RTI Judgement Series
RTI Judgement Series: Display info about MLA's LAD Fund expenditure on sign-boards in Hindi, as well

Acting on a complaint, the CIC directed the GNCTD to display information on sign-boards about local area development funds allotted to MLAs and update the details of expenditure every six months. This is the 77th in a series of important judgements given by former Central Information Commissioner Shailesh Gandhi that can be used or quoted in an RTI application

The Central Information Commission (CIC), while allowing a complaint, asked the Chief Secretary of the Government of National Capital Territory of Delhi (GNCTD) to display information about local area development (LAD) funds allotted to members of legislative assembly (MLAs) and update the details of expenditure every six months.


While giving this judgement on 10 February 2011, Shailesh Gandhi, the then Central Information Commissioner said, “...when public authorities do not fulfil their obligations under Section 4 of the Right to Information (RTI) Act, citizens have no way but to seek information under Section 6, which in turn becomes a cost for the citizens as well as the government.”


New Delhi resident Anjali Bhardwaj, along with 317 other citizens, filed a complaint to the Commission under Section 18 of the RTI Act.


The complaint stated that details of funds spent by the respective MLAs under the LAD Fund of the city of Delhi should be available suo moto for the knowledge of the general public of the respective constituencies.


Bhardwaj stated that 70 MLAs were allocated Rs2 crore each year under the LAD and that Section 4 of the Right to Information Act envisages that such information should be available in the public domain. She acknowledged that this information was available in English on the website of the GNCTD, however it cannot be accepted that the common man or a person of limited means has the resources or the knowledge of operating or availing such information through the website.


The Right to Information is a fundamental right of the citizens, which has been codified by the RTI Act, No22 of 2005. The Act envisions that all citizens shall receive information primarily by suo moto disclosures by various public authorities as prescribed by Section 4 of the Act. It further envisages that citizens would be required to specifically ask for information under Section 6 only in a few cases. However, when public authorities do not fulfil their obligations under Section 4, citizens have no way but to seek information under Section 6, which in turn becomes a cost for the citizens as well as the government. Obligations under the Section were to be fulfilled by 12 October 2005 and five years have already lapsed since then, Mr Gandhi, the then CIC, noted.


He stated that the Commission considered this as a bona fide request and observed that this information was a basic requirement under the Act and that the department ought to have done this earlier.


While allowing the complaint, the CIC, then directed the chief secretary of GNCTD, to install a sign-board of appropriate dimension, mentioning details of expenditure of the current as well as previous year of the MLAs under LAD Fund of each respective constituency in a format.


“The board shall also mention the exact link/URL to the page on the website of the department where the information can be viewed. No acronym/abbreviation should be used.  This information shall be displayed in Hindi and shall be installed at a location having maximum public view in each constituency. The board installed in each ward shall contain details of the expenditure of the MLAs under the LAD Fund of that particular constituency.  This will be maintained and updated each year within six months of the closure of the previous year, by the head of the public authority, or the officer(s) so directed by him in writing. This should be done by the 15 March 2011," the Commission said in its order.




Decision No. CIC/SG/C/2010/001291/11403


Complaint No. CIC/SG/C/2010/001291



Complainant                                                 : Anjali Bhardwaj & 317 other Citizens,

                                                                              Delhi - 110 17


Respondent                                                 : Chief Secretary,

                                                                           Govt. of NCT of Delhi,

                                                                           Delhi Secretariat, I.P Estate,

                                                                           Delhi - 110 002




4 years ago

In AP also all MLAs / MPs are allotted Rs.One Crore each for spending and Developing their Constituances. The Details of Amount Spent for Each Work with Work's Name are not Displayed anywhere by Anyone. I do not Think Any MLA / MP displaying their allotted Funds.
Good Informative Article .

Weakness in Indian markets, but no crisis, says Credit Suisse

Any near-term rebound in investments or middle-income consumption is unlikely, predicts Credit Suisse Equity Research in its India Market Strategy report

Market sentiment on India of late has been the worst in recent memory. Six months back, consensus expected the economy to be bottoming out, and earnings upgrades to start.

Global investment bank Credit Suisse believed (and still does) that any near-term rebound in investments or middle-income consumption was unlikely, and that earnings had meaningful downside. But a surprisingly common view now is that the currency will drive a crisis, and that the economy is headed for a ‘meltdown’.” We believe a crisis is unlikely: this is an important difference of opinion, for it allows investors to select beaten-down good quality stocks,” says Credit Suisse Equity Research in its India Market Strategy report.


Market consensus has now veered towards extreme defensiveness, and phrases like “currency crisis” and ‘meltdown’ are being bandied about. Credit Suisse has been flagging the deepening and broadening slowdown for a while, and it does not expect any meaningful recovery in investment or middle-income consumption anytime soon. But the investment bank also believes a crisis is unlikely: bargain-hunting selectively makes sense.


The market may not look cheap enough on an absolute basis, with a mere 10% correction from the recent peak. But relative performance has been extraordinarily weak: (1) in local currency terms the market is 49th out of the top 50 markets year-to-date (YTD); (2) India has underperformed global markets for five consecutive months; and (3) relative market P/E for MSCI India is close to eight-year lows excluding the crisis.


Credit Suisse adds that the broader market doesn’t look attractive yet as FY14 earnings have around 10% downside, and large sectors such as financials can still correct meaningfully. The current correction though has been broader than those seen recently, and select stocks are starting to look attractive: Credit Suisse analysts have upgraded NTPC, Cairn India and Ambuja Cements. It is also upbeat on Reliance Industries, HCL Technologies and Sterlite Industries. This apart, it has added weights to energy, utilities and materials, and cut weights in Hindustan Unilever (HUL).


While in absolute terms the market is not in capitulation territory, it does show up in relative performance. The Indian market has underperformed global markets in each of the last five months in both dollar and local currency terms. This underperformance has continued in April as well, and the Indian market remains in bottom quartile.


This is now showing up in the forward P/E multiples on ex-ante consensus: on a relative basis MSCI India’s P/E against MSCI World is the lowest in eight years, excluding the financial crisis period. Against markets such as Brazil and Indonesia, the relative P/E is at decadal lows. Only against China is the market more bullish on India on P/E.


Credit Suisse adds that from the above charts it is clear that that the broader market is not due a bounce. It is that while the market seems to be holding up rather well on absolute terms, that reflects allocation of assets to equities globally: the weakening fundamentals domestically are better reflected in the relative performance and P/E charts.


The skewed performance seen over the past few years has continued into 2013. The current market correction has been more broad-based compared to the two previous corrections from near-term peaks, with outperformance restricted to fewer stocks. This reflects the broader economic slowdown, too. The best performing sectors continue to be defensives such as staples, healthcare and IT, and at the other end of the table are sectors like industrials and materials.


In some of the beaten down sectors some good quality stocks are now showing value:

Credit Suisse sector analysts have upgraded their ratings on NTPC, Cairn India and Ambuja Cement. In addition, in its earlier reports the investment bank flagged preference for stocks such as Tata Motors, Reliance Industries, Sterlite Industries and Bank of Baroda. It expects some upside to the broader market over the next 12 months, however, it may be range-bound in the near-term.


In its model portfolio Credit Suisse has added to weights in utilities (NTPC), energy (Cairn India) and materials (Ambuja Cement), and fund it through a cut in HUL (staples).  It continues to expect the highest downside in financials and industrials.



Mastercard, Amex step up data sales to marketers, says ConsumerAffairs.com

Aggregated data from credit card purchases are increasingly being used to target ads, direct marketing, observes ConsumerAffairs.com

Consumers often get upset about being tracked around the Internet and being asked for their ZIP code at the check-out counter of a bricks-and-mortar store. Yet, MasterCard and American Express are stepping up their efforts to sell data on retail transactions to marketers, according to the editor of ConsumerAffairs.com, a consumer news and advocacy organization founded in 1998 by James R Hood, a veteran Washington, DC journalist and public affairs executive. Advertising Age recently revealed that the card issuers have been approaching advertising and marketing firms in an attempt to enlarge their client list.


According to ConsumerAffairs.com, MasterCard alone has data representing 80 billion consumer purchases. AmEx is slicing and dicing its data, making it easier for marketers to reach consumers who are big spenders in specific retail segments such as automotive, fashion and travel. Both companies insist that the data is aggregated and made anonymous so that individual consumers' names are not revealed.


“We have strict policies in place to protect cardmembers’ privacy,” Amelia T Woltering, American Express director of corporate affairs and communication, told ConsumerAffairs. “American Express does not provide any personally identifiable information or individual transaction information about its card members or a list of its card members to advertisers or business partners.” Further, Woltering said AmEx’s practices are not ‘secret’ and have always been fully explained in the company’s online privacy statement.


“We provide choices so that consumers and card members can opt out of targeted advertising or direct marketing.” Woltering said. “Card members can also opt out of sharing their non-personal information with our business partners for their own analysis, research, and marketing purposes.”


MasterCard also said it does not disclose personal information. “MasterCard is committed to protecting individuals’ privacy and uses only anonymous and aggregated information in producing information insights and other data analytic products and solutions,” Andrew Bowins, senior vice president of external communications, MasterCard Worldwide said. “Most importantly, MasterCard never collects, discloses or uses personally identifiable data, such cardholder name and address, in the creation of its information insights products.”


Increased collection of consumer data—both online and at bricks-and-mortar stores—is troubling to many privacy advocates, according to ConsumerAffairs.com.


“I think that individuals have a privacy interest in transparency and control regarding the use of their personal data for advertising,” David Jacobs, consumer protection counsel at the electronic privacy information center (EPIC), told ConsumerAffairs. “Unfortunately, there is currently a lack of transparency in the sale and aggregation of consumer information by data brokers and marketing companies.”


“The legislation hasn't been released yet, but the CPBR includes a comprehensive set of fair information practices such as control, transparency, and accountability that, if faithfully implemented, could improve consumer privacy and help address these practices,” Mr Jacobs said, reports ConsumerAffairs.com.


Read the original article by James Hood of ConsumerAffairs.com here: Mastercard, Amex step up data sales to marketers )




4 years ago

There has been a news that MasterCard has begun selling user info to marketing companies though they state the data that's sold is only shopping habits not identities. Alarming right? Who would have wanted their user information to be sold most especially nowadays that fraudulent activities or scams are almost everywhere.

Source: https://personalmoneynetwork.com

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