The 117th workshop organised by Moneylife Foundation focused on how one can file a RTI application to get the best results
"There is a method and discipline to filing a RTI (Right to Information) application. The RTI Act is a very important one which can help our country become better" said Gaurang Damani, social and legal activist, who conducted this session on RTI, the eighth on the subject organised by Moneylife Foundation. He took up individual cases of the applicants and advised them on the best way they could frame their queries to get the details and avoid rejection.
In order to file a RTI application successfully one should be specific and concise, preferably keeping the description to a limit of 150 words. "Do not ask too many questions, especially if they are pertaining to different departments", said Mr Damani. This would delay the information even further and chances are one may get information that you may have not even asked for. The application should be grammatically and technically correct, he added.
Individual cases were also taken up and the applicants were informed how best they can go about to file their application. Cases are rejected for reasons as petty as using an expired notary stamp. Care should be taken that the stamp is dated less than six months ago. "Another way to get around this is to use a postal order", said Nagesh Kini, a chartered accountant and activist, who was a key resource person for this workshop.
Applicants were informed to do there ground research first to find if the information is available on the government sites. Even if it is not available, the process for searching for the information one may come across something that may be related and could make the RTI application stronger. This would help in filing the application and getting information that is not readily available.
In cases where the claims were rejected, the applicants were taken through the best way they can file the first appeal. One should by all means try to get the information here as a second appeal could stretch to two years. Many applications are rejected due to wrongly framed questions. Applicants were briefed to how to frame their questions to extract the required information. How the question is worded is of utmost importance.
Participants were able to draft and discuss their RTI application at the Moneylife Knowledge Centre. They participants were given a chance to clear their doubts after the seminar.
Moneylife Foundation has conducted several successful workshops to explain the RTI Act. Based on feedback from these workshops the foundation organised a RTI clinic to help people file RTI applications.
Format for RTI application:
Format for filing First Appeal:
Format for filing Second Appeal to Central IC:
Petrol prices will be cut by Rs2 per litre with effect from midnight tonight
New Delhi: State-owned oil marketing companies (OMCs) will reduce petrol price by Rs1.68 per litre, excluding taxes, reports PTI.
After including 20% VAT, the cut in Delhi comes to Rs2 per litre, industry sources said.
Petrol after last week's steepest ever hike of Rs7.54 a litre costs Rs73.18 per litre in Delhi. After the reduction, it will cost Rs71.18 a litre.
On 23rd May, the OMCs increased petrol prices by Rs6.28 per litre, excluding local sales tax or VAT. This translated in to Rs7.50 per litre hike in petrol prices in Delhi.
Dhanlaxmi Bank Officers Organisation has urged the RBI to conduct an enquiry and book the bank’s management for cheating the shareholders and public with false growth stories while its losses continue to widen
Dhanlaxmi Bank has posted operating loss of Rs76.71 crore for the quarter ending March 2012, an increase of 110% as compared to a quarter earlier. While the results are clear indication of the poor strength of the bank, there has been no action from the regulator, the Reserve Bank of India (RBI). The bank’s union which has been raising the alarm from long time has demanded an enquiry by the RBI.
Dhanlaxmi Bank Officers Organisation (DBOO) in its recent circular said that, “DBOO has written a letter to RBI requesting it to conduct an enquiry and book the culprits. It is a mystery as to why the regulator is silent, when the bank’s management which cheated the shareholders and public alike with false growth stories and indulged in reckless spending, has escaped while the institution recorded a loss of Rs115.63 crore.”
The Thrissur-based private sector lender posted a net loss of Rs86.51 for the March 2012 quarter as compared Rs36.87 a quarter earlier. The bank has posted net loss and operation loss for two consecutive quarters of 2011-12. The non-performing assets (net) for the reporting quarter rose to Rs58 crore from Rs33.82 crore a quarter earlier.
A DBOO member told Moneylife on condition on anonymity that, “The bank has adopted measures like salary cut, abolishing certain allowances, etc. However, the employee cost of the bank is still high compared to other banks. There is an urgent requirement of investigation by the RBI.”
According to DBOO circular “there are at least 50 CTC officers in the higher scale with a package of more than Rs2 lakh per month. There are a few officers, mainly in Delhi Region, for whom the salary cut has not been affected at all.”
In February this year, managing director and chief executive, Amitabh Chaturvedi resigned from the bank following serious differences with some of the board members. He was replaced with PG Jayakumar.
Moneylife was the first one to report the All-India Bank Officers Confederation’s (AIBOC) allegations that the bank has manipulated accounts and provisioning, has a mismatch in asset-liability resources, maintains poor capital adequacy ratio and has huge dependence on call money borrowing. It has also accused the bank for ignoring social banking and financial inclusion.
Subsequently, last year in November, the RBI conducted an inspection and issued a 15-point Monitorable Action Plan (MAP) to Dhanlaxmi Bank. As per the MAP, Dhanlaxmi Bank should moderate its loan growth, year-on-year, to 25% for 2011-12, should not be dependent on portfolio buyouts and should focus on increasing its direct advances. It has asked the bank to improve its earning ratio and cash-income (efficiency) ratio to 70% by March 2012 from its current 83.73% during 2010-11. (http://www.moneylife.in/article/8/21178.html)