two builders to jail for non-compliance
The Additional Thane District Consumer Disputes Redressal Forum has sentenced two builders with imprisonment for failing to comply with its earlier order. Both builders, Ramdhari D Mishra of Mishra Builder and Developers from Vakola (Santacruz) and Shirishkumar Rangarao Chavan of Suraj Enterprises have been sent to Taloja Jail. While Mishra has been sentenced to two years in seven cases, Chauhan has been sentenced to three years’ simple imprisonment. Both have been asked to pay a fine of Rs10,000 in each case. This is probably one of the harshest orders by a consumer court and holds out great promise to those who are suffering due to recalcitrant builders. It is also a message that consumers who are duped can hope to get stringent orders from consumer courts, which are far less expensive to approach, allow a litigant to appear in person and deliver faster justice. 
 
Here is what happened in this case. Around seven buyers filed cases against Mishra after he failed to handover possession of their flats despite paying the entire cost of Rs10 lakh amount from each one of them for their flats. Mishra had challenged the order passed by the District Forum all the way to the Supreme Court. However, the apex court upheld the Forum’s order. Mishra still wouldn’t give up and refused to comply with the court’s directions. 
 
In its judgement with regard to Mishra’s case, the District Consumer Forum Bench headed by AZ Telgote, President and Tryambak A Thool, member, stated "... the Forum has passed the order in original Consumer Complaint on 30 April 2008 and directed Mishra to hand over the possession of the flat to buyers and pay compensation also. Thereafter the order of the forum was challenged by Mishra up to the Supreme Court. Ultimately the order of this Forum was upheld by the Supreme Court on 18 April 2013. Thereafter also Mishra from Mishra Builder and Developers deliberately avoided complying with the order of the forum. The Complainant(s) are deprived of their legitimate right since 2008. We have taken into consideration entire aspects of the matter and the health condition of Mishra and upon considering all these aspects we are of the view that two years punishment and fine would meet the ends of Justice."
 
The case of Mishra is also interesting as the builder had claimed that one buyer Ashok Kumar Tiwari has not paid Rs1 lakh and hence he was not handing over possession. At the same time, in a statement recorded under Section 313 of Code of Criminal Procedure (CrPC), he claimed that the flat in question is owned by him and therefore there is no question of him handing over the possession of the flat. 
 
"...his (Mishra's) statement under section 313 of CrPC and statement in his evidence are totally contradictory to each other. In a statement recorded under section 313 of CrPC he claimed that the flat in question is owned by him and therefore there is no question of his handing over possession thereof to the complainant, while in his evidence it is stated by him that an amount of Rs1 lakh is still due and payable by complainant (Tiwari) and if the complainant pays the outstanding amount, he is ready to handover possession of the flat to him," the Bench pointed out.
 
Although Mishra has been sentenced two years simple imprisonment and asked to pay a fine of Rs10,000 in each of the seven cases, the sentence will be served concurrently. Other buyers, who had filed a complaint against Mishra, include Daljit Singh Gulati, Dinesh Bapana, Harisingh Purohit (two cases), Jagjit Sing Gulati and Javed Sharafuddi Shaikh. 
 
Chavan of Suraj Enterprises also did not comply with the Forum's order on several occasions. In his statement recorded on 7 August 2015, under Section 313 of CrPC, Chavan admitted that he had not complied with the Forum's order dated 20 February 2014, but stated that he was going to comply with it. The Forum said that Chavan was supposed to comply with its February 2014 order within two months and yet in August 2015 he admitted that he had not complied with the orders. However, after recording statement in August 2015, Chavan absconded. "His conduct shows that he has deliberately not complied with the order of the forum," the Bench noted.
 
"...Chavan is sentenced to suffer simple imprisonment of three years and to pay a fine of Rs10,000 in default to suffer further simple imprisonment for 15 days for an offence committed under section 27 of Consumer Protection Act 1986," the Bench said in its order.
 
 
Section 27 of the Consumer Protection Act, 1986
 
27. Penalties. — (1) Where a trader or a person against whom a complaint is made or the complainant fails or omits to comply with any order made by the District Forum, the State Commission or the National Commission, as the case may be, such trader or person or complainant shall be punishable with imprisonment for a term which shall not be less than one month but which may extend to three years, or with fine which shall not be less than two thousands rupees but which may extend to ten thousand rupees, or with both:

(2) Notwithstanding anything contained in the Code of Criminal Procedure, 1973, (2 of 1974), the District Forum or the State Commission or the National Commission, as the case may be, shall have the power of a Judicial Magistrate of the first class for the trial of offences under this Act, and on such conferment of powers, the District Forum or the State Commission or the National Commission, as the case may be, on whom the powers are so conferred, shall be deemed to be a Judicial Magistrate of the first class for the purpose of the Code of Criminal Procedure, 1973 (2 of 1974).

(3) All offences under this Act may be tried summarily by the District Forum or the State Commission or the National Commission, as the case may be.
 
 

User

COMMENTS

Avinash Murkute

1 month ago

Excellent Order true to letter and spirit of CPA and I hope such decisions shall also be taken in cases against telecom department wherein corruption issues were demonstrated as rampant. Merely saying that - approach to appropriate mechanism looks funny when consumer courts do have powers equivalent to Courts!

Gopalakrishnan T V

2 months ago

This is a welcome decison and this should be widely circulated through Builders Associations through out the country so that the builders can conduct themselves properly and avoid duping the prospective consumers. To ensure better public awareness of the Consumers rights, such decisions also should be widely circulated among the public through all possible means so that the general apathy to fight cases and Jane Do attitude can be minimised to ensure responsible services from all sorts of service providers.

Avinash Suryavanshi S

2 months ago

Laws will be enacted. All will not like it in entirety. What is of paramount importance is literacy regarding the existing Laws. You have the Internet, Internet has all Laws uploaded alongwith Citations of all Courts and Tribunals. Why not self educate ourselves and when we fall short of something we have platforms like Monelife who have committed themselves to everything from Financial Literacy, Rights of Citizens, Police Reforms, Consumer Literacy and Safeguards. They hold Seminars time and again. We should attend and support them. As far as RERA is concerned it is in it's nascent stages, yet to be finalised and ratified. Have we submitted our suggestions ? Is the question to be asked to ourselves.

Simple Indian

2 months ago

The draft RERA Rules 2016 notified by the Maharashtra Govt recently is heavily in favour of real estate developers to the detriment of home buyers. Hope social activists file PILs challenging its validity. All laws are passed by politicians so as to safeguard their own interests first, and everyone knows that all politicians park their illicit income in benami properties in India, until they become 'big enough' to park such monies in Swiss Banks / Cayman Islands etc.

SRINIVAS SHENOY

2 months ago

I hope the RERA rules are notified soon, as considerable time has passed since the framing of the Central legislation. I hope these rules are a improved version of the Central legislation in letter and spirit, and not in favour of the builders, as felt by the members of the general public.

SuchindranathAiyerS

2 months ago

A flash of hope for victims of the Real Estate Mafia. But is this more than flash in the pan?

ASCI bans 98 ads, including Flipkart, SBI, Air India, HUL, Airtel, Vodafone, Budweiser, Ghadi detergent in October 2016
The Consumer Complaints Council (CCC) of the Advertising Standards Council of India (ASCI) has banned as many as 98 advertisements out of 162 complaints it received across segments during October 2016. Out of 98 advertisements against which complaints were upheld, 37 belonged to the Healthcare category, 31 to the Education category, followed by six in the Food & Beverages category, five in Personal Care Category and 19 advertisements from other categories, the self-regulatory industry body said in a statement.
 
The banned ads are from prominent companies like Narayana Hrudayalaya Ltd (Narayana Multispecialty Hospital), Abbott Healthcare Pvt Ltd (Pediasure), Bajaj Corp Ltd (Bajaj Almonds Drops Hair Oil), Cargill India Pvt  Ltd (Nature Fresh Professional Best Fry Premium Frying Oil), AB Inbev India Pvt  Ltd (Budweiser), GlaxoSmithKline Consumer Healthcare Ltd (Horlicks and Horlicks Growth), Rohit Surfactant Pvt Ltd (Ghadi Detergent Bar), State Bank of India (Type of Property, net annual Income & Minimum Loan amount), Usha International Ltd (Usha Fans), Air India Ltd, Go Airlines (India) Ltd (Go Valentine contest), Flipkart Internet Pvt Ltd (Flipkart - Sale of Titan Sonata digital Watch), Vodafone India Ltd, Bharti Airtel Ltd (Airtel), and Hindustan Unilever Ltd (Vim Bar)  among others, they range from FMCGs to autos, personal accessories to alcohol, and education to media.
 
HEALTHCARE:-
 
The CCC found the following claims of 35 advertisements in health care products or services to be either misleading or false or not adequately / scientifically substantiated and hence violating ASCI’s Code. Some of the health care products or services advertisements also contravened provisions of the Drug & Magic Remedies Act and Chapter 1.1 and III.4 of the ASCI Code. Complaints against the following advertisements were UPHELD.
1. Thosh (Thosh Ion Shower): The advertisement’s claims, “Good news for those who are suffering from Asthma, Respiratory diseases & Breathing problems, Allergy, Migraine Insomnia, And those who are fed up of taking heavy medication and pills for the same. Now Negative Ion therapy has a solution”, were not substantiated and are misleading by gross exaggeration. 
 
2. Respi Care (Salt Room Therapy): The advertisement’s claims, “100% Natural Therapy for Breathing & Skin Problems” - “Asthma - Bronchitis – Rheumatoid Arthritis – Sinusitis – Wheezing – Eczema – Psoriasis – ILD – COPD – Anxiety – Sarcoidosis -  Stress – Pulmonary Fibrosis – Respiratory Allergy – Smokers Cough – Frequent Cold Cough – Atopic Dermatitis”, is ambiguous and is misleading by implication and exaggeration as it suggests cure for various ailments claimed in the advertisement including Rheumatoid Arthritis and Sarcoidosis.
 
3. Radhe Sumiran Women’s Hospital: The advertisement’s claims in Gujarati (as translated into English), “Top-3 Best Test Tube Baby (IVF) Centre by Times of India Health Survey” and “Best in IVF”, were not substantiated with supporting proof, and are misleading by exaggeration.
 
4. Capitol Hospital: The advertisement’s claim (in Hindi) as translated into English, “Successful treatment of cancer through Brachytherapy”, is in breach of the law as it violated The Drugs & Magic Remedies Act.
 
5. Image Herbals (Till Night Capsule): The advertisement’s claim, “Best Ayurvedic Medicine for Happy Married Relationship”, was not substantiated with product efficacy data, and is misleading.  Also, this claim read in conjunction with the advertisement visual implies that the product is meant for enhancement of sexual pleasure, which is in breach of the law as it violated The Drugs & Magic Remedies Act.  
 
6. MFB Herbal Dawakhana (Alshifa Churna): The advertisement’s claims (in Hindi) as translated into English, “Reduce Weight”, “reduces two to four inches of your Belly fat in two months” and “Alshifa Churna reduces the excess fat on your body, arthritis and joints pain and your increased belly fat and makes your body and personality beautiful without any gym”,  were not substantiated with proof of efficacy, and efficacy being depicted via images of before and after the treatment in the advertisement and on the pack are misleading.  With reference to the claim “motapa ghataye” and the accompanying visual, the advertisement is misleading by implication that the product would solve the problem of obesity and therefore is in breach of the law as it violated The Drugs & Magic Remedies Act.
 
7. Surya Pharmaceuticals (Nephromed Tablets & Syrup): The advertisement’s claim, “Avoid Dialysis & Kidney Transplant”, was not substantiated with evidence of product efficacy and any clinical data specific to the product being advertised and was misleading by exaggeration.  The claim of “Claims of healing accepted by the Govt.” was not misleading by ambiguity and implication.  
 
8. Advance Homeopathy Research Centre: The advertisement’s claim (in Hindi) as translated into English, “Certificate from Golden Book of World Records for taking out 11*66mm stones without operation”, was not substantiated with authentic data, and is misleading by exaggeration.
 
9. Rediscover Clinic: The advertisement’s claims, “Get rid of unwanted bulges”, “Spot reduction - Lose upto five to eight centimetres from one area (Non- Surgical)”,  “Seven Days Fast Track Programme Body Sculpting & Shaping-Lose unto 35-50 cm from Abdomen, Hips, Thighs etc. and upto five kilograms through Anticellulite treatment”, were not substantiated with  clinical proof of treatment efficacy, and are misleading.  Also, efficacy being depicted via images of before and after the treatment in the advertisement is grossly misleading.
 
10. 34 Heart Care: The advertisement’s claim (in Hindi) as translated into English, “Freedom from heart diseases, Treatment without operation”, and the visuals in the print advertisement were misleading by ambiguity and implication.  Also, specific to the claims related to treatment of heart disease, the advertisement is in breach of the law as it violated The Drugs & Magic Remedies Act.
 
11. The Body Care & Cure: The advertisement’s claim, “Reduce upto Five Kilograms in just 12 Hours”, was not substantiated with supporting clinical evidence, and is misleading by gross exaggeration.
 
12. Achme A Health Ashram: The advertisement’s claim, “Lose upto eight and ten centimetres in one sitting from one area without any efforts”, was not substantiated with supporting clinical evidence, and is misleading by gross exaggeration.  
 
13. Adila Biotech Pvt. Ltd (Asth Prash): The advertisement’s claims (in Hindi) as translated into English, “Effect starts within three days” and “Sure shot Medicine for respiratory diseases”, were not substantiated with evidence for product efficacy, or any clinical studies and are misleading by exaggeration.
 
14. Bhatia Global Hospital & Endo-surgery Institute: The advertisement’s claims (in Hindi) as translated into English, “Now get freedom from obesity”, was not substantiated with clinical evidence among statistically significant number of people, and is misleading by exaggeration.  Also, efficacy being depicted via images of before and after the treatment is misleading.  Specific to the claims implying cure from obesity, the advertisement is in breach of the law as it violated The Drugs & Magic Remedies Act.
 
15. Vee Care Marketing World Pvt. Ltd. (Vee Care Ayurveda Range of Products): The advertisement’s claims (in Hindi) as translated into English, “Reduce Sugar, otherwise get your money back. **”, was not substantiated and is misleading by exaggeration.  Also, specific to the claims implying treatment for Diabetes, the advertisement is in breach of the law as it violated The Drugs & Magic Remedies Act.
 
16. Herb On Naturals (Herb On SHAPE): The advertisement’s claims, “Loose weight faster”, “Burns fat- Help prevent fat buildups”, “Controls appetite- Reduces Overeating”, “Corrects mood- Reduces calorie intake”, “Ignites Metabolism- decreases your belly fat” and “No side effects”,  were not substantiated with proof of efficacy of the product, and are misleading by exaggeration.
 
17. Amplifon India Pvt. Ltd. (Hearing aid): The advertisement’s claim, “World’s largest hearing care service provider in 22 countries”, was not substantiated with data comparing the market share of the advertiser versus other similar companies and is misleading by exaggeration. Also the claim, “Over 180 clinics with experienced audiologists”, was not substantiated and is misleading. Further the claim, “Free Aftercare Service for lifetime”, was not substantiated with details of the free service being offered by the advertiser.  Also, the claim is misleading by omission of the conditions for the service offered. 
 
18. Aarav Speech & Hearing Clinic: The advertisement’s claims (in Hindi) as translated into English, “Complete solution to all the problems related to hearing & speech” was not substantiated with clinical evidence, and are misleading by exaggeration, and “Speech Therapy for Stammering & Stuttering”, were not substantiated with clinical evidence, and are misleading by exaggeration. Specific to the claims implying cure for deafness (a condition referred in Schedule J item 13 of the Drugs and Cosmetics Act) and reference to stammering and stuttering the advertisement is in breach of the law as it violated The Drugs & Cosmetics Rule 106 and The Drugs & Magic Remedies Act.
 
19. Powerlife Wellness Centre: The advertisement’s claims (in Gujarathi) as translated in English, “No Medicines, No Injections, No Radiation, No Operation, No Pain, No Side Effects, 100% Safe”, “Treatment of Diseases without medicine”,  “Treatment for Cancer, Diabetes, Depression, Arthritis Etc”, were not substantiated with clinical evidence, and are misleading by gross exaggeration.  Also, specific to the claims related to treatment for Cancer, Diabetes, Arthritis, the advertisement is in breach of the law as it violated The Drugs & Magic Remedies Act.  
 
20. Ashoka Super Speciality Women Hospital: The advertisement’s claims (in Hindi) as translated into English, “Two times Limca Book of World Record for Successful treatment of thousands of childless couples in 25 years, Country’s First Test tube Baby Centre”, “Most Successful”, and “Time Lapse System – Success Rate 60% to 70%”, were inadequately substantiated with authentic supporting data, comparison with other similar hospitals and are misleading by exaggeration.  Specific to the claims related to successful treatment for childless couples (implying successful treatment of infertility), the advertisement is in breach of the law as it violated The Drugs & Magic Remedies Act.
 
21. Sahas Homeo Clinic and Medical Store: The advertisement’s claims (in Hindi) as translated into English, “Are you suffering from Kidney Stones? Cure for Kidney Stones is possible without operation” and “If you are suffering from any incurable diseases come to us we will help you to get cured with our Homeopathic Treatment”, were not substantiated with clinical evidence, and are misleading by exaggeration.  Specific to the claims related to cure for Kidney stones, the advertisement is in breach of the law as it violated The Drugs & Magic Remedies Act.
 
22. Geetanjali Hospital: The advertisement’s claims (in Hindi) as translated into English, “Upto 90% Successful Surgery”, “To detect cancer is easy but Getting it Diagnosed at the right time can help cure your cancer”, “1st time in India cure for cancer by FFF Radiosurgery”, “Cancer cells completely destroyed”, “Lung and Spinal cancer can be treated within three minutes” and “Brain Cancer can be cured within two minutes”, were not substantiated with clinical evidence, and are misleading by gross exaggeration.  Specific to the claims related to treatment/cure for Cancer, Lung and Spinal cancer, Brain Cancer, the advertisement is in breach of the law as it violated The Drugs & Magic Remedies Act.  
 
23. Ambica Ayurved (Nav Paurush Capsule & Powder): The advertisement’s claims (in Hindi) as translated into English, “Helps in removing the weakness, gaining weight, helps in body building”, was not substantiated with evidence of product efficacy, and are misleading by exaggeration.
 
24. Arogya India Pharmacy: The advertisement’s claims (in Hindi) as translated into English, “This medicine removes diabetes by developing insulin”, was not substantiated with clinical evidence of product efficacy, and is misleading by exaggeration. Specific to the claims implying cure of diabetes, the advertisement is in breach of the law as it violated The Drugs & Magic Remedies Act.
 
25. Khushi Ayurveda Pvt. Ltd.: The advertisement’s claims (in Hindi), as translated into English, “Lose Weight without any Yoga, without dieting in just 45 days”, “After The Deep Research In Ayurveda From Past Many Years, KHUSHI AYURVEDA PVT LTD Has Come Out With A Unique Medicine With Which You Can Lose Weight Without Any Restriction”, were not substantiated with product efficacy data. Also the claim, “If you don't find any benefit, get your fees back”, was not substantiated with evidence to prove that fees have been refunded to those who have not been benefitted by the product.  The claims are misleading by exaggeration and ambiguity.
 
26. American Skin and Dental Centre: The advertisement’s claims (in Hindi) as translated into English, “Only safe & sure treatment of Baldness/Eyebrows/Less hair in beards” and “Through PRP (Platelets Rich Plasma Cells) get 500 percent growth with one vaccination”, were not substantiated with clinical evidence, and are misleading by exaggeration. Specific to the claims related to sure treatment of baldness implying a cure, (a condition referred in Schedule J of the Drugs and Cosmetics Act) the advertisement is in breach of the law as it violated The Drugs & Cosmetics Rule 106.  Also, efficacy claims being depicted via images of before and after the treatment are misleading.
 
27. Limra Active Viwing & Laser Skin Care Centre: The advertisement’s claims (in Hindi) as translated into English, “Remove baldness in two hours”, “Lose one & half kilograms weight in just one hour without medicine”, and “Get Rid of Spots and Scars of Chicken Pox”,  were not substantiated with clinical evidence, and are misleading. Specific to the claims implying cure of baldness (a condition referred in Schedule J of the Drugs and Cosmetics Act) the advertisement is in breach of the law as it violated The Drugs & Cosmetics Rule 106. Claims efficacy being depicted via images before and after the treatment for baldness in the advertisement is misleading.
 
28. Dr Danish Khan Wellness Clinic: The advertisement’s claims (in Hindi) as translated into English, “First time in North India Instant & Permanent relief from pain through German technique matrix rhythm therapy in just 1-8 sittings”, were not substantiated with authentic supporting evidence. Also the claim, “Reduce 10 kg in just one month”, was not substantiated with clinical evidence. Further the claim, The Biggest Multi Speciality Physiotherapy Hospital in North India”, was not substantiated with comparative data versus other similar institutes in the same category or any third party validation or research to prove this claim. Also, the claims are misleading by exaggeration. 
 
29. Vardhan Ayurvedic Organisation: The advertisement’s claim (in Hindi) as translated into English, “Permanently cure joint pain at home itself without any operation”, was not substantiated with supporting clinical evidence, and is misleading by exaggeration. 
 
30. Narayana Hrudayalaya Ltd. (Narayana Multispecialty Hospital): The advertisement’s claim, “The only reliable option in treatment of Joints related Problem.” was not substantiated with clinical evidence comparing with other possible options, and is misleading by gross exaggeration.  
 
31. Sahar Herbal Pharmacy Pvt. Ltd. (Rasayan Kalp Powder): The advertisement’s claims (in Hindi) as translated in English, “Complete Benefit in 3 days”, was not substantiated with clinical evidence of product efficacy and is misleading.  Also, specific to the claims related to remedy for sexual diseases read in conjunction with the advertisement visual implies that the product is meant for enhancement of sexual pleasure, which is in breach of the law as it violated The Drugs & Magic Remedies Act.
 
32. OPTM Health Care Private Ltd.: The advertisement’s claim, “Certified by European Medical Association (EMA)”, was not substantiated with supporting evidence such as EMA certification supporting the claim as it appears in the TVC, and is misleading.
 
33. Herbal Strategi (Herbal Repellents – Range of Products): The advertisement’s claim, “Prevent dengue by spraying certified herbal repellent”, was inadequately substantiated. While the advertiser has provided certificates by laboratories, the reference to “certification” in the context of “prevention of dengue” is misleading by ambiguity and implication as the product merely reduces mosquito bites by repellent action and reduction in mosquito landing on skin does not imply prevention of dengue.
 
34. Abbott Healthcare P. Ltd. (Pediasure): It was noted that the product is being depicted as an answer to daily balanced diet. The claim that Pediasure provides “Complete” nutrition is misleading and exaggerated as the description in the title and body of the study conducted calls it "oral supplementation". Nutritional Supplement can be only a supplement and cannot replace Normal Nutrition, whatever it may contain. The advertisement’s claim, “Iske 37 Nutrients de “sampoorn poshan” was not substantiated and is misleading by exaggeration. The disclaimers in the advertisement (TVC) are not clearly legible.  Also, the disclaimers in the Hindi advertisement (TVC) are not in the same language as the audio of the advertisement (TVC).  
 
35. Shree Maruti Herbal (Stay On Power Capsules): It was noted that the advertisement with suggestive text in the body copy, claim of “Power capsule” and visuals read in conjunction, implies that the product is meant for enhancement of sexual pleasure which is in breach of the law as it violated The Drugs & Magic Remedies Act, Rule 106 Schedule J Item 36.
 
36. Dindayal Industries Ltd. (Rangoli Tablet): The advertisement’s claims (in Hindi) as translated into English, “Energising Tablet Specially for Women” and “An Effective Energy Booster, Stamina and Powerful tablets with the added Goodness of gold, Silver, Pearl, Saffron, the time tested elements that energise and revitalize the body”, were inadequately substantiated, and are misleading. While the advertiser said that the “Outstanding Achievement Award – 2016 (For Ayurveda)” was granted to them by Federation of MP  Chamber of Commerce and Industry, it was not substantiated with details regarding the award such as copy of the award / certificate etc. The advertisement is misleading by omission of a disclaimer to qualify this claim.  
 
37. Sanjeevani Herbals (Ayurveda Mix Plus Kashaya Soap): The advertisement’s claim (in Malayalam) as translated into English, “Ayurvedamix Plus Kashaya Soap is the only soap in the market with 80-88% TFM”, was not substantiated with analytical report for TFM measurement and comparative data versus other similar soaps in the same category, and is misleading. 
 
PERSONAL CARE:-
 
1. Zee Laboratories Limited (Zee Myfair Cream): The advertisement’s claim, “Medically Proven”, was not substantiated with clinical evidence, and is misleading.  Also the claim, “Trust of More Than 50 Lakh People”, was not proven with supporting data and is misleading by exaggeration. Further the claim, “President Award Winner”, was not substantiated with details of the award as well as references of the award such as the year, source and category for the award received.  The advertisement is misleading by omission of a disclaimer to qualify the claim.
 
2. Unique Permanent Hair Loss Cream: The advertisement’s claims (in Hindi) as translated into English, “Get rid of hair for a lifetime through cream by applying the cream twice”, “Get rid of the hair on face, private parts, chest and waist just by applying the cream twice”, “100% Ayurvedic”, “No Itching, No Burning, No Spots, No Black Marks”, “You will only Benefit from the use if this cream, it has no harmful effects at all”, were not substantiated with evidence of product efficacy. Further the claim, “Trusted by 6.5 Cr. Indians”, was not proven with supporting data or with any independent audit or verification certificate.   Also, claims of efficacy being depicted via images of before and after the treatment are misleading.
 
3. Bajaj Corp. Ltd. (Bajaj Almonds Drops Hair Oil): The advertisement’s claims, “get the nourishment of almonds” and “it has goodness of almonds”; along with visuals showing almonds, without having undisputedly proven the presence of real almond oil in the product in a reasonable quantity was misleading by ambiguity and implication.
 
4. Vanesa Care Pvt. Ltd. (Denver Xtreme Performance Active Deodorant): There being no evidence to show that Denver Xtreme deodorant is twice as effective in double antiperspirant / sweat control as compared to other competitive products in the same category, the advertiser’s claim of “2X Sweat Defence”, was inadequately substantiated and is misleading by ambiguity and exaggeration.
 
5. Sripali’s (Sripali’s Super Kesh Care Oil): The advertisement’s claim (in Bengali) as translated into English, “To give 100 percent result in just 1 pack” was not substantiated with product efficacy data and is misleading by exaggeration.
 
FOOD & BEVERAGES:-
1. Cargill India Pvt. Ltd. (Nature Fresh Professional Best Fry Premium Frying Oil): The advertisement’s claim, “Professional Best Fry Premium Frying Oil”, was inadequately substantiated with comparison data with other blended oils, and is misleading by ambiguity and implication as the Advertiser has not supported this terminology with actual frying trial comparisons to prove that their product is the “best” among all other oils in the market for frying.
 
2. AB Inbev India Private Limited (Budweiser): The advertisement on the brand’s Twitter page makes reference to Music CDs, through which it was concluded that the advertisement was a surrogate advertisement for the promotion of a liquor product – Budweiser Beer. Thus, the advertisement is misleading by implication and contravened Chapters I.4 and III.6(b) of the ASCI Code (“Whether there exists in the advertisement under complaint any direct or indirect clues or cues which could suggest to consumers that it is a direct or indirect advertisement for the product whose advertising is restricted by this Code.) Also, the advertisement did not meet the requirements as per ASCI's Guidelines for Qualification of Brand Extension Product or Service and thereby contravened Chapter III.6 (a) of the ASCI Code (“Whether the unrestricted product which is purportedly sought to be promoted through the advertisement under the complaint is produced and distributed in reasonable quantities, having regard to the scale of the advertising in question, the media used and the markets targeted.”). It was also observed that the twitter homepage also shows the beer bottle which is in contravention of Chapter III.4 of the ASCI code.
 
3. Cargill India P. Ltd. (Nature Fresh ActiLite Cooking Oil): The advertisement’s claims, “Low fat cooking”, “Lite on food”, and “Low oil absorption”, were not substantiated with any evidence or technical test reports and are misleading.  The disclaimers in the advertisement (TVC) were not clearly legible.  Also, the supers in the Hindi advertisement (TVC) were not in the same language as the audio of the advertisement (TVC).
 
4. GlaxoSmithKline Consumer Healthcare Ltd. (Horlicks): The advertisement’s claims, “Horlicks now has two times higher immune-nutrients, that helps support your child’s immunity and make him taller, stronger, sharper”, “Strong inside. Taller, Stronger, Sharper outside”, were inadequately substantiated (in the context of immunity related claims) and are misleading by implication of enhancement of immunity. The advertisement was also misleading by ambiguity and omission of clear demarcation of two separate disclaimers for two distinct claims.    
 
5. GlaxoSmithKline Consumer Healthcare Ltd. (Horlicks Growth): It was observed that the advertisement uses the word “naturally” (“New Horlicks Growth+ naturally enhances bone growth*…..”) and “Naturally” implies "Natural" growth without any artificial inputs.  The use of this word "naturally" for an artificially composed drink supplemented in overall food intake is likely to mislead the consumers by ambiguity.
 
6. Ashok & Co. Pan Bahar Ltd. (Pan Bahar Masala): The advertiser has shown the celebrity (Pierce Brosnan) for all their product range of Pan Bahar that includes Pan Masala category (Pan Bahar Crystal & Pan Bahar Heritage) in various advertisements.  The Pan Masala advertisement has a health warning “Pan Masala is injurious to health”. It was concluded that minors are very likely to be exposed to the advertisements in various media such as print, hoarding and TVC, etc. The celebrity in the advertisement would have a significant influence on minors who are likely to emulate the celebrity in using the product. The advertisement showing the celebrity contravened Chapter III.2 (e) of the ASCI Code, which specifically states that Advertisements “Should not feature personalities from the field of sports and entertainment for products which, by law, require a health warning “Panmasala is injurious to health” in their advertising or packaging.” The CCC also noted that the advertisement for Pan Bahar Crystal & Pan Bahar Heritage is misleading by implication and contravened Chapters I.4 and III.6(b) of the ASCI Code (“Whether there exists in the advertisement under complaint any direct or indirect clues or cues which could suggest to consumers that it is a direct or indirect advertisement for the product whose advertising is restricted or prohibited by law or by this Code.”). Also, the advertisements did not meet the requirements as per ASCI's Guidelines for Qualification of Brand Extension Product or Service and thereby contravened Chapter III.6 (a) of the ASCI Code (“Whether the unrestricted product which is purportedly sought to be promoted through the advertisement under the complaint is produced and distributed in reasonable quantities, having regard to the scale of the advertising in question, the media used and the markets targeted.”).
 
EDUCATION:-
The CCC found following claims in the advertisements by 31 different advertisers were not substantiated and, thus, violated ASCI Guidelines for Advertising of Educational Institutions. Hence complaints against these advertisements were UPHELD. 
1. Think & Learn Pvt Ltd (BYJUs Classes): The advertisement’s claim, “70% of our GMAT students in last 8 years have crossed 700”,  was not substantiated with authentic supporting data nor any independent audit or verification certificate, and the claim is misleading by exaggeration.
 
2. K. C. Mahindra Education Trust (Nanhi Kali): The advertisement portrays a girl aged six to seven years cuts her hair with a scissor, just to look like a boy so that she can also join school. The advertiser states that the cutting of the hair by the girl child is symbolic of her dilemma to fit into a society we live in and they have put in Supers to strongly discourage any re-enaction. But it was noted that the disclaimer in the advertisement (TVC) is not legible.  Also, the disclaimer in the advertisement (TVC) is not in the same language as the audio of the TVC (Hindi), and the duration of the supers in the advertisement (TVC) are not for 6 seconds on the screen.  
 
3. Millennium Group of Institutions: The advertisement’s claim, “Leader in campus Placement”, was not substantiated with comparative data versus other similar institutes in the same category or any third party validation or research to prove this claim.  Also, the claim is misleading by ambiguity and omission of the reference to the particular criteria for which they are the leader.  The claim, “Awarded for best Technical Education”, was not substantiated with details, references of the award received such as the year, source and category.  The claim is misleading by omission of a disclaimer to qualify the claim.
 
Complaints against advertisements of all educational institutes listed below mostly are UPHELD because of unsubstantiated claims that they ‘provide 100% placement/AND/OR they claim to be the No.1 in their respective fields’
 
Amity University, Gate Institute of Technology & Management, Bhadauria Group of Institutions (Jaswant Sinh Bhadauria Institute of Technology & Baba Saheb Ambedkar Polytechnic), Dr. Virendra Swarup Group of Institutions, CAC CA Campus, Desh Bhagat University, Uttam Group of Institutions, Lakshya Group of Colleges, Ganpat University U.V Patel College of Engineering, Vision Group of Institutions, MIET Computer, Green Fields Institute of Agriculture, GOAL Educational Services Pvt. Ltd (GOAL Coaching), S R Group of Institution, Br. Nath Pai Shikshan Sanstha Sindhudurg.- (Br. Nath Pai Nursing Education & Research Academy), MV Media Institute, Gandhi Engineering College, Shivalik Polytechnic, Eshan College of Engineering, International Institution of Technology & Professional Training (IITPT), British School of Languages, Rise Study Circle, HP College of Education  (HP Institute of Management Studies) (HPIMS), Universal Coaching Centre, Raju Coaching Centre, Ansh Nursing College, Chandravansi Group Organization of Institution and SRSM Defence Academy.
 
OTHERS:-
 
1. Rohit Surfactant Pvt. Ltd. (Ghadi Detergent Bar): The print advertisement’s claims, “Ab Jaisa bhi Mel Ho, Uska Puri Tarah Se Safya” (“Now be any kind of dirt, it gets completely cleaned”), and the TVC’s claim, “Is se Cuff aur Collar ho saaf puri tarah” (“It completely cleans cuff and collar”), were not substantiated with an independent third party study, and are misleading by exaggeration.  
 
2. Enter 10 Televisions Pvt. Ltd (Bhojpuri Cinema): The advertisement’s claim, “No.1 Bhojpuri Channel, 4 Weeks In A Row”, is false, was not substantiated.
 
3. Cheil India P. Ltd (Samsung Galaxy S5): The advertisement’s claims an offer "Get free 4G data for 6 months”, is misleading by ambiguity and omission of the mention of conditions. Though the offer was available on 3G and 4G variants of Galaxy S5, since the customer has purchased the 3G variant he is eligible for the 3G data for 6 months but not eligible for the 4G data offer. It was noted that a consumer who opts to buy a lower priced phone, could be misled as the advertisement does not provide this information.
 
4. Andslite Pvt. Ltd. (Andslite Lighting Products): The advertisement’s claims, “India's No.1 LED Products”, was not substantiated with comparative data versus other similar products in the same category or any third party validation or research to prove this claim.  Also, the claim is misleading by exaggeration.
 
5. Panasonic India Pvt. Ltd. (Panasonic Life Conditioners): It was noted that the advertiser is using a coined word “Nanoe-G” to describe “fine particles consisting of ions and radicals”; While the AC may have the capacity to remove dust and kill bacteria due to Negative ions being emitted, the reference to “Nano” is misleading by ambiguity and implication as negative ions are not considered as Nano particles.  It was concluded that the claim, “Nanoe-G technology” implied that product was based on Nano Technology but there was no data substantiating that and therefore is misleading by ambiguity and implication.
 
6. Xiaomi Technology India Private Limited (Kevlar Fiber Cable): The advertisement’s claim, “Durable, break-resistant Kevlar fiber cable”, was not substantiated and is misleading.  
 
7. State Bank of India (Type of Property, net annual Income & Minimum Loan amount): The product/service advertised under URL provided (https://www.sbi.co.in/portal/web/personalhttps://www.sbi.co.in/portal/web/personal-banking/loans-against-propertybanking/loans-against-property) is false and misleading as it is an old product/service being advertised. 
 
8. Usha International Ltd. (Usha Fans): The advertisement’s claim, “reigning national champion for over 60 years” was not substantiated in the absence of claim support data to prove that Usha has been market leader in terms of value or volume share consistently for the last 60 years. Also, the claim is misleading by exaggeration.  
 
9. Air India Ltd: The advertisement’s claims, “How do some of our friends react when their passengers discover that we offer more leg space, hot meals and more luggage allowance?......” With INDIGnation!” was not substantiated.  Also, the advertisement – hoarding is misleading and by implication unfairly denigrates other competitor airlines.    
 
10. Nitikrushna Enterprises (RET Lifeguard RO Water Purifier): The advertisement’s claims (in Hindi) as translated into English, “India's No.1 Water Purifier Company”, was not substantiated with comparative data versus other similar competitors’ in the same category or any third party validation or research to prove this claim.  Also, the claim is misleading by exaggeration.  
 
11. Jewel Souk Online Jewellery Marketplace Ltd: The advertisement’s claims, “Diamond pe Diamond free” and  “Flat 50% off on diamond Jewellery plus assured diamond jewel free”, were not substantiated with details of the offer, the terms and conditions applicable, duration of the offer, evidence of the customers who have availed the said offer, etc. Also the claim, “Jewelsouk.com is world’s largest Jewellery marketplace”, was not substantiated with comparative data versus other similar competitor Jewellers in the same category or any third party validation or research to prove this claim.  Further the claims are misleading by exaggeration.
 
12. Go Airlines (India) Ltd. (Go Valentine contest): The advertisement states, “Tell us which GoAir destination u want to fly to, with ur valentine. 3 lucky winners can win tickets to that destination”, and the SMS received by the Complainant states, “Congrats on winning the #GoValentine Contest.  Avail Rs.500 off on your next booking with GoAir”. The advertisement is misrepresentation of facts, and is misleading by omission of the date of execution, date of announcements of winners of the contest, and that it is subject to terms and conditions.  The advertiser has not stated clearly all material conditions so as to enable the consumer to obtain a true and fair view of their prospects in such activities.
 
13. Flipkart Internet Private Limited (Flipkart – Sale of Titan Sonata digital Watch): The advertisement through website communication claiming the MRP of the product as Rs.599 was false. The advertisement offering a discounted price of Rs.479, when the actual MRP of the product is Rs.399, distorts facts and is therefore misleading the consumers as to actual discount being offered.
 
14. Zee Entertainment Enterprises Ltd. (Z ETC Channel): The advertisement’s claim, “They Just Got Played – ZETC beats Bindass Play”, was not substantiated and is misleading. While the advertiser has referred to BARC data as a source for their claim, it was noted that as per “BARC India Ratings – Principles of Fair and Permissible Usage” the period of comparison for any claim of leadership should cover at least four consecutive weeks of data. However, as per the disclaimer put by the advertiser for the claim is based on single week (week 36’16) and not four consecutive weeks of data as per BARC. Therefore it is violative of BARC Principles. The subject matter of comparison is chosen in such a way so as to confer an artificial advantage upon the advertiser so as to suggest that a better bargain is offered than is truly the case.
 
15. Socomo Technologies P. Ltd (Jugnoo): The advertisement’s claim offer, “Take 3 Rides get 4th Free”, is misleading as the 4th ride is not free but is subject to terms and conditions that the cashback being offered is limited to Rs.50/-. 
 
16. Vodafone India Ltd.: The advertisement’s claim, “Get the all new iphone7 before the world!”, is false and is misleading by exaggeration.
 
17. Bharti Airtel Ltd. (Airtel): The advertiser states that the recharge of Rs.29 advertised as “Mahiney bhar ka internet” is only with respect to the validity of the sachet pack priced at Rs.29.  The supers in the advertisement informs the customers that 75 MB of data is offered on a recharge of Rs.29 with validity of 30 days. It was noted that the advertisement visual depicts tabs for Facebook and YouTube implying that data may be used for these Apps, but for the Facebook and YouTube applications, 75 MB is not likely to last for a month.  The claim (in Hindi), “Rs.29 Mahiney bhar ka internet” (Rs.29 Internet for full month) is misleading by ambiguity and implication.  
 
18. Hindustan Unilever Limited (Vim Bar): The TVC showcases the visual of the “ordinary” bar, which is being aired in South India, where Exo enjoys a significant market share and where it is unique in terms of product presentation (a green round bar in round red container) in the advertisement, implies Exo Bar. Also the voice over makes a reference of "Sadharan" bar (ordinary bar), implying that it is ordinary or inferior. There being no other criteria for calling out a product as “ordinary”, it was considered the TVC to be misleading by ambiguity and implication and  unfairly denigrated Exo dish wash bar.  Also while the TVC makes a top parity claim, the pack claim, “Vim removes grease fastest*” makes a product superiority claim. There was a mismatch between the claim and its corresponding disclaimer (i.e. “As per independent lab test conducted on burnt food stain”) as the claim refers to “grease” whereas disclaimer and the pack visual appears to show kadhai with burnt food stain being cleaned.  It was concluded that the claim read in conjunction with the disclaimer and the pack visual is misleading by ambiguity and implication, and the claim of superiority has not been conclusively proven. 
 
19. Aghin Chemicals (Sun Plus Aquamatic): The advertisement’s claim, “New Sun Plus Aquamatic detergent powder keeps your clothes bright, fixes the original colours and leaves them fragranced throughout the day!” was not substantiated with technical tests/trials report and with product efficacy data.  Also the claim, “Sun plus Aquamatic detergent powder is the superior, more powerful and the unique washing formula than any other detergent available so far”, was not substantiated with comparative data versus other similar detergents in the same category. Also, the claims are misleading.
 

User

COMMENTS

P b Sarma

1 month ago

THERE ARE MANY MISLEADING ADVERTISEMENTS.BANNING OF SUCH ADVTS IS NOT ENOUGH.WHAT IS THE PUNISHMENT FOR GIVING FALSE ADVTS AND EARNING UNJUSTLY SO FAR.GOVT IS VERY LINIENT TOWARDS CHEATING OF PEOPLE BY THE COMPANIES.

ramdas naik

2 months ago

The actions taken by ASCII should be publicized in the news at the advertisers cost so that the public is aware of the misleading ads and products. All fairness cream ads also should be banned as they are discriminatory and misleading

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