Insurance
Mediclaim: Right idea but...

Mediclaim for domestic workers will be a challenge

The government intends to pay an annual premium of Rs750 for a sum insured mediclaim of Rs30,000 under the Rashtriya Swasthya Bima Yojna (RSBY). There will be a huge premium payment of Rs300 crore in four years to the selected insurance company. The government will begin with a target to cover 10% of 4.75 million domestic workers in the...

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Variable insurance plan: No gain,only pain

Be safe and smart, avoid SBI Life Flexi Smart

SBI Life has launched a variable non-participating insurance plan, ‘Flexi Smart Insurance’. This variable insurance plan (VIP) was a new identity (after revamping) given to the banned toxic universal life policy. VIP combines the worst of both—ULIPs and traditional plans. The charges are transparent like those of ULIPs. Flexi Smart has charges...

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June earnings: Hoping for the best

The market has rallied, hoping that earnings  would be good

As we enter the first quarter earnings season, institutional investors don’t appear to be bothered with the gloomy scenario that broking companies and the media are projecting. Will their hopes turn out to be misplaced? The conventional wisdom is that high inflation and high interest rates continue to be a drag on overall economic...

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