Plastic money: Easy Cash

Debit card holders can now withdraw money from PoS terminals

Customer convenience in the use of plastic money is imperative and in a move to significantly enhance this, the Reserve Bank of India (RBI) has now allowed cash withdrawal from point of sale (PoS) terminals across the country. All customers using debit cards issued in India can withdraw up to Rs1,000 per day from PoS terminals. “The...

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Investing: A Cyclical Game

Several PMS businesses have inflicted heavy losses and closed down. They will come back if the market continues to rally

Portfolio management service (PMS) is pitched as an offering to high-net-worth clients looking for high returns and usually mushrooms after a prolonged bull market. When the inevitable bear market arrives, it is time to shut down the business—until the next bull run. It is...

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Personal Credit: Uncooperative Banks

RBI’s poor regulations give defaulters an escape route

as your loan request rejected by a scheduled bank on account of bad credit history? You can still avail credit through your neighbourhood cooperative bank. This is because the Reserve Bank of India (RBI) has omitted to include urban and rural cooperative banks in the regulation that requires banks to report delinquent cases to the...

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