Insurance
Regulation: Electronic Insurance Policy Made Mandatory
IRDAI has made electronic insurance mandatory for annual premium equal to or above Rs10,000 (single/annual premium) in pension, annuities, life and health insurance policies. Pure term of sum assured Rs10 lakh or more while other than pure term life insurance policy of sum assured one lakh or more will be in electronic mode. Health insurance policy of sum insured Rs5 lakh or above will be...
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Life Insurance: Betraying Your Trust
The term ‘life insurance’ is supposed to conjure a feeling of trust. But, today, careful observers of the insurance scene would often cringe; there is a huge trust deficit connected with these two words. Life insurance companies are trusted to keep money safe, just like banks, even when the returns an insurance company gives are less than those of banks. But if an insurance company does not...
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Health Insurance: Cigna TTK Hurts Its Own Customers
TTK has revised its premium downwards for its ProHealth products with effect from 4 March 2016. Existing policyholders, whose renewal date is between 4th March and 3rd June, are being charged old premium rates which are higher. Why will Cigna TTK not give its existing customers the benefit of lower premium? A 44-year-old Moneylife reader having ProHealth Plus policy covering two adults and...
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