Leisure, Lifestyle & Wellness
Pulse Beat
Single People Are Happier!
Single people are usually classified as sad and lonely. On the contrary, a new study shows how they actually have better psychological growth and are more satisfied. The research, titled “What no one ever told you about being single”, and presented at the American Psychological Association’s 124th Annual Convention, challenges the depiction of single life to offer a more accurate portrayal of single people. “The preoccupation with the perils of loneliness can obscure the profound benefits of solitude,” says Bella DePaulo, PhD, a scientist at the University of California-Santa Barbara.
Where Is the Zika Virus Epidemic?
The New England Journal of Medicine published the preliminary results of a large study of pregnant Colombian women infected with Zika. Of the nearly 12,000 pregnant women with clinical symptoms of Zika infections until 28 March 2016, no cases of microcephaly were reported as of 2 May 2016. At the same time, four cases of Zika and microcephaly were reported for women who were symptomless for Zika infections and, therefore, not included in the study itself.
Brazil’s microcephaly epidemic continues to pose a mystery—if Zika is the culprit, why are there no similar epidemics in other countries also hit hard by the virus? Perhaps there is another reason for the epidemic in Brazil. 
According to a new report by the New England Complex Systems Institute (NECSI), the number of missing cases in Colombia and elsewhere raises serious questions about the assumed connection between Zika and microcephaly. Months ago, I had debunked the Zika virus-microcephaly mystery; but no one takes notice. The wrong assumption is good for business but bad for the common man.
Epigenetic Process of Evolution
“It is known that the epigenetic alterations of ‘tagging’ are regulated by environmental effects. The authors suggest that environmental factors and the mother’s lifestyle will thus affect ‘tagging’ of the offspring DNA, which will dictate how the offspring genes will be utilized. Interestingly, epigenetic changes also take place throughout life depending on the life style of the person.” This is a remarkable study in the right direction which clearly shows that the environment and not the gene is the boss as was thought earlier.
“Cancer cells possibly hijack a mechanism operative in normal cells which provides way how the methyl tagged DNA will be untagged by cutting the DNA at the site of tag and repairing it. It is an interesting idea which needs to be tested,” writes Sibajit Sircar, the first author of this study titled “The Evolution of Epigenetics: From Prokaryotes to Humans and Its Biological Consequences”. 
Secrets of Malaria and Toxoplasmosis Parasite Revealed
To survive, the parasites responsible for malaria and toxoplasmosis depend on mechanisms inherited from the plant world. This is what a team of researchers from CNRS1 (Institute for Advanced Biosciences, CNRS/INSERM/Université Grenoble Alpes) and the University of Melbourne2 has shown. 
This discovery is a major advance for the development of new therapeutic targets for these parasites. It might take some years before a successful vaccine could be manufactured using this idea. Even the Nobel Prize-winning artimesanin has been found to be useless in many patients, thanks to resistance! 
“This discovery of a plant-based ‘Achilles heel’ in the toxoplasmosis and malaria parasites opens a path to new therapeutic perspectives that only target the parasite, without affecting humans,” say the researchers in their paper. 


RBL Bank to hit the market on Aug 19
At a time when banking majors are finding it difficult to raise capital, Maharashtra-based RBL Bank is expected to hit the market with a premium initial public offer on Aug 19.
Formerly known as the Ratnakar Bank Ltd, the bank is hoping to raise over Rs.1,200 crore, basically to shore up its capital base.
According to the prospectus, the bank will pursue inorganic growth initiatives to strengthen its competitive position, including stakes in small finance and payments bank.
For instance, the bank is considering a purchase of a minority stake in Utkarsh Micro Finance Private Limited, an applicant for a small finance bank license, subject to regulatory approvals.
The bank acquired Royal Bank of Scotland's business banking, credit card and mortgage portfolio businesses in fiscal 2014.
The RBL Bank also acquired minority stake in Swadhaar FinServe Private Limited, a company acting as a business correspondent, facilitator, agent and distributor for financial services providers for the purpose of offering such products and services to inadequately served sections of businesses, households and enterprises for a consideration of approximately Rs.20.5 crore.
The IPO comprises a fresh issue of Rs.832.5 crore and an offer of sale of shares by existing shareholders up to 16,909,628 equity shares.
The public issue is the first by a private bank in the past couple of years.
Last fiscal, the bank's total income stood at Rs.3,234.85 crore up from Rs.2,356.49 the previous fiscal.
The RBL Bank last fiscal logged a profit Rs.296.80 crore up from Rs.208.45 crore the previous fiscal.
The bank's gross non-performing assets as on 31.3.2016 stood at Rs.208.05 crore, up from Rs.Rs.77.75 crore at the end of previous fiscal. The net NPA at the end of last fiscal was Rs.124.44 crore up from Rs.38.59 crore.
The bank said the increase in its NPA is due to difficult economic conditions in India in recent years.
According to the bank it had provided for Rs.93.19 crore during the fiscal ended March 31, 2016 towards provision for NPA, non-performing investments, depreciation on investments, write-off and sacrifice for restructured advances.
The bank said as a part of its growth strategy, it is moving from a traditional corporate-commercial relationship-led local bank to a mid-sized bank with a diversified corporate, commercial and retail banking portfolio.
As of March 31, 2016, the bank had 197 branches, of which 94 were located in Maharashtra and 23 branches were located in Karnataka, leaving it more exposed to issues in these regions.
Disclaimer: Information, facts or opinions expressed in this news article are presented as sourced from IANS and do not reflect views of Moneylife and hence Moneylife is not responsible or liable for the same. As a source and news provider, IANS is responsible for accuracy, completeness, suitability and validity of any information in this article.




Prantik Mukherjee

10 months ago

any recommendation ?


Suketu Shah

In Reply to Prantik Mukherjee 10 months ago

is this true this is HDFC head Deepak Parekh's son's brainchild?

US rejig of trade pacts risky for global growth: Moody's
Chennai: One of the immediate downside risks for the global economic growth is the potential renegotiation of global trade pacts and security alliances after US' presidential elections in November, said credit rating agency Moody's Investors Service.
According to Moody's, such an event would make the export oriented Asian economies vulnerable to this risk.
In its latest report on the global economy, Moody's also said the outlook for the emerging economies has stabilised due to a combination of the modest recovery in commodity prices, better capital flows and a better near-term outlook for growth in China.
"The political and geopolitical risks, including a rise in nationalist and protectionist policies, are among the downside risks to global growth. In this context, the most immediate risk is a potential renegotiation of global trade pacts and security alliances, after this year's US presidential election," Moody's said.
Based on its macroeconomic forecasts, Moody's assume that the course of current economic policies and international agreements will be left intact after the next election.
"A protectionist stance that proposes renegotiating global trade alliances, including NAFTA and withdrawing from the Transpacific Trade Partnership, would be unambiguously harmful for potential global growth in the long run. Export-oriented Asian economies are particularly vulnerable to this risk," Moody's said.
In Europe, political risk could rise if populist anti-European Union parties gain support of countries like Netherlands, France and Germany, who are set to face important elections in 2017.
"Whether or not populist parties come to hold office over the next year or so, it is clear that the nationalist discourse injected by them will remain and potentially shape future policies in Europe," Moody's said.
According to Moody's, in the long run, this could have detrimental implications for the continued cohesiveness of the European Union, and in the extreme threaten its existence.
According to Moody's, the fragmentation of the European Union could also encourage protectionist tendencies in a number of other countries, and therefore seriously challenge, and ultimately reverse, the past few decades of increased globalisation. This in turn would thwart the long-term growth prospects of individual economies and slow the catch-up of less developed countries.
Disclaimer: Information, facts or opinions expressed in this news article are presented as sourced from IANS and do not reflect views of Moneylife and hence Moneylife is not responsible or liable for the same. As a source and news provider, IANS is responsible for accuracy, completeness, suitability and validity of any information in this article.


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