Spending
Safe Online Shopping
Online shopping is convenient; but, unless you take certain precautions and maintain highest security level, it may cause you headaches and financial losses
 
The festival season is now at its peak. Shopping online is convenient and saves time—but, at the same time, if you are not cautious, it may turn into a nightmare. While using the Internet for any purpose, always remember that there are risks. This is because the same Internet gives attackers/fraudsters ways to access your personal and financial information. Not every attacker would rob you: he will simply sell your personal information to someone else who will do the job. 
 
Attackers are always on the prowl to search for vulnerable computers or PCs, besides creating authentic-looking, but fake, sites and emails and intercepting insecure communication, including that of financial transactions. Here are some basic tips to protect you while shopping online:
 
1. Use Good Anti-virus and Anti-spyware Software: Avast Free AntiVirus 2015 and AVG AntiVirus Free are two popular free softwares. Anti-Malware from Malwarebytes, also free, helps you keep malware away from your PC. But do not forget to keep the virus/malware definitions up-to-date.
 
2. Keep Your Browser Updated: Although most browsers alert you about updates, keeping auto updates on and regularly updating your browser helps avoid attacks made using loopholes in the browser. For Firefox, you can use two add-ons, viz., No Script and Ad-Block Plus. Depending on the site, you can give temporary or permanent permission for scripts and advertisements which otherwise get downloaded automatically.
 
3. Browser Security: Not all browsers offer the highest level of security as default and you need to set it for individual browser/s.
 
4. Shopping Only with Reputed Vendors/Sites: Although high reputation does not always give you peace of mind and the product you ordered, it helps in avoiding certain issues and get them resolved, if required. Do not get lured to sites that offer the lowest price for any product. If someone is offering a price way below what’s available elsewhere, something is fishy. Stay away from such sites.
 
5. Avoid Impulse Shopping: Shopping, whether online or offline, should be done only based on needs and not on impulse. Many shopping sites and apps offer you a feature called wish-list (it may differ from site to site). Use this to bookmark a product that you need—or would need—in future. If there is any special offer on this product, you may get an alert as well. 
 
6. Never Share Data over Email: Despite several warnings from regulators and the police, many people still share their personal and financial information. Never do it. The same applies for clicking on links in emails. Unless you have received the mail from a known entity  and from a known email ID, never click on any link. It may open the door     to attackers. 
 
7. Check Encryption of the Site: Most sites, especially online shopping and email service-providers, provide a security layer (SSL or secured sockets layer) to encrypt information. Check for the additional ‘s’ in the address bar: It should be ‘https:’ and not just ‘http:’. There should also be a lock icon there, which, after clicking, will show details about the website, its certificate and confirm if the connection to the server used by the site is encrypted or not.
 
8. Use Cash on Delivery: If you are not comfortable with the site or the product, use the cash on delivery (CoD) option. In that case, open the product in the presence of the delivery person and try to do a video recording. Although it is rare now, several buyers have received stones/bricks instead of the product they ordered. So it is better to be cautious than sorry.
 
9. Keep Records: While buying online, we do get SMS alerts and email intimation from the shopping site. Do not delete these messages. They may come handy, in case you need to track shipment of your product or if there is any other issue and you need to file a complaint about.
Happy online shopping!

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COMMENTS

Anand Vaidya

1 year ago

Good list. Also consider using Linux - far better security out of the box compared to Windows

Who Am I? Where Have I Come from?
Western science has no satisfactory answer for either of these questions
 
Western science has no satisfactory answer for either of the two questions asked in the title of this article. Do we need a change in paradigm to get the answers—or go on believing what Western commercial scientists keep telling us so far? The journal Science, in the edition to mark its 125th year of publication, put out a list of 125 vital questions that science has not been able to answer so far. The list includes all important aspects of man’s life on this planet. Nobel Laureate and father of transplant surgery, Peter Medawar, also dealt with this problem in his classic, Limits of Science. Was it the big bang or just a small whimper that started Western science’s world view? We have no evidence for the big bang in evidence-based science!
 
I have been uncomfortable with the science that was taught to me in school, college and, later, in medical school. However, it took me this long, to come out in the open boldly about the irrationality of Western science of reductionism.
 
The human being is being looked at in isolation in Western medicine. We now know that even the genealogy of brain cells—any cell—shows how the neighbouring brain cells might be having different genealogy, while the heart cell or the liver cell could be closer to the neuron because they evolved from one single cell, the zygote. They had to mutate as they evolved and so they are mixed up everywhere. We go on studying body parts to irrationally project our data on to the whole organism. Rene Descartes was later joined by Charles Darwin who brought in the concept of competition among the species for survival. Both these concepts probably were more suited for the business in the monetary economy.
 
Cooperative Model
 
Peter Kropotkin, on the other hand, proposed a cooperative model of this universe where the universe is self-evolving and it keeps evolving intelligently. A Russian, Kropotkin wrote in his book while living in exile in England, Mutual Aid: A Factor of Evolution: “I conceived since then serious doubts which subsequent study has only confirmed—as to the reality of that fearful competition for food and life within each species, which was an article of faith with most Darwinists, and, consequently, as to the dominant part which this sort of competition was supposed to play in the evolution of new species.” 
 
Kropotkin wrote another beautiful book in 1903 titled Modern Science and Anarchism. Science is usually politicised and, naturally, Kropotkin was demonised in the West as a dangerous man. If one understands the etymology of science, one would know that the real root of science is philosophia (Greek for philosophy). All scientists, in the true sense, must love wisdom. The latter is never available in books and science journals but in our own heads! Now re-read Descartes: Because you think, you are. If you don’t think you are not! As we do not think, we have been trying to destroy the natural resources in this universe for competition.
 
In evolutionary biology, the human body is considered a closed system where outside interventions are not the rule but only the exception. Most illnesses must be healed by the body’s built-in healer—the immune system! 
 
The Indian system of Ayurveda (Ayush=life; vid=wisdom) also treats the human body as a closed system and believes that it has the capacity to heal itself. The thrust in Ayurveda is ‘swasthasya swasth rakshitham’ (‘keep the well healthy’) by boosting the body’s own immune system.
 
“Organic life, we are told, has developed gradually from the protozoon to the philosopher, and this development, we are assured, is indubitably an advance. Unfortunately it is the philosopher, not the protozoon, who gives us this assurance.” — Bertrand Russell
 
(Professor Dr BM Hegde, a Padma Bhushan awardee in 2010, is an MD, PhD, FRCP (London, Edinburgh, Glasgow & Dublin), FACC and FAMS.)

User

COMMENTS

A P T Selvakumar

1 year ago

Nice article. I have been thinking in these lines for last couple of months.
I would highly recommend the book by David Berlinski "The Devil's Delusion". It talks about Atheism and Its Scientific Pretensions.

Also refer to his interview with regards to his book:-
https://http://www.youtube.com/watch?v=FyxUwaq00Rc

David Berlinsky Bio:- He was a research assistant in molecular biology at Columbia University, and was a research fellow at the International Institute for Applied Systems Analysis (IIASA) in Austria and the Institut des Hautes Études Scientifiques (IHES) in France. He has taught philosophy, mathematics, and English at Stanford University, Rutgers University, The City University of New York, the University of Washington, the University of Puget Sound, San Jose State University, the University of Santa Clara, the University of San Francisco, San Francisco State University, and taught mathematics at the Université de Paris

Anand Vaidya

1 year ago

Looks like the very learned doctor has fallen into the trap set up by the "holistic" mumbo-jumbo people (Deepak Chopra talking about Quantum Effect !!!) or religious, simple minded folks.

Just because Science does not have answer to ALL the questions of Nature TODAY, does it mean everything researched, discovered and invented is waste so far? Does it mean the occult / religious nuts / alternative "medicine" can provide all the answers? No.

300 years ago we had no idea of infections caused by bacteria, viruses and carbon nanotubes, keyhole surgery, string theory, manned space mission, semiconductors and computers etc.

Science is a self-correcting, self-questioning system, with harsh peer-review to validate conclusions.

Meenal Mamdani

1 year ago

It is important that science continues to ask questions as all answers are only temporary until they are modified by further knowledge gained through continued research.

Ayurveda would flourish if it adopts the ethos of science and keeps questioning the basis for its diagnostic and therapeutic formulations.

There are many things that are imperfect in western science but Dr. Hegde wants to throw the baby out with the bathwater and thus makes it hard for sympathetic readers to take him seriously.

There are several eminent physicians and scientists in India who would do a far better job of asking hard questions of medical science as it is currently practiced. It is a pity that ML continues to give a platform to Dr. Hegde who is sincere but draws erroneous conclusions. Unfortunately these conclusions are likely to be believed by many readers only because they appear in ML Foundation newsletter. As ML Foundation has built up a stellar reputation by fearless and hard-hitting accurate financial reporting, readers may assume the same goes for Dr. Hegde's views.

REPLY

charan

In Reply to Meenal Mamdani 1 year ago

But remember ,(Modern)Science is NOT as Scientific as we tend to assume.
What Dr.B.M.Hegde says is truth, and just that:harsh and plain truth.Better if the modern world come out of it`s immature and arrogant foundations and look for a holistic future---it amy already be too late.Currently,as B.M.Hegde says, there is NO Science of Medicine or Man.
Ayurveda may provide a clue, as many Scientists are increasingly trying to understand/accept:
http://www.dailyo.in/politics/modi-vedic...
http://www.nature.com/articles/srep15786
But, please be Open Minded.
(Note:Not an advertiser for any system/thought,but only for truth)
Thanks.

S A Narayan

In Reply to Meenal Mamdani 1 year ago

I applaud ML for giving Dr. Hegde a platform.But for his incisive writings based on his scan of extensive global medical research many gullible patients would have continued to be guinea pigs of vested medical practitioners and pharma companies.He has opened the eyes of many for their own good!

Ralph Rau

1 year ago

I am confused.

The question
"Who am I and Where Have I come from"?

The answer
"Ayurved-ah" ???

Prof Dr Hegde by his own admission has realised his folly in studying and making his money from flawed and toxic western science.(Allopathic medicines have adverse side effects?)

I trust that to make amends Dr Hegge has given away this ill-gotten wealth to some Aurvedic Charitable Trust ?

Beter late than never.

S A Narayan

1 year ago

It would be futile to seek answers from science for these vital questions with all its limitations, When so much of ancient wisdom of the sages and seers with their intuitive visions, in all traditions, are available to peruse. Scientific approach alone has been given an exalted status by 'modern mankind' in the human quest for answers to eternal and perplexing questions when other spiritual and ohilosophical approaches are equally robust and consistent in their conclusions.

Volkswagen hit with Australian lawsuit over emissions scandal
 Troubled German carmaker Volkswagen has been hit with its first Australian class action lawsuit for selling vehicles that contained emissions defeating devices.
 
Bannister Law on Monday said it has filed two class actions against the German auto-giant in Australia's federal court which could amount to billions of dollars in financial compensation for the estimated 91,000 affected local cars, Xinhua news agency reported.
 
"In supplying cars containing the defeat device, the statutory guarantee was not complied with. If we're successful on that part of the claim, the customer may be entitled to a refund of the purchase," class principal Charles Bannister said in a statement.
 
Earlier in October, Volkswagen announced a recall of 91,000 Volkswagen and Audi automobiles, sold between 2008 and 2015 that have been caught up in the global diesel emissions-rigging scandal, putting it in line with the German head office's plans to start recalling up to 11 million diesel vehicles world-wide starting in January.
 
Volkswagen has suspended local sales of affected vehicles fitted with 1.6 or 2.0-liter EA189 diesel engines after talks with Australia's government over how it would deal with the problem.
 
Australian regulators are currently investigating the troubled auto-giant and have warned that the company faces millions of dollars in possible fines for breaking mandatory safety standards and misleading customers. 
 
Disclaimer: Information, facts or opinions expressed in this news article are presented as sourced from IANS and do not reflect views of Moneylife and hence Moneylife is not responsible or liable for the same. As a source and news provider, IANS is responsible for accuracy, completeness, suitability and validity of any information in this article.

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