Leisure, Lifestyle & Wellness
Maildrop: Mail but No Spam
Get free, disposable email address 
 
When you visit a website and it insists that you enter your email address first, before proceeding, what is your reaction? For a large number of people, there is a feeling of unease and distrust and they may just move away. Email, a very effective way of communication, is today plagued by spams and unwanted mails which waste a lot of your time. Hence, we are scared to give our email ID to an unknown site.
 
At such times, just head to maildrop.cc. It helps you with a free, disposable email address. There are no sign-ins, no passwords to remember, no security and no privacy. It just gives you a valid email address which you can enter without fear of spam. Use that address on any site and visit maildrop.cc to receive replies. If you get too much spam there, create another maildrop address and move on!
 
The next time a web form or app asks you to ‘please enter your e-mail address’, you’ll be ready. No problem, it’s “[email protected]” When that site sells your e-mail address, you can shrug, move on to another disposable MailDrop address, and your real e-mail won’t get filled with junk mail. Just try it! www.maildrop.cc
 

User

Need to keep morality aside to deal with NPAs: Rajan
New York : RBI Governor Raghuram Rajan has said the morality needs to be kept aside while dealing with the recovery of non-performing assets (NPAs) of banks.
 
He was referring to the recent stringent action against beleaguered liquor baron Vijay Mallya in the loan fraud case. 
 
“What's happening on the NPA front...this becomes loaded with a lot of morality, are these good people, bad people. I think one should take out the morality from the NPA clean-up," Rajan said during the Inaugural Kotak Family Distinguished Lecture at Columbia Law School here on Monday.
 
Referring to the "big names and big companies" being involved in loan default cases, Rajan said, "We do want to have our banks get their money back. For that we need a proper bankruptcy system, a court system that functions in finite time and we didn't have that in the past."
 
Mallya currently has a non-bailable warrant issued against him along with his passport being revoked for non-payment of Rs.9,000 crore IDBI loan.
 
Rajan said that there could be multiple reasons why loans become non-performing but "we very much want these assets to be back on track”.
 
“It may have become non-performing simply because you had terrible luck or somebody else's fault. Somebody cancelled your licences, didn't give you approvals on time, your partner didn't perform. There could be all sorts of reasons why companies get into trouble," he said.
 
"It is a completely separate issue of who to blame and whether there is criminal liability involved. In some fraction of the cases there may be criminal liability involved. That should be separated from the whole issue of putting the assets back on track," he added.
 
Talking about improving upon the administrative structure in the banks, Rajan said there is reasonable chance of the bankruptcy code bill to be passed soon to ensure a fully functioning system "where you can renegotiate outside of bankruptcy but the shadow of bankruptcy keeps you from getting away with too much either on the banking side or the promoter side."
 
Disclaimer: Information, facts or opinions expressed in this news article are presented as sourced from IANS and do not reflect views of Moneylife and hence Moneylife is not responsible or liable for the same. As a source and news provider, IANS is responsible for accuracy, completeness, suitability and validity of any information in this article.

User

256 districts hit by drought, government tells SC
New Delhi : The government on Tuesday conceded in the Supreme Court that 256 districts with a population of about 33 crore spread over 12 states were affected by drought, even as NGO Swaraj Abhiyan argued that the budget allocation of Rs.38,500 crore to the rural job guarantee scheme for 2016-2017 was far short of the actual requirement.
 
As the government it has released Rs.19,000 crores under the Mahatma Gandhi National Rural Employment Guarantee Scheme as a relief measure, the bench of Justice Madan B. Lokur and Justice N.V. Ramana said that the affected population was about 25 percent of the country's population.
 
At this, Additional Solicitor General P.S.Narasimha told the court that it was not that everyone living in these drought-affected district was hit by the calamity.
 
However, thrashing the government telling the court that it was taking steps for ameliorating the plight of the people including farmers in drought-affected areas, the NGO took the bench through government's own statistics to show that for 217 crores person days under the MGNREGA, the central government has allocated Rs.38,500 crore whereas it should have been Rs.71,820 crore.
 
Telling the court the government has reduced, by a third, the labour demand of 314 crore person days projected by the state governments, counsel Prashant Bhushan, appearing for Swaraj Abhiyan which has sought relief for people in drought-hit states, said that of Rs.38,500 crore allocated under MGNREGA for 2016-17, Rs.19,000 crore has been released of which Rs.12,483 crore would be required to service the last fiscal's unpaid dues.
 
Thus, the actual allocation, as of now, was Rs.7,000 crore, he said.
 
For 217 crore person days as fixed by the central government coupled with requirement of additional 50 days work per household in the drought-hit states, Bhushan said that actual amount that would be required to be paid would be Rs.71,820 crore.
 
Besides the allocation of Rs.38,000 crore which was well short of actual requirement, Bhushan said that minimum wages being paid under the MGNREGA was not at par with the prevailing rate of minimum wages in the states.
 
Similarly, he told the court that compensation being paid to the farmers for crop loss on account of drought too was far short of the actual cost that a farmer bears, and sought the compensation cover the cost of cultivation of different crops.
 
Claiming that what was being paid for crop loss was without taking into consideration the cost of seeds, fertilisers, pesticides, water and labour, Bhushan said that what was coming to farmer's family was not even the minimum wages paid to worker.
 
Pointing out that both farmers and farming sector were in deep distress, he said that the last 15 to 20 years have witnessed more than three lakh suicides by farmers.
 
Meanwhile, the government told the court that farmers in drought-hit areas were entitled to restructuring or rescheduling of their loans from the bank.
 
Disclaimer: Information, facts or opinions expressed in this news article are presented as sourced from IANS and do not reflect views of Moneylife and hence Moneylife is not responsible or liable for the same. As a source and news provider, IANS is responsible for accuracy, completeness, suitability and validity of any information in this article.

User

We are listening!

Solve the equation and enter in the Captcha field.
  Loading...
Close

To continue


Please
Sign Up or Sign In
with

Email
Close

To continue


Please
Sign Up or Sign In
with

Email

BUY NOW

The Scam
24 Year Of The Scam: The Perennial Bestseller, reads like a Thriller!
Moneylife Magazine
Fiercely independent and pro-consumer information on personal finance
Stockletters in 3 Flavours
Outstanding research that beats mutual funds year after year
MAS: Complete Online Financial Advisory
(Includes Moneylife Magazine and Lion Stockletter)