Nation
Lalit Modi alleges Rahul Gandhi was beneficiary of his hospitality

Congress sources, however, dismissed the allegations and termed them baseless

 

Former IPL chief Lalit Modi has alleged that Congress vice-president Rahul Gandhi and his brother-in-law Robert Vadra were beneficiaries during his tenure as IPL commissioner.
 
Congress sources, however, dismissed the allegations and termed them baseless.
 
Senior Congress leader Ajay Maken said Lalit Modi was trying to help the ruling Bharatiya Janata Party.
 
Lalit Modi late Friday posted on Twitter a couple of his pictures with Rahul Gandhi and Robert Vadra, the son-in-law of Congress president Sonia Gandhi, in the same frame.
 
Modi tweeted: "I hope @OfficeOfRG (office of Rahul Gandhi) informed @INCIndia that he was a beneficiary of my hospitality. He sat in my box."
 
The picture, which appears to be from an IPL match, also has Bollywood actor Shah Rukh Khan, his wife Gauri Khan and actress Deepika Padukone along with others.
 
Modi also asked if they (Rahul Gandhi and Vadra) had declared it to the Congress leadership.
 
Modi, who has been described as a 'fugitive' by the Congress and is wanted by the Enforcement Directorate for alleged financial impropriety, tweeted: "My Q to #rahulgandhi and #robertvadra did you ever receive any hospitality from @lalitkmodi - and did u declare it to @INCIndia #lalitgate."
 
Congress spokesperson Maken, however, accused Lalit Modi of trying to help the BJP through the pictures. "Chotta Modi is trying to help Bada Modi by tweeting images to help the ruling party," Maken said.
 
Posting the photographs, Lalit Modi also said they were not altered.
 
After numerous controversial tweets alleging close links with politicians, Lalit Modi also tweeted in response of a tweeter handler: "That will never happen I am not into politics. But a NGO next stop. And never Modi vs Modi. Modi vs Gandhi yes."
 
He was asked by a twitter handler @karmritesh: "Support for @LalitKModi is growing in the runup to clean cricket & politics; going to see #ModiVsModi in next Election! #CongressMuktBharat."
 
Lalit Modi's links with External Affairs Minister Sushma Swaraj and Rajasthan Chief Minister Vasundhara Raje have kicked off a political storm, with the Congress demanding their resignations.
 
Lalit Modi has continued his belligerent attack on leaders across party lines, dragging BJP MP Varun Gandhi and Finance Minister Arun Jaitley as well as Congress MP Rajeev Shukla into the controversy.
 

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Moneylife Seminar: 10 ways to save on mediclaim
Moneylife Foundation held an exclusive, in-depth session conducted by Raj Pradhan, to a packed house, in which he delved into various aspects of mediclaim, including ways to save on premium 
 
Moneylife Foundation’s 246th event was conducted by Raj Pradhan, an insurance expert, who has written many cover stories for Moneylife magazine and was the expert associated with the insurance helpline. He discussed 10 ways of saving on mediclaim policies along with product intricacies. Moneylife does suggest a mediclaim policy for your health insurance needs. But, the product has its own restrictions and hence, it is also important to have emergency funds kept aside. Mr Pradhan gave insights to a packed audience, on how one could be better prepared to take the right health insurance policies for individual, senior citizens, pregnancy cover. 
 
Mr Pradhan told the audience that one must take care when choosing an insurance product by studying its features, terms and conditions and, more importantly, fine print and see which one is suitable as each insurance policy is different. If the product feature limitation helps to reduce the premium, then it is actually a way of saving premium. You can learn to live with the product limitation so that the adverse impact can be softened. In short, the premium savings can outweigh the reduced benefits if you properly plan the mediclaim policy usage.
 
He gave an example of a concept known as ‘co-pay’ which most people are not aware of in which one must pay out of the own pocket even if he/she is insured. He also highlighted other fine print items, such as insurers levying as much as 1% of sum insured room-rent limit, pre-existing diseases (PED), outpatient procedures count that may be misleading and products which limits payments for surgeries/treatment to amount much lower than actual sum insured. He even talked about the nuances of cashless mediclaim. He advised participants to trust their family doctor as high-end hospitals may not be the best option in all cases.
 
Mr Pradhan also explained the concept of portability whereby you can move from one insurer to another with the same product. Does it work? Portability can work for young and healthy. It can help to reduce premium without having to restart the waiting periods. But, what if you are moved to a new product by your insurer? Is it allowed? What about policy changes during the middle of the policy year or at the end? Will you be able to prevent the insurer so that your benefits remain the same and hence the value of the policy is preserved?
 
Mr Pradhan is a columnist at Moneylife and writes extensively on all insurance products and also on fixed income. Stay tuned for the video, which will be uploaded shortly. He had recently conducted a programme on life insurance, the synopsis of which can be read here (If you would like to be informed about many more such events in the future, become a Moneylife Foundation member by clicking here).  

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Women scoop top four ranks in UPSC exam
Women scooped the top four ranks in the civil services exam results declared by the Union Public Services Commission (UPSC) on Saturday, officials said.
 
A total number of 1,236 candidates have been recommended for appointment to the Indian Administrative Service, Indian Foreign Service, Indian Police Service and Central Services Group 'A' and Group 'B', the UPSC said.
 
Of the top five candidates, four are women - Ira Singhal (1), Renu Raj (2), Nishi Gupta (3) and Vandana Rao (4). Singhal is from Delhi.
 
It was for the first time that the final results were declared within four days of the closing date of the interviews.
 
Conducted by the UPSC annually in three stages -- preliminary, mains and interviews - the examination took place on August 24, 2014 at 2,137 venues at 59 centres across the country.
 
Of the 9.45 lakh candidates who applied, about 4.51 lakh were cleared to sit for the examination.
 
A total of 16,933 candidates qualified for the main examination which was held in December, 2014. A total of 1,364 posts have to be filled through the examination.

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