On a high

Now that the Sensex has closed above 17,600, expect continuation of the rally subject to dips

The Sensex ended the day 120 points higher (0.6%) at 17,694 and the Nifty ended 34 points up (0.6%) at 5,304 points. The market started the day with a high on the surprise issue of bonus shares by Wipro. In the morning session, it touched the intraday high.

Later, the bourse slid from the high, until it rebounded in afternoon trade. Asian stocks declined as speculation heightened that Greece could default on its sovereign debt obligations after Moody's cut its ratings on the country's sovereign debt.

Key benchmark indices in Hong Kong, China, Indonesia and South Korea fell by 0.14% to 0.98%. Key indices in Singapore and Taiwan rose by 0.04% to 0.33%. US stocks staged a late-day comeback on Thursday after steady quarterly profit earnings reports from consumer bellwethers like Starbucks outweighed worries over Greece's finances. The Dow rose 9.3 points (0.08%) to 11,134. The S&P 500 rose 2.7 points (0.23%) to 1,208. The Nasdaq gained 14.46 points (0.58%) to 2,519.

The Greek prime minister asked for the activation of the EU-IMF aid package aimed at pulling the eurozone member out of a debt crisis. The People’s Bank of China has said that Chinese GDP grew at a seasonally accelerated rate of 12.2% in the March quarter from 11.3% in the fourth quarter of 2009. It also said that there has been a healthy revival in exports, domestic production and consumption. 

Closer home, the Reserve Bank of India (RBI) has suggested increasing the time period for banks for holding a loan before converting it to a security asset, to nine months. However, bankers are of the opinion that the holding period for corporate loans and retail loans should be three and six months, respectively. The government has approved infusion of Rs150 billion in State-run banks during the fiscal year ending March 2011, to help meet growing credit requirements of the economy. In the annual Budget, the government has proposed an infusion of Rs165 billion for State-run banks. This will help banks to increase their credit growth by about Rs1.85 trillion. Foreign institutional investors were net buyers on Thursday of Rs518 crore. Domestic institutional investors bought stocks worth Rs181 crore. The rupee was strong on higher equities and the weak dollar.

ABG Shipyard (up 1.1%) has received an order from Associated Bulk Carriers of Singapore for construction of three 20,000 deadweight tonnage cement carriers. Hind Rectifiers (up 1.8%) has commenced commercial production at its two plants at Dehra Dun for manufacture of rectifiers, invertors, convertors and transformers. Reliance Industries (up 1.1%) has announced the closing of its recently-announced Marcellus Shale joint venture transaction with US-based Atlas Energy. The IPO from Talwalkars Better Fitness (down 0.4%) has been fully subscribed on the second day of issue. Out of the total of 70.41 million bids obtained, 3.75 million bids were obtained at cut-off price. The price band of the issue which closes on 23rd April has been fixed at Rs123-Rs128 a share. SKF India (up 7.6%) has posted a growth of 59% and 174% in sales and operating profit in the March quarter over the year-ago period.
 

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Times Group’s private treaties housed under a new name

Private Treaties, the controversial investment arm of Bennett, Coleman & Co Ltd, is now housed under a separate company. However, it seems to have too many dubious investments in its books

Set up in 2005, Times Private Treaties, a part of Bennett, Coleman & Co Ltd, publishers of the Times of India, is now a separate corporate entity called Brand Equity Treaties Ltd. However, its investments not only continue to be controversial but are turning out to be quite unsound as well.

The business model of private treaties is unique. Under a legal arrangement, Brand Equity picks up a stake in the company in return for discounted ads and favourable editorial coverage. Most of these companies subsequently go public. A sample of recent headlines, to name a few, have been: ‘HCC plans Rs50,000 crore investment in Lavasa in a decade’; ‘The Lavasa Women's Drive 2010’; ‘Lavasa city to mimic nature’; ‘Pantaloons Femina Miss India 10 finalists: Lavasa trip’. These appeared in the Times Group’s newspapers. Lavasa of Hindustan Construction Company and Pantaloon Retail (India) Ltd are both private treaty clients.

According to the data available on the Times Treaties website (see here), the company has as many as 119 companies in its portfolio of clients.

Last year, there were media reports that the private treaties business had incurred mark to market losses exceeding Rs1,500 crore, following the market crash of 2008. Then came a nasty controversy about one of its treaty clients Pyramid Saimira Ltd. The market regulator Securities and Exchange Board of India (SEBI) alleged that Pyramid Saimira was banned from trading for seven years in connection with illegally ramping up the share price of Pyramid with the help of few media professionals. The trio attempted to plant a fake order in several newspapers led by a media cabal that included Rajesh Unnikrishnan (assistant editor of The Economic Times and close buddy of Nirmal Kotecha, a co-promoter of Pyramid Saimira) and Rakesh Sharma, a former journalist with Business Standard, who had turned into a PR professional. 

Apart from controversy, there are questions also of how smart the investments have been. Shree Ganesh Jewellery, a treaty client, has plunged 45% as on 23 April 2010 from its offer price of Rs260 on 9 April 2010. CARE had assigned an 'IPO Grade 3' to the Shree Ganesh IPO indicating ‘average fundamentals’. Bennett, Coleman & Co had made an investment in this company to the tune of Rs5 crore in June 2007 at Rs150 per share. Moneylife had yesterday reported on how Nitesh Estates Ltd (which opened today) made a pre-IPO placement to Brand Equity Treaties Ltd at Rs143 per share on 19 February 2010 for 10 lakh shares aggregating to Rs15 crore. The stock is being offered at a Rs54-Rs56 price band. Jaiprakash Infratech Ltd which also appears in the ‘portfolio list’ list of Times Private Treaties is set to hit the market on 29 April 2010. Interestingly, there are speculations that Brand Equity Treaties itself would go public.

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COMMENTS

M.R.Borkar

7 years ago

In other words "polished gray market, circular trading". Tomorrow such private treatise -sezs, will also create private nations within this nation. Of course few political leaders already have states as their private property with private army also. Can GOD SAVE this country?

Dara

7 years ago

Guru has missed the point........if Times of India and Eco Times invest funds WITHOUT ENTERING INTO TREATIES with Corporates to give them a good publicity and favourable coverage; we have no complaints. What Times Group is doing is "selling" editorial space in the guise of making investments.......this hurts because the reader get "taken in" by the written word and believes it without realising that The Times is being paid to write well...........something a true Journalist NEVER DOES.

UMC

7 years ago

This is not new to Tmes Of India and company, they have been doing this for long time. These companies get more media coverage and only positive publicity is been made and investors are kept in the dark. TOI and company makes huge profits at the end.

An example,The real estate coverage of TOI is extensive and no negative reporting is done on it, missleading the investors and buyers. This company has lost business ethics and this treaty is just a way to mint money from the client and miss lead investors. Most of the bloggers i have seen call this paper as toilet paper. Sorry for my harsh words but its a fact.

AJ

7 years ago

This is clear conflict of interest. The 4th pillar of the democracy cannot needs to be regulated to ensure that such commercialization of media is stopped immediately

Guru

7 years ago

I dont find anything amiss with the private treaties. If BETL loses on purchase price, its more of an opportunity loss than a real one. And if BETL does'nt mind the loss, nobody needs to worry.

The revenue model is unique. one mishap does not throw all vehicles out of use!

SBI is the source of RBI’s wrath on delayed pension payments

A complaint forwarded to the RBI by a retired government officer regarding SBI’s extensive delays in pension payments gets the central bank to take notice and undertake review of the lender’s systems

Moneylife had revealed yesterday (see here) that the Reserve Bank of India (RBI) has reprimanded pension-paying banks for delaying payments to pensioners and directed them to make good the dues immediately, along with penal interest.

It turns out that the reason RBI woke up is that a complaint was forwarded by a former highly-placed government officer to the deputy governor of the central bank, outlining the shoddy service given by the country’s largest lender, State Bank of India (SBI), in the form of extensive delays in pension payments.

This former officer had apparently been kept waiting unsuccessfully for ten months to receive his revised pension under the Sixth Pay Commission. This complaint forced the RBI to take a deeper look at the systems put in place by SBI for pension payments. A joint team drawn from both RBI and SBI investigated the matter and found various discrepancies in the way things were being administered.
The Investigation Report finds that apart from the complainant, there were at least 1,800 non-state resident pensioners who were denied the revised pension payment for months together. Taking a serious view of the matter, the RBI has put in a strongly worded letter to the chairman of the bank questioning the lack of customer sensibility despite being a premier bank in the public domain. It has pointed to the absence of an effective system of customer service at the branch level where pensioners normally interface with the front office.

This also forced the RBI to inspect the system at other Agency Banks making pension payments. The findings were more or less the same across all Agency Banks.

In view of the above, the RBI has advised these banks, including SBI, to undertake review of the system of attending to customer service and have a pension accounts guide at all branches to assist the pensioners in all their dealings with the bank. Additionally, the RBI has demanded that suitable arrangements be made, to place on the bank website details about the pension calculations, and made available to the pensioners at periodic intervals with sufficient advertisements to that effect.

As with the other banks, RBI has demanded that SBI make the payment of the revised pension and arrears within 15 days from the date of receipt of its communication to that effect. Additionally, it has also advised the bank to make a penal interest payment of 2% for any delay beyond the due date, which is to be credited to the pensioner’s account automatically without any claim from the pensioner on the same day when the bank affords the credit for revised pension or arrears.

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COMMENTS

Narendra Vasavada

5 years ago

R/Sir,
We retired BSNL GUJ.Employees the pension cr.through SBI bank Amreli Guj. our complaint that recently enhance IDA 52% but not credited individual bank a/c. where as Post Offices have been credited since two month ago. please take attention for release immediately.

prabha shankar prasad

6 years ago

My mother is pension holder State Bank Of India Daudnager Branch A/c No
11436612338.Bank trouble,my mother is 87 years old not move any time
alone.Please rectified my mother problem earlier.
As per office memo fiction given below:-
Basic fem pen Rs - 1450.00
61% Relief Rs - 885.00 up to 31/03/2004
-----------------------------
Total - Rs - 2335.00 w.e.f. 95/03/2004
* + 50% Dearness Relief Rs - 725.00 i.e Rs - 1450.00+725.00= Rs -
2175.00 and 11% Relief w.e.f 01/04/2004.
But S.B.I. Daudnager branch pay Rs 2335.00 per month up to 05/03/2004
to 31/10/2008 no Dearness add to pension amount.
2nd memo is payment medical allowance w.e.f. Dt - 01/03/2004 Rs - 100
per month uo to 28/02/2008 and w.e.f. Dt - 01/03/2008 Rs - 500.00 per
month but not payment till Dt.
3 rd memo 6th pay arrear payment pension fixation pay not payment till
Dt.
kindly release all payment earlier.
Raj Mati Devi. wife of late (Ram Deo Ram)
At+Po KALER, Dist - ARAWAL (BIHAR) pin 824127

Raj Mati Devi

6 years ago

My mother is pension holder State Bank Of India Daudnager Branch A/c No
11436612338.Bank trouble,my mother is 87 years old not move any time
alone.Please rectified my mother problem earlier.
As per office memo fiction given below:-
Basic fem pen Rs - 1450.00
61% Relief Rs - 885.00 up to 31/03/2004
-----------------------------
Total - Rs - 2335.00 w.e.f. 95/03/2004
* + 50% Dearness Relief Rs - 725.00 i.e Rs - 1450.00+725.00= Rs -
2175.00 and 11% Relief w.e.f 01/04/2004.
But S.B.I. Daudnager branch pay Rs 2335.00 per month up to 05/03/2004
to 31/10/2008 no Dearness add to pension amount.
2nd memo is payment medical allowance w.e.f. Dt - 01/03/2004 Rs - 100
per month uo to 28/02/2008 and w.e.f. Dt - 01/03/2008 Rs - 500.00 per
month but not payment till Dt.
3 rd memo 6th pay arrear payment pension fixation pay not payment till
Dt.
kindly release all payment earlier.
Raj Mati Devi. wife of late (Ram Deo Ram)
At+Po KALER, Dist - ARAWAL (BIHAR) pin 824127

Dipak Kumar Adhikari

6 years ago

Kind Attention
To,
The Incharge, S.B.I. Anti Corruption Department.
Please help me. If required please send this mail to appropriate authorities. Mr. Shankar Kumar Samanta S.B.I. Officer purchased local Police, Please help me.
Respected Sir,
100% now I believe that if you have money then you can get anything, every thing is possible by you. If you are a poor then you can’t get anything, every thing is far and beyond possible to you, also you get poor judgment and poor comportment in all aspects of life, in our country INDIA. For example 1. I. I went to Police Station more than 100 times, made 5times entries (complaints) into G.D. but Not even a microscopic actions took place against the alleged bodies. On the contrary Sandip Samanta, S/O. Shankar Kumar Samanta (S.B.I. OFFICER Ph. No. 9830366434, Branch: 24B, Nimtala Ghat Street, Jorabagan, Kolkata- 700006, West Bengal, India‎, Bank Ph. No. 033 25308337) he has much more and enough money so they purchase all police personnel's and some political leaders, some Dada. Etc. Only I used to get many letters and many phone calls which all seem to me needs to be thrown in the trash, as it all are valueless, toothless and only simply a solace to the poor. What an undone boy I am! Woe is to me! My wife and her family, Sandip Samanta and his family harassed me and my family, they are torcher me physically and mentally.

We got married 05/03/2002, and have a daughter who took birth on 09/07/2005. My wife and her family lodged a case 498A/34 IPC, FIR NO.276, date 31/08/2009, P.S.: BAGUIATI, against me and some of my family members it’s a fabricated, baseless, legless, toothless and doesn’t have any commensurate to the fact. My wife is engaged and having an illicit affair with a boy (Sandip Samanta, S/O. Shankar Kumar Samanta S.B.I. Officer Ph. No. 9830366434, Branch: 24B, Nimtala Ghat Street, Jorabagan, Kolkata- 700006, West Bengal, India‎, Bank Ph. No. 033 25308337) just opposite to my house, all the matters are known to every person in my village, and also they have certified me written about my fresh character and nature. When my wife left form my house with Sandip Samanta taking many vory gold and cash 1.20 lack Indian rupees. What a demon she is! She didn’t take our only daughter (only four years old) who is now in my house having severe asthma supported by inhaler. My wife filed the 498A case dated 31/08/2009 and I was arrested on 06/09/2009,The Learn" ed court granted me on bail on 19/09/2009. Barasat court. I have lots of irrefutable evidences, (20 pcs. Adult S.M.S., Adult picture with the boy and a c.d.) with me where it is cleanly reveals which translates my wife and the boy that they are in illicit relations. Believe me I and my family would love very much (which is very rare seen in our society) to my wife and never any kind of love lost didn’t happen. They (My wife family) are very very poor and live in a bosti Address: 70/H/8 Manicktolla Main Road, Kolkata – 700054, Beside 5 Star Club, my mother saw 1st time and she arranged my marriage. Before marriage my family did not see the pedigree of my wife’s family, now we understood also realized that they hailed from a worst status. My wife, her family and (Sandip Samanta, S/O. Shankar Kumar Samanta) all they are misusing this law. Now my wife’s family knows all the affair-related matter. My wife left our only solitary daughter to me who is 4 years old having severe "Asthma Disease, depends on INHALER, here political Hide and seek, ducks and drakes and lots of unfair means are going on and the father of the parents (THE FATHER OF THE BOY WHO HAS ILLICIT RELATIONS WITH MY WIFE) are rich, so they are spending money to everywhere with a view to be escaped. Now I decided that in no way I can’t accept that demon wife. I hired a lawyer his name Mr. Kamelash Nandi. I don’t know what will be happened next? It’s an utterly a huge and a palpable offence subsequent to which the boy deserves severe and examplanary punishment so that no one can dare to abuse this law. My mother is a sugar present shies sugar is now 400. If possible please help me. Please investigate the matter thread barely and save me and my family. I leave here one question to every one that in this die-straits situation whom do I take care to myself (TRAGEDY), my daughter, or my mother (severe Diabetic)?. My wife filed another case me U/s. 125 Cr. P. C. Case NO.167/2009, (Smt. Nita Sarkar Judicial Magistrate. 1st Court Sealdah South 24 Parganas. Date 16/12/2009.) I am millions miles away from the genuine and authentic investigation and inquiry. No inquiry, investigation were executed against the F.I.R lodged by my wife. It is very painful, lamentable as well as heart rendering, breath taking affair to me and my family. My heart bursts into guffaw when I see the nature of the inquiry and investigation. One thing is as clear as crystal to me that the law and the task of the law enforcing agencies vary from man to man. A new proverb is going to take birth very soon that "Justice for the rich and Injustice is for the poor" A rich reserves the right to indulge in any kind of heinous business but the poor is restricted to involve in any type of excellent deeds" To see all these my heart is about to come in the mouth and the ground under my feet gets shook. In a word all types of Law are for the poorest and the richest will enjoy the richest judgments from all quarters.

After coming form the DumDum Central Jail, I mat with the BAGUIATI POLICE O.C. Mr. Goutam Mitra, and asked him politely: “ SIR I FAILED TO UNDERSTAND THAT I MADE SO MANY ENTIRIES INTO YOUR G.D.E. BUT YET NO ACTION SO FAR HAS NOT BEEN TAKEN FORM YOURSELF” then BAGUIATI POLICE O.C. Mr. Goutam Mitra, went through all my papers (20 pcs. Adult S.M.S., Adult picture with the boy, G.D.E, MANY MANY OTHER PAPERS RELATED TO MY CASE and TWO c.d.). After seeing all my papers he told me that I cannot take any action until and unless you lodge a case against all of them.

Then I Prayed to the Ld. C.J.M at Barasat court to lodge the case, against the alleged person. (the payer to the Ld. C.J.M. is enclosed which is self-explanatory) after filing the case the BAGUIATI POLICE O.C. Mr. Goutam Mitra, and I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, in stead of taking not any take proper investigation/ not take any action/ not take any type of query to recover my Cash and Gold form the house of Shankar Kumar Samanta, The BAGUIATI POLICE O.C. Mr. Goutam Mitra, and I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, took my case as a Golden Goose, and how much money BAGUIATI POLICE O.C. Mr. Goutam Mitra, and I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, has taken is well known to them. Neither he took any take proper investigation/ not take any action/not take any type of query nor he did roundup them against my case.

When I saw that already near by 70-80 days went by “ I went to the BAGUIATI P.S. to know the status of the case then BAGUIATI POLICE I.O. Mr. Prasenta Kumar Das, Mr. Ajay Kumar Ghosh, became outraged me and my mother that if you ask about Shankar Kumar Samanta and his family I will sentence you and your family in the Jail, all their languages is so much filthy dirty which I cannot express front of you.
As I’m 100 percent innocent so I screw up my courage to place my grievances to every body in order to get redress. So I want to let my matter informed all the Indian and others. I wrote my matter to our local P.S., Local Councilor, all M.P., M.L.A., Minister in W.B. and Other States, C.M. in W.B., CBI Department, CID Department, S.P. and Dy.S.P.(N.) 24 Parganas, DGP Bhupindar Singh, All the I.P.S. AND I.A.S. OFFICERS. Governor in W.B, and President in India. P.M. in India, National/International Human rights department, AAP KI KACHEHRI – KIRAN KE SAATH, Kolkata Police, and all police officers in W.B. informed Kolkata Commissioner of Police, Manager S.B.I.-Branch: 24B, Nimtala Ghat Street, Jorabagan, Kolkata- 700006, West Bengal, India‎, Bank Ph. No. 033 25308337. My nation, all of the news channels, and all press, Talking with some NGO’s: 1. Universal Right and Duty for Human to Abide URDHA, 2. Human Right Commission’s Mr. Ujjal Paul and Mr. Shibaji Dasgupta. 3. Bhatat Bachao Sangathan BBS. 4. Forum for Social Justice and Development FSJD. 5. Ajjtak News Channel’s Miss Menogya. and many more, (anybody can’t help me/ fight for truth /don’t take proper investigation/do not take any action/don’t take any type of query/ Still Now, many department told does not comes under the purview of our department. Then my question is where I go now? I see they all are in sound asleep. The reason is best known to them.
I hope you would care to me, your prompt action shall be highly appreciated and deserves to be lauded.

With kindest regards,
Dipak Kumar Adhikari
Tegharia(Dhali Para),NandanKanan. P.S.: Baguiati.
P.O.: Hatiara. Dist.: North24Parganas.
Kolkata-700059 Email: [email protected]
W.B. India. PH. 9836149983


KRISHAN KUMAR SHARMA

6 years ago

I have that the bsituation is improving but very very slowly. After an anxious and tortorous wait for last 1.5 yrs., finally Ireceived my Defence Pension correctly fixed by CPPP, SBI Chandni Chowk, Delhi ( Ofcourse, after a lot of chasing ). Still, the detailed working sheet,justifying the payment has not been received to enable me check up the correctness of the Pension Arrears received by me. In this context, RBI's directions to SBI and other PSU Banks is highly commendable and implemented by the Banks will go a lng way towards ensuring the much needed transparecy in Bank's operations as far as general customers like Pensioners are concerned. I only hope that SBI Top Management pays due attention to this advice of RBI and places on its Website the detaled working of Pensions of various category of Pensioners and gives a widest publicicity as well. Well, there is no denying of the fact that all PSU Banks ( SBI included ) are far behind the Privat Sector Banks and , therefore, they need to put up their act together in Customer Management and transparecy. If they do not act fast and NOW, they will end up in losing business to Private Sectoe Banks at a much faster rate than at present.

B C Sanyal

6 years ago

send email to wire the grivance of an old age 85yrs pention , extra benifit

B C Sanyal

6 years ago

send email to wire the grivance of an old age 85yrs pention , extra benifit

krishan kumar sharma

6 years ago

RBI's directions are well-meaning and commendable. But the Central Pension Processing Cell at SBI, Chandni Chowk, Delullyhi seems to be above all. Nothing seems to be happening to resolve long pending cases of revising pension of a large number of defence pensioners. All these is a result of centralisation of process. Hopefully, good sense will prevail up on SBI top brass.

KULDIP SINGH

7 years ago

YEARWISE PENSION PAYMENT CERTIFICATE NOT ISSUED BY SBI , JALANDHAR.PENDING CASES FROM YEAR 2006 TILL DATE

Shibaji Dash

7 years ago

I have my pension A/c with SBI Central Secretariat Branch, North Blosk, New Delhi. Till date I have'nt received from the bank the statement of calculation of my revised pension post-6th Pay Commission ( per Govt. order a copy of which was sent to them) in spite of several reminders. In the pension Pass book each credit entry is given the narration of ' pension' thereby making it impossible for the pensioner to link the credit to its origin. Now after this alert by Moneylife I would write to RBI where I can perhaps get attention due to my pre-retirement position in the Govt.

K.N.Ramakrishnan

7 years ago

Receiving pension through SBI had become a nightmare for pensioners.
One MR.S.R.Palaniswamy is receiving BSNL IDA pension through SBI Coimbatore Main branch. He had not received IDA sanctioned from 1.10.2009 till date for the past 7 mnths.If we ask the officer at CBE he says he does not know anything about it and only Central Pension Processing Centre,Chennai had to be
contacted. If we contact them they say the branch manager should contact him. In spite of repeated letters, emails to Chairman,SBI the problem had not been solved so far. This is one case,so many other cases are pending. When I contacted one customer care DGM or so by name Mr.Seetaraman in phone 044 28235848 he wants the name of the officer who is dealing pension at CBE Main SBI Branch. WHen I enquired and informed him he wanted entire particulars to be faxed to him. I faxed full details in February itself, but so far the problem had not been set right. Further many of the branch officers does not know that Pensioners copy of the PPO had to be handed over to the pensioner under acquittance. They refuse to give the pensioners copy and inform it is their copy whereas it is clearly mentioned in the PPO as Pensioners copy.This problem at SB Colony Branch, Kurichi Branch and Commercial Tax Office Branch was settled after meeting the Regl. Manager. Further they does not understand how to calculate pension, DA on IDA pattern. For instance for one Mr.Jayarajan, in the PPO itself thecommutation amount had been deducted and full details of amount to be paid is given. But for him they had deducted the commuted amount from the residuary pension shown in the PPO. That is twice the amount had been deducted. In spite of repeated complaints Kurichi Branch did not care to settle the issue. Then when we gave a regd. letter giving full calculation for the past 4 years and informed if the arrears amounting to Rs.1.25 lakhs is not paid within 15days complaint will be lodged with Banking ombudsman the Kurichi Branch wake up and paid the full arears. Please bring the problems like this faced by pensioners to the notice of RBI for which senior citizens will be very tahkful to you.

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