The Central District Consumer Disputes Redressal Forum also observed that Max New York Life issued the policy with terms and conditions, which were different from the terms and conditions told to the complainant
New Delhi: Max New York Life Insurance Company Ltd been ordered by a consumer forum to pay Rs20,000 as compensation to the grandfather of a policy holder for issuing a policy with terms and conditions different from what was told to him, reports PTI.
The Central District Consumer Disputes Redressal Forum also observed that the insurance company had refunded the premium amount received from the complainant after he had filed a complaint.
"From the pleadings and undisputed evidence of the complainant, we find that the complaint has got merit. The insurance company issued the policy with terms and conditions, which were different from the terms and conditions told to the complainant.
"We believe in the case of the complainant. The insurance company returned the amount after filing of the complaint. It had enough time before filing of the complaint to refund the amount as the complainant made several oral requests and also sent letters, representations and legal notice etc as pleaded," the bench presided by BB Chaudhary said.
It directed Max New York Life to pay Rs15,000 as damages and Rs5,000 as litigation cost to the complainant.
The forum's order came on the plea of Delhi resident Krishan Lal Nagpal who had alleged that the insurance firm had issued him a policy which had terms and conditions different from what was told to him by its agent.
Nagpal had applied for an insurance policy in the name of his grandson for a period of five years, but he was issued a policy for a period of 10 years instead, he had alleged.
The insurance company was proceeded against ex-parte as no one appeared on its behalf despite the notice issued to it.
Traffic was smooth as police lifted restrictions near India Gate and Raisina Hill, which witnessed violent weekend protests. Nine Metro stations, which were closed since Sunday morning, were reopened for public from last evening
New Delhi: Police eased traffic restrictions at India Gate and Raisina Hill but did not lift prohibitory orders even as protests over the gang-rape of a girl calmed down, reports PTI.
Questions were also raised over the cause of a Constable's death during demonstrations.
A journalism student Yogendra, who claimed to be an eye-witness, contradicted police version that Constable Subhash Tomar was beaten up by protesters leading to his death, saying he fell down on his own.
Delhi Police declined to be drawn into the controversy with its spokesperson Rajan Bhagat saying "no comment till the post mortem report is out".
Police Commissioner Neeraj Kumar had said that Tomar had suffered internal injuries in his neck, chest and stomach and were waiting for the post mortem report to ascertain the exact cause of his death. Tomar died yesterday morning.
Arvind Kejriwal-led Aam Aadmi Party demanded sacking of Commissioner Kumar alleging that police was misleading people by arresting eight "innocent youth" in connection with the incident.
Doctors at Ram Manohar Lohia Hospital said the Constable had no major external injury marks when he was brought to the hospital and that he had suffered a heart attack.
"I was at India Gate with a female friend who was injured. I saw one policeman who was running after protesters and then suddenly collapsing. We rushed towards him and some policemen were also there. Suddenly, the policemen started running after other protesters.
"So I rushed to a nearby PCR van. They took him to hospital. I also went in the same vehicle. I saw him in hospital and his body didn't have any injuries. He wasn't trampled by a mob, he wasn't assaulted. The claims of police are false. I am surprised to hear that 8 were arrested over Subhash Tomar's death," he claimed.
Traffic was smooth as police lifted restrictions near India Gate and Raisina Hill, which witnessed violent weekend protests. Nine Metro stations, which were closed since Sunday morning, were reopened for public from last evening.
Reacting to Yogendra's claims, Kejriwal said his account was opposite of what police said. "Is police lying?" he asked.
AAP leader Yogendra Yadav also alleged that the TV footage showed opposite of what the police was saying.
"Police claims the rioters had hit him, he was trampled upon by protestors and this is why he has collapsed. The footage showed he collapsed on his own. The evidence is in the public domain, it suggests the contrary," he said.
AAP chief Spokesperson Manish Sisodia alleged police was "politicising" Tomar's death to cover their mistakes and demanded that Kumar be sacked.
"Delhi Police should have dealt with the matter with sensitivity and honoured the constable's death. But, the police have politicised the death to cover their own mistakes.
We feel that the Delhi Police are involved in a conspiracy.
The police commissioner should be sacked," he said.
Questions were raised over the cause of Tomar's death with a journalism student, who claimed to be an eye-witness, countering the police version that the Constable was injured in the violence
New Delhi: After questions were raised over the cause of a Constable's death during violent protests, the Delhi Police assigned its Crime Branch to investigate the case in which murder charges have been invoked, reports PTI.
Constable Subhash Tomar (47) died, three days after suffering injuries at India Gate where violence had erupted during protests against the gangrape of a 23-year-old girl in a moving bus in south Delhi on 16 December 2012, police had said.
"The case has been transferred to the Crime Branch," Delhi Police spokesperson Rajan Bhagat said. He did not provide reasons for transferring the case from New Delhi district police to the Crime Branch.
However, sources claimed that New Delhi district police will be busy in the coming days with regard to preparations for the Republic Day parade and maintaining law and order.
Questions were raised over the cause of Tomar's death with a journalism student, who claimed to be an eye-witness, countering the police version that the Constable was injured in the violence.
The police have slapped murder charges in the case.
Earlier, eight persons were arrested on charges of attempt to murder.
Police Commissioner Neeraj Kumar had said that Tomar had suffered internal injuries in neck, chest and stomach and the police were waiting for post-mortem report for the exact cause of death.