Citizens' Issues
More citizens should get involved in the RTI movement says Ashok Ravat

Speaking at a workshop on Right to Information Act, organised by Moneylife Foundation, Mr Ravat said more use and involvement of citizens with the RTI movement would pressurise authorities to disclose information voluntarily.

“More citizens should get involved with the Right to Information (RTI) movement, and the goal must be to pressurise the authorities to disclose information voluntarily”, said Ashok Ravat, social activist and honorary secretary of All-India Bank Depositors Association (Mumbai).

Speaking at a workshop on Right to Information Act, organised by Moneylife Foundation, Mr Ravat shared his experiences with the RTI Act, which he has used during his fight for customer protection, environment and civic issues. He discussed how to formulate specific queries and on the correct format for application. These formats can be seen at
“RTI Act and grievance redressal go hand in hand. So all activists should be aware of redressal mechanisms, so they can force authorities to rectify these irregularities”, he said.
The RTI Act, with certain exceptions, can be used to get information about decisions taken by public authorities, details of public expenditure, status of projects and many other administrative issues. An effective tool to prevent corruption, it is essential that citizens use this act regularly to keep a check on public authorities.
Mr Ravat advised RTI Act users to keep their queries crisp, specific, and limited to one particular aspect, which falls under the domain of that particular public information officer (PIO). “If you ask questions which falls under more than one information officer, things will get complicated and the information may be delayed”, he said.

Asking the activists to use the RTI responsibly Mr Ravat said they (RTI activists) need to understand that seeking information is not equivalent to complaining. “Some people keep on posting irrelevant and endless queries, which is unacceptable. We must understand that a government officer’s time is valuable and he should rather devote it to his duty than for somebody’s amusement”, Mr Ravat said. He also reiterated that not everything requires exercising the RTI. Much information is available free for the public with government authorities.

He also talked about the processes of filing appeals and complaints with higher authorities in case the information got is unsatisfactory. “And remember, always reserve your right to check the relevant documents in your RTI query”, he said.

Prominent RTI activist Krishnaraja Rao provided links to articles related to the Act, which will help a citizen understand the Act better and file their queries. Bilingual versions of the RTI Act can be found at  (English-Hindi) and (English-Marathi). An abridged and simplified version is available at . One can get the annotated version, with interpretation of the sections of the Act is found at, and key High Court judgments on various related cases can be found at Petitioners can benefit from the tips provided at, and public information officers, too, can learn about the Act and their duties from .




K Venkatraman

6 years ago

How can more people get involved if you do not allow them to attend the seminar, after they have confirmed with your staff.

I think you should charge for the seminar insstead of giving it free. That way I am guarenteed my seat.

S Divakara

6 years ago

The write-up on Mr. Ashok Ravat's session is good. In fact the programme was well-arranged and well-attended. I think you have mentioned at the end that Mr. Krishnaji Rao was present. Perhaps you wanted to mention Mr. Bhaskar Prabhu's presence.



In Reply to S Divakara 6 years ago

Dear Mr Divakara,
That was not a mistake. While Mr Prabhu was present in the seminar, the links were provided by Mr Rao via email. The article doesn't say that Mr Rao was present at the seminar.

B Upadhyay

6 years ago

TD Sharma's comments are very apt. A friend recently told me that, in Chennai, the amount to be compulsorily paid to the MSEB for getting electricity connection for an apartment building is minimum Rs. 10 crores. In Delhi's CR Park, according to another knowledgeable sufferer friend, for each floor of new construction on an existing housing unit is Rs. 1 lakh minimum required to be paid to the Police or the construction activity shall be stopped by hoisting false criminal cases against owners. For getting buuilding plans sanctioned, a minimum of Rs. 50, ooo per floor has to be paid to MCD. For getting new electricity connection from the private companies now operating in Delhi (in place of the DESU), the rate is minimum Rs. 1 lakh. For obtaining Completion certificate from the MCD, the minimum compulsory bribe is Rs. 10 lakhs--liable to be increased according to the no. of working people and their respective salaries, a situation continuing under IAS chiefs (obviously parties to the existing system) compelling the residents to go without Completion Certificates. This is only CR Park rates-other more affluent areas of Delhi are more lucrative. Anyone going for redressal under RTI must be prepared for total annihilation. Does anyone have any idea as to the way out of this curse? The system begets corruption and shall remain unchanged whether or there are RTI Act and Anna Hazares and Committees with RTI activists!


6 years ago

A very good but un-practical suggestion merely for the absence of any protection of the applicant under the RTI Act. Take, for instance, a very ordinary, common citizen asking for information about a corrupt policeman/police officer or a very top bureaucrat or a powerful builder. The life of the applicant and those of his family members will be immediately endangered likely to end in death or, at least. grievous injury - like the latest one in Mumbai. There is no protection for common citizens and no Rule of Law in India at all. In 2003, a few ordinary, curious boys from Delhi had gone on tour to Calcutta and just out of their blind deification of the then cricket lord of India happened to visit the vicinity of the palace under Z-category security (due to an engineered security threat, as usual with the powerful persons). One of them, a Muslim boy, to whom the cricket lord was nothing less than God, just peeped into the gate-and the cricket God was not there, playing somewhere else-and the security detail pounced upon him and the others and, as ordered by the family, handed over to the local PS who immediately took them into cutody. Somehow, they could reach their relations-the Police was rather decent-and, after long confabulations and intervention of some top and honest officials, the local PS agreed to free them--but at a cost" as otherwise, the Hd. Constable said there would be serious charges of non-bailable offences brought against all resulting in lifelong imprisonment and torture. The price was paid and, after 46 hours in captivity, the boys were released. Even in a Leftist state only because two of the five boys were Muslims!
And can one still think that RTI has a future in this scenario?


Krishnaraj Rao

In Reply to TDSharma 6 years ago

Dear Mr Sharma,

In Mumbai, one's chances of getting injured or killed while crossing the road is higher than that of getting targeted for filing an RTI application against a builder. Some of us have been doing it for years. Please remember that Adarsh scam caught the media's fancy after systematic RTI investigation by various citizens and NGOs for over 4 years.

Also read this scam, brought out by RTI activist Sulaiman Bhimani:

Please don't be defeatist. We, the citizens of India, must take ownership of this country, and for curing its various ills. RTI is a powerful tool in the hands of the common man, and lakhs of people who use this tool effectively are hale and hearty.

Uptrend On : Weekly Market Report

Watch this week's lows for weakness

The market ended marginally lower in the holiday-shortened week, mostly on domestic cues. Weak industrial output numbers for February, a rise in headline inflation for March and lower-than-expected fourth-quarter results and guidance by Infosys were the main factors that were responsible for the decline. The Sensex lost 65 points (0.33%) to end the week at 19,387 and the Nifty shed 17 points (0.30%) to settle at 5,825.

Among Sensex stocks, Hero Honda soared 10%, Jaiprakash Associates jumped 5%, ITC surged 4%, Larsen & Toubro and Bharti Airtel gained 3% each. On the other hand, Infosys Technologies (down 7%) was the biggest loser, followed by DLF (down 6%), Jindal Steel & Power (down 4%), Wipro (down 3%) and Reliance Communications (down 2%) for the week.

In the sectoral space, BSE Fast Moving Consumer Goods and BSE Capital Goods gained 2% each, whereas BSE IT declined 5% and BSE TECk fell by 3%.

Corporate earnings are likely to influence the direction of the market in the week ahead. While the IT sector will be subdued, the manufacturing and services sectors are expected to show good Q4 growth.

Industrial output in February, as measured by the Index of Industrial Production (IIP), rose slower than expected by 3.6% in February from a year earlier. Overall, for April 2010-February 2011, the IIP grew by 7.8%, compared to 10% in the previous corresponding period.

Despite the moderation in industrial growth, the Planning Commission is confident that the country would clock over 8.5% economic expansion in 2010-11. According to Planning Commission deputy chairman Montek Singh Ahluwalia, more than anticipated growth in the farm sector will make up for the shortfall in industrial output.

However, the International Monetary Fund (IMF) has lowered its economic growth rate forecast for India in 2011 to 8.2%, warning that boom-like conditions could lead to over-heating of the economy. The multilateral lending agency had earlier projected the country's economy to grow by 8.4% in 2011.

"The challenge for many emerging and some developing economies (is) to ensure that present boom-like conditions do not develop into overheating over the coming year," the IMF said in its 'World Economic Outlook' report this week.

Headline inflation for March came in at 8.98%, raising the possibility of yet another hike in key policy rates by the Reserve Bank of India (RBI) next month. Higher inflation was attributed to an increase in prices of food and manufactured goods.

Meanwhile, food inflation fell to a year's low of 8.28% for the week ended 2nd April, from 9.18% in the previous week, as prices of certain essential items like pulses and wheat, declined. This is the third consecutive week of decline in food inflation. The lowest level of food inflation in 2010 was on 20th November, when it stood at 8.60%.

IT bellwether Infosys Technologies, which officially rolled out the quarterly earnings season, disappointed the market. The company's net profit grew by 13.6% to Rs1,818 crore for the March quarter, hurt by higher costs in the seasonally weak fourth quarter.

On the corporate front, the Supreme Court on Friday directed UK-based telecom major Vodafone to appear before the Income Tax (I-T) Department which had instructed the company to pay penalty in the $2 billion tax case relating to the telecom major's stake purchase in Hutchison-Essar.  

The Court also made it clear that if the I-T Department passes any order for penalty, it would not be enforced till a further order of the Court, where the tax dispute is still pending.

In a separate matter, the Court directed Mahindra Satyam to make its presentation before the Central Board of Direct Taxes (CBDT) relating to its tax dispute within two weeks, and asked it to furnish a bank guarantee of Rs617 crore. The Court said the accounts of the company will be defreezed subject to payment of the bank guarantee at its registry by 25th April.

On the international front, Japan's core machinery orders fell by 2.3% in February from the previous month. The figures are expected to fall sharply going ahead as the 11th March earthquake and tsunami and the subsequent nuclear crisis disrupted supply chains and production.

Chinese imports rose $1.02 billion in January-March 2011, marking its first quarterly deficit since 2004. However, for the month of March, it reported a small trade surplus of $140 million, after a $7.3 billion deficit in February.

Consumer price inflation in China jumped to 5.4% in the year to March, the fastest since July 2008 and above analysts' estimates of a 5.2% increase. Also, China's GDP increased by 9.7% in the first quarter, from a year earlier, but it was lower from the 9.8% in the last three months of 2010.




6 years ago

But why author thinks that uptrend is on

LeapFrog invests Rs62 crore in Apollo, and plans major investment in Indian mass market insurance

LeapFrog Investments has announced a Rs62 crore investment in Apollo Investment, an East African insurance group

LeapFrog Investments has announced a Rs62 crore investment in Apollo Investment Ltd (AIL)-an East African insurance group. LeapFrog, launched with US President Bill Clinton in 2008, has become the world's largest investment fund focused on insurance to under-served people. The fund has focused on India as a key market, and plans to make a major investment in the coming months.

LeapFrog co-founder, Dr Jim Roth, said, "We are on the cusp of a major deal in India.  The Apollo investment demonstrates how LeapFrog supports strong management with capital and expertise. We help position a company to be a national leader by focusing on the opportunity mass market insurance presents for growth and profitability." Mr Roth added, "India is a key market for LeapFrog now and in years to come."

"LeapFrog is a swift and thoughtful partner," said Ashok Shah, who is continuing as Apollo CEO. "LeapFrog capital and global insurance expertise will help Apollo to become the preeminent regional player in insurance-including in microinsurance. We are taking the next leap." Mr Shah is the recent winner of the Lifetime Achievement Award for his contribution to the Kenyan insurance industry.

Beyond its current life, health, and property insurance activities, Apollo is now targeting a market of 7.9 million self-employed people in the informal sector. Success for AIL and LeapFrog will mean a major increase in affordable insurance cover for under-served people.

The Indian market will surely benefit from an investment of resources and time by LeapFrog, boosting inclusive financial services as a focus for international investment, and ensuring that many more Indians access the financial products and security they need.


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