Citizens' Issues
How To Bring a Culture of Honesty and Transparency
Deeply-entrenched corruption, unless tackled urgently, can kill the best of intentions of the government and judiciary. In a landmark judgement in March 2016, the Supreme Court of India (SC) approved specific guidelines to ensure that ‘good Samaritans’ who help accident victims are not harassed by the police or the government. Switch on any FM channel or All India Radio and you will notice that the government is faithfully following SC’s orders to publicise the fact that good Samaritans will not even have to disclose their identity or be detained and harassed in a hospital or police station. The apex court’s guidelines want hospitals to go a step further and award a ‘certificate of appreciation’ to such good citizens who help save lives. This is both necessary and heart-warming. 
Now listen to a story from real life. Moneylife Foundation’s 12-part series called Police & You had a session on the functioning of the Anti-Corruption Bureau (ACB). Vilas Tupe, a retired assistant commissioner of police (ACP) who conducted a session, narrated this scary incident. A patient who was rushed to a private nursing home with excessive bleeding could not be saved. It was no reflection on the quality of medical treatment, but, as is required, the body was sent for a post-mortem to a government hospital in Mumbai. 
The private clinic, says Mr Tupe, soon received a call from the doctor conducting the post-mortem demanding a bribe of Rs1 lakh for writing a correct report. ‘Your entire career is in my hands’, he allegedly threatened. The intended victim wasn’t a pushover. She managed to rally other doctor colleagues and a group of them went over to the ACB to seek help. There are, often, rogue elements in the ACB itself who are in cahoots with the corrupt. But, with a zealous Mr Tupe in charge, a trap was laid and the corrupt doctor extorting money was arrested. 
Was this an isolated case? Apparently not; and that is frightening. A few days later, while chatting with Hemant and Sangeeta Pikle, two ethical and conscientious doctors who run a small hospital in Mumbai, I was shocked to hear that they too had faced such an extortion attempt. Hemant Pikle is a doctor who hasn’t hesitated to save a life by stitching up a riot victim, slashed by a chopper, under local anaesthesia. A badly hurt accident victim, brought in by his very poor father, died despite every attempt to save his life. The father had no complaint against the hospital and its efforts; but an unconnected doctor, in charge of the post-mortem, saw an opportunity to extort money. The attempt fizzled out when the extortionist realised that Dr Pikle’s father-in-law, the renowned former Dean of LTN Hospital (Sion Hospital), Dr Sadanand Nadkarni, had been consulted on the case. 
If doctors conducting a post-mortem can stoop to such low extortion from fellow professionals, one can only imagine how easy it must be to fix the evidence in case of rape, murder and abuse. The SC’s order may attempt to protect good Samaritans, but who will protect doctors, or us, the ordinary people, from the scourge of monumental corruption? If we cannot fix corruption in matters pertaining to life and death, should we even expect good governance and ethical behaviour from businesses and services that have profit as their primary motive?
Are policy-makers and concerned citizens giving any thought to the larger issue of changing behaviour and attitudes for the better? Even critics of prime minister Narendra Modi concede that he is serious about curbing corruption at the top. There are also some signals that the grip of old-style crony capitalism has loosened. Consider some recent examples. One is the strategy employed to make the income declaration scheme a success. Another example is the cancellation of Essar Power’s coal mining lease in Jharkhand, which sent it scurrying to pay its dues and comply.
Even with the all-powerful Reliance Industries, there is a slow, but inexorable move to fine the company after Justice AP Shah’s panel concluded that it benefited from the migration of gas from the adjacent ONGC block leading to ‘unjust enrichment’. Despite our cynicism, there is no doubt that the directorate general of hydrocarbons will have to quantify the penalty sometime soon. Another example is CBI’s action and corruption case registered against Archana Bhargava, former chairman & managing director of United Bank of India (UBI) long after she suddenly quit the post citing health reasons. The ouster of Sushil Muhnot, chairman and managing director of Bank of Maharashtra, just days before his retirement, may be another such action, but with some political angles to it. 
However, a handful of positive signals, in a vast country like India, are neither a deterrent nor enough. One needs relentless, multi-pronged action to change our culture, attitude and behaviour. We need to signal that ‘chalta hai’ is no longer acceptable; jugaad is not a substitute for systems and precision; accountability and adherence to the rule of law are virtues to be admired, rather than power and money amassed by hook or by crook. We need a movement for transparency in public life, which will go hand-in-hand with the government’s programme to digitise information and facilitate online transactions, to improve ease of doing business. 
The Right to Information Act (RTI) and the Right to Service Delivery, {which has been introduced in Maharashtra}, are two effective tools in ensuring effective governance through better accountability and more transparency. Unfortunately, prime minister Modi and his government are no fans of RTI, or at least its universal applicability. That is probably because the RTI Act, if applied correctly, will not allow the government, or even the judiciary, to control it—they can only be governed by it.
What Is the Alternative? 
One way is for organisations and regulators to permit open forum discussions and act on the information that is crowd-sourced or, in this case, sourced from users/affected persons. At a Moneylife Foundation seminar, Dr Pradnya Sarvade, additional director  general of the Maharashtra police, spoke about her recent effort on this at CIDCO (City Industrial Development Corporation), a huge public sector undertaking notorious for a high level of corruption. Dr Sarvade was CIDCO’s first-ever vigilance chief. 
 “At CIDCO, we took some measures to reduce the rampant corruption by changing the ethos of the organisation and bringing in more transparency and accountability. This included, making processes simple, fixing timelines for delivery, creating a vigilance website that used to publish verified complaints by masking names of the complainant and giving an exit option to the accused. We also focused on supply-side corruption by signing an integrity pact with Transparency International and made it a part of tenders and other processes. On the demand side, we focused on education and preventive measures,” she said.
While the effort met with some resistance, the fact that the complaints were monitored and verified at the very top provided a strong deterrent to corruption, that was probably more effective than investigating and acting on dozens of complaints after the deed was done. 
Large organisations, ministries, government departments and regulators can effectively adopt this strategy if there is a buy-in at the top. At the very least, it can be used to source market intelligence early enough. Unfortunately, regulators are also uninterested. On 4th August, Dr Raghuram Rajan, the then governor of the Reserve Bank of India, and capital market regulator, UK Sinha launched Sachet (, a joint forum of multiple regulators to tackle fraud and provide a single point for registering complaints on financial issues. The Sachet site has a specific forum for public interaction and reporting of fraudulent practices. Such is the commitment and seriousness of our regulators, that in the two months since its launch, not a single discussion has been initiated nor any effort made to publicise it. Sachet has not moved an inch after the press briefing. Unless the prime minister takes personal interest, transparency, accountability and a change in culture is a distant dream; mere economic growth without this change will make for an ugly nation.



Deepak Narain

5 days ago

Unless the top is honest and well-meaning, all superficial attempts will be useless.

Sudhansu Mohanty

5 days ago

To me, it appears, the answer to getting rid of these cancers lies in an arm's length system and complete transparency. It auto-corrects wrong human impulses and as ombudsman, telegraphs clandestine motivations. Transparency strips authorities of their (perceived) authority, and complete transparency strips authority completely! And what’s there without authority in a feudal set up like ours – the power to help and reward, to punish and chastise with no reasons cited! As a corollary, the transparency architecture discourages subordinates to cozy up to the powers-that-be – and massaging their uncertain egos and uneasy vanities – for the spoils and favours to befall them. Transparency has a potential to write finis to the way of life the networked and street-smarts have crafted out, who through manipulation/machinations and by telling yarns, tall and magnificent, have kept going up and up the totem pole without any self-worth. So entrenched and so insidious are they that, let alone eliminating them, even a surgical strike at these networkers’ camps is harder than striking the Pak terrorists in their launch pads. I call them klepto-terrorists – they steal and ransack, they plunder and pillage the system! I’ve seen how culprits (because they are ace schemers and networked) manipulate the system to get away scot-free in typical insider trade and how innocents (because they are naïve and un-networked) are pilloried. The system is so infested with this networking instinct that its busting is dire.

Networkers, because of the nature of activity, breed all ills: nepotism, corruption, shenanigan and every evil that we, as common men, confront in our day to day life. Given the obstinate grip of the nepotistic past, we must shout at the deceit of it. And transparency is the way to go in a democracy. It’s time to demand transparency as one of our basic rights. A small beginning has been made in the RTI Act 2005. But it demands more, a whole lot more. It needs muscle, it needs the sun to shine brightly – to disinfect and cleanse putrefaction. Complete transparency is the GPS for fairness, equity, honesty and justice! We must download this app and switch it on – for a better tomorrow.

Mahesh S Bhatt

6 days ago

We have taken 500+ programs on Corporate Governance & Values for Wealth ( ) Vision & Mission. Corruption is like Malignancy it kills good cells & turns them bad.We need systems/awards to recognise instantly as corrupt get rewarded honest are evaluated. Mahesh Bhatt

Anil Parikh

1 week ago

it is not relevant to appeal to group conscious-each one has to decide his un -flinching commitment to right of issues.

Kumar Swamy

1 week ago

Keep up the good work. There is significant reduction in top-level in the center. We need to bring same kind of transparency in state and local levels. It is for us, the ordinary citizens who must refuse to pay bribes to anyone and fight to end corruption at all levels.

shadi katyal

1 week ago

The fact which we fail to recognise is simple. As truth is an engima to us so is honesty.Our Laws were given to us by British when we had some respect for Law and Order though we never been honest with ourselves. It is a drawback in our envoirnment and religion. Over the years with all kind of new income tax laws and some arbitrary demands byIAS officers, people had to become street smart.
Our Judges are not honest and are impotent as being sold to fruling party. How is any one dare to quesion Reliance whose foundation is on bribery and greasing the right palms. We see corruption in every aspect of Indian life.
Look at our Parliament where now there are more MP belonging to RSS/BJP party than before. The very fact that we have lost the vdery word called honesty is fact of life and we are not ashamed to be corrupt beczude our true God has always been money. Look around all these temeples who are nbothing but full of greed and Gold and yet they wish more and nothing is spent for the welfare of pople.
Can our nbation bring honesty and transperation ??One dount that . One can refuse to obey any Law ir can bend those and if all faikls can buy it.
No nation on earth has floursihed without Law and Order and we are a good exmple of it

B. Yerram Raju

1 week ago

Transparency and accountability are consigned to cupboards fixed with unbreakable locks. Unlocking requires that they are broken without treating it as punishable offence.
Not a single offence over which the present government cried foul when it was in opposition has been booked and more than two years lapsed!! Most of them are economic offences of huge magnitude. While these do not discount the other reforms that are being brought in the economic and financial sectors, systems do not threaten the breakers of rule of law with punishment and that too fast!

Shrikant Dattatraya Sahasrabuddhe

2 weeks ago

Your comment on post mortem's that how easy it must be to fix evidence in case of rape, murder and abuse.Now there is every reason to suspect the veracity of charges on Asaram Bapu, suspects of Dr.Dabholkar's murder case etc.(In the latter case court has passed adverse comments on investigation.)

Shrikant Dattatraya Sahasrabuddhe

2 weeks ago

Your comment on post mortem's that how easy it must be to fix evidence in case of rape, murder and abuse.Now there is every reason to suspect the veracity of charges on Asaram Bapu, suspects of Dr.Dabholkar's murder case etc.(In the latter case court has passed adverse comments on investigation.)

Vinod Kumar Agarwal

2 weeks ago

With No Offence to anybody - There is but no Alternative to bring back Culture of Honesty and Transparency. The Regulators come only after the corrupt event has occurred or deemed to have happened. To prove this, another set up or group of agencies get involved and the probability of quid pro quo gets seeded.

In the society when the day begins with probably adulterated Milk and unclean tap Water and all the King's Men /(women) collectively fail to put a check and the time limit to set it right what do we expect by that person when the day draws out. The Day begins with CHALTA HAI answer left out behind with the Mother or the Home Maker. The establishment in the Urban areas which we know as Municipal Bodies must deliver non corrupt services, which is where our day begins and ends. This is followed by Energy resources the Electricity and the Fuel for Public Transport. And Hello Read this from here who will bell the Spectrum Owners the telecom companies for all possible known frauds that can happen both in PrePaid and PostPaid. The common persons failure to address such corruption makes him dare and go out and take revenge and multiply that. You have rich South Mumbai Cooperative Society defying the Transfer Charges diktat from Registrar of Co-op Societies and the Police. What do we expect from our Security Guards? There is but No Alternative. One day born child if fed with Pure unadulterated Milk and unadulterated Baby Powder/Products may create a hope things may change in the next generation about 20 years from Now. Pardon Me for my unsavory examples.

suneel kumar gupta

2 weeks ago

I strongly feel that immediate need is to improve judiciary for real time justice so people will not accept wrong doing. Secondly character building shd be main objective of education in early years which will make them different citizen


2 weeks ago

We had the Karrinayithikka Lok Ayuktha (a distinguished and typical member of India's judiciary) taking a cut from all who came before him.

Corruption has its roots in centuries of rule by alien oppressors who looted. plundered and raped India. This left India hopeless and bereft of self esteem in progressive steps of devolution. As a result there is no collective revulsion or revolt against State Extortion which is over ridden by the imperative of self preservation. India's grotesque Constitution plagiarized from the Colonial Government of India Act (1935) and George Orwell's "Animal Farm" that enshrines inequality under law, exceptions to the rule of law, "The many Nations Theory", and the non accountability of the State and its pampered, over empowered ,unproductive employees has exacerbated the situation.

This has nothing to do with the Dharmic religions except in the fantasy of alien religions who, having already exterminated the hereditary religious priesthood and confiscated the temples, religious freedoms, educational institutions, lands water bodies and commonwealth of the People of Dharma in 1921-23, set the stage for the Indian Republic to follow through in 1949 when it turned the People of Dharma into Third Class citizens and, in 1959 confiscated the religious freedoms and the Commonwealth of the People of Dharma in 1959 in formerly prosperous, and well governed Dharmic Princely States where corruption was a rarity until they fell into the maws of the Nouveau Kleptocracy of the Indian Republic..

For example, the Vijayanagar Empire was bereft of corruption and corruption, when discovered, was met with capital punishment. There is the famous incident where Purandara Dasa (The Carnatic Composer) as a Tax Officer collected money through extra legal means to build a temple that the Empire was famous for. His sentence was commuted from death to imprisonment because he used his money for Temple construction rather than for himself.

In recent times, former Vijayanagar Viceregalities such as the Princely States of Mysore and Travancore were notably devoid of corruption and evidenced a scale of prosperity, human, social and industrial development far in advance of the unfortunate British subjects and the even more unfortunate Dhimmies of Caliphate in India until they fell into the maws of the Quota-Extortion Raj established for the Indian Republic by the Cambridge, Columbia, St Stephen's, Madras Christian, Elphinstone and Presidency indoctrinated PANGOLIN* WOGs.

Today, India has collapsed to 135 out of 172 countries in Human and Social Development and 143 out 0f 172 countries in internal peace and stability (UNDP 2015) because of India's vicious anti National Quota-Extortion Constitution that condemned India to perpetual Civil War for the benefit of alien rulers who were replaced by their PANGOLIN* successors. The dream of every Indian boy and girl is to become an alien. A Judge, a Bureaucrat, a Policeman, a Journalist or a Crony Kleptocrat and shake the Pagoda Tree. It is the ambition of every Tribe and British made “Caste” to achieve Constitutional Backwardness so that their progeny may become aliens with the greatest of ease and sans merit. .This is the Indian Constitution and laws, and the manner in which the British stooges have modified it since 1949 to plunder wealth, opportunities and the future from the weak and helpless for preferred alien religions, castes, tribes and the kleptocracy at work.

*Note: PANGOLIN: An enemy of India who believes in inequality under law, exceptions to the rule of law and persecution of some for the benefit of others. At present, the sole purpose of the Indian Republic, Constitutional or otherwise, is to pamper and provide for certain constitutionally preferred sections of society who the British found useful to hold and exploit India at the cost of those who the British hated and persecuted. The Pangolin is a creature that is unique to India and feeds on ants that are known in nature to be industrious and hard working if not quite as fruitful as bees who flee to better climes. (PANGOLIN is an acronym for the Periyar-Ambedkar-Nehru-Gandhi-Other (alien) Religions-Communist Consensus that usurped the British Mantle and has worn it with elan to loot, plunder, and rape India since 1921 and re write History and laws to their exclusive benefit since 1947)

Mehernosh Dordi

2 weeks ago

It will take time to curb corruption. Give Modi time.

Sudhir Jatar

2 weeks ago

Violating the laws of the land is at the root of all our troubles be it corruption of poor governance. Unfortunately, the brilliant officers that the the IAS fraternity are, they have no clue of "good governance". If only the Government has an Ethics Officer in each organisation who can receive even anonymously any instance of violation of laws and then intiate action against the person after due investigation, can help bring in a culture of honesty and transparency. In Pune, we now have 'transparent corruption' because almost every e-tender is fudged or there is collusive bidding. They have divided the loot by allocating the power to finalise the tender at different levels depending on the cost.

ramchandran vishwanathan

2 weeks ago

Thus has to be proliferated at the root level . The laws are not in favour of those who want to speak out . There must be a way in which the people on the street are able to come out with the facts . Most of the common people find it too cumbersome & do not exhibit the drive to report, followup & close the matter.There should be a forum where such people are felicitated & a database is available where the common man can approach such people .

For Mexican Towns Attacked by Cartel, Few Answers and No Justice

It was a brazen attack. Some 60 gunmen linked to the brutal Zetas cartel descended on a quiet cluster of towns just south of the Mexican border in the spring of 2011 and launched a door-to-door extermination campaign that went on for weeks, leaving an untold number of people dead or missing. Yet in the five years since the slaughter in the northern Mexican state of Coahuila, the Mexican government has failed to fully investigate, much less address the needs of the victims and their families, according to a preliminary report released today by a panel of scholars and human rights investigators.

"It's horrifying because it was all so blatant," said Mariclaire Acosta, a veteran human rights investigator who advised the panel. "This wasn't a hidden crime. It all happened out in the open, and not one government agency did anything to stop it."

Such charges have become a disturbing echo in Mexico, where hundreds of thousands of people have been killed by drug violence, either at the hands of traffickers or corrupt security forces, and the crippled — often complicit — justice system is incapable of pursuing those responsible. Sunday's report suggests that Mexicans have begun to look for ways, at the very least, to get to the truth, rather than sitting idly and wait for justice from their government. They are increasingly calling for help from external experts, both at home and abroad, to oversee investigations into the most egregious crimes. And government leaders — who may or may not be committed to real reforms, but seem prickly about public opinion polls — are relenting.

Experts who worked on the report — led by scholars from the prestigious Colegio de Mexico and from an autonomous victims' rights commission — said their focus was on providing answers that might help the affected families and communities heal. They issued numerous recommendations for ways to improve the way authorities treat the country's untold numbers of victims. And they urged the government to apologize for leaving communities, like the ones in Coahuila, unprotected. "The victims, their relatives and society have the right to know what happened and to be treated with dignity," the report said. "Until now, the term that best describes victim's experiences is abandonment."

Sunday's report also draws links between the violence ravaging Mexico and the United States. Many of the rugged communities of ranchers and factory workers that were assaulted in 2011 in Coahuila are located less than an hour's drive from the U.S. border. The attack was started when the leaders of the Zetas cartel discovered that they had been betrayed by their own operatives, and dispatched their henchmen to Allende and several neighboring communities to seek revenge against the traitors and anyone related to them. Numerous victims' relatives fled for their lives across the border, as did some of the traffickers on the Zetas' target list. American authorities have provided protection to a handful of the traffickers in exchange for their cooperation. But, according to the report, American authorities have so far refused to discuss what they know about the massacre.

"The opacity of the United States obstructs the truth," the report found. It called the massacre an example of "bi-national criminal violence," and added, that American authorities "hold important information for understanding what happened in Mexico."

The examination of the so-called Allende massacre, named for the Coahuila town hit hardest by the violence, marks the first time that the government's investigation of the killing has been opened to external scrutiny. Among the report's most withering elements is its abbreviated chronology of government files showing for the first time in detail how much authorities knew about the extent of the bloodshed and how they did next to nothing to investigate it for three years. Once officials did investigate, the report said, they based their case almost entirely on uncorroborated confessions by those accused of participating in the killing, along with statements by firefighters who responded to calls for help. Authorities said they have recovered some 68 pieces of teeth and bones from one of the killing sites, but it's unclear whether they have ever attempted to identify the remains.

The report includes some details on the bargain rates for bribing local officials: In the years leading up to the killing, the Zetas paid off Allende's entire municipal police force with just $3,600 a month, while a single trafficker operating there at the time boasted of earning $4 million every 10 days. The first person to file a complaint about relatives who had gone missing in the attack was arrested a year later by municipal police and has never been seen again. The mayor of Allende at the time told authorities he was unaware of the killing until it was over, a claim that defies credulity for anyone who's ever been to Allende — one of the houses that was destroyed during the attack sits across the street from the mayor's. And the state attorney charged with investigating the killings was eventually removed from office for having provided protection to the cartel.

The report accuses the governor at the time of downplaying the extent of the damage. And, while it credits the current governor, Ruben Moreira, with implementing important law enforcement reforms, including creating a special unit to investigate disappearances, it says his handling of the Allende investigation shows "less interest in the truth and more in closing the matter," by pushing victims' relatives to accept that their loved ones are dead and move on.

"Their main concern is to collect incriminating statements," the report said. "There is minimal investigation that validates the veracity or falsehood of what is said. That impedes precision in establishing the facts, assigning blame, and delivering justice and reparations."

Sergio Aguayo, the lead author of the report and a widely respected human rights advocate, acknowledged in an interview that numerous important questions remain unanswered, particularly those relating to how much federal authorities were aware of the violence and what they did or did not do about it. The report also left open the key question of how many people are dead or missing, saying the government has information on 42 victims, while other "extended accounts" say there are as many as 300.

"It's possible," the report said, "that there are victims that have not been registered" by authorities.

Aguayo said the panel's work so far had focused largely on a review of the voluminous investigative files from the federal human rights commission, and the state prosecutor's office in Coahuila. But he said he would seek access to more federal investigative files, and interviews with authorities at all levels of the government to produce a more complete report early next year.

It's impossible to predict how much more authorities are willing to cooperate with Aguayo's efforts.

Last year, Mexican President Enrique Peña Nieto, seeking to lift his dismal approval ratings, took the rare step of inviting an international panel of legal experts to examine the government's investigation of the massacre of 43 students at a teachers college in the southern State of Guerrero. But the effort ended acrimoniously when the investigators contradicted the government's version of events, and accused federal authorities of attempting to obstruct their work.

The work by Aguayo's panel poses similar potential political pitfalls for Governor Moreira, of Coahuila. His brother, Humberto, was governor during the time that the Zetas occupied the northern part of the state. Humberto Moreira, once a close political ally of Peña, has dodged numerous accusations of corruption and money laundering since leaving Coahuila with a debt 100 times larger than when he took office.

To illustrate the balancing act in his efforts, Aguayo said that on the day that the current governor agreed to give him access to the Allende files, the former governor announced he was suing Aguayo for $500,000. Aguayo had previously written a column about the former governor, describing him as a "politician who stank of corruption."

In addition to looking into the killings in Allende, the panel also examined the 2011 massacre of 72 Central American migrants in Tamaulipas, another border state located southeast of Coahuila. The panel's findings there were similar.

"I truly believe we are living an emergency in some parts of Mexico," Aguayo said.

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Clinton, Trump go full throttle in second presidential debate
The second US presidential debate between Hillary Clinton and Donald Trump on Sunday night here ended with the two going full throttle over a host of issues including Trumps take on women, Muslims, taxes and the former Secretary of States deleted emails.
After the two presidential candidates traded insults in a contentious nasty debate in a Town Hall format at the Washington University here taking questions from the audience and the moderators, the CNN/ORS poll indicated that Trump lost with only 34% votes to Clinton's 57.
Unlike the first debate, there were no signs of cordiality between the two as they entered the arena with former President and the Democrat's husband Bill Clinton and the Republican's wife Melania Trump already seated with their extended families.
ABC's Martha Raddatz began the debate along with CNN's Anderson Cooper with first question by a teacher from the audience asking if the two were modelling appropriate behaviour for the US children.
Clinton in her response promised to work "with every American" and said she "will be the president for all Americans".
Still early in the debate, so a cautious Trump was found agreeing "with everything she said".
Coming to the video leaked by the Washington Post, Cooper said: "You bragged that you sexually assualted women -- do you understand that?"
Trump, tried his best to defend his lewd comments about women in the 2005 tape, saying: "No that's not what I said. This was locker room talk. I am not proud of it."
He then pivoted to terrorism and "bad things happening" in the world.
Taking on Trump, Clinton said though she had differences on policies and principles with the Republican candidates in the past, but Trump "...was not fit to be president and commander in chief".
"We've seen him rate women on their appearance, ranking them from one to 10... it's not only women, it's not only this video... This is who Donald Trump is," she added.
Trump then accused Bill Clinton of doing much worse than just talking about sexual assault and even targeted the candidate of harassing a rape victim.
Clinton then mentioned other moments that damaged Trump's campaign, including a spat with Gold Star Parents, the Khans, while the billionaire accused her of starting the birther claim and said she should apologise to President Barack Obama.
Trump also mentioned WikiLeaks' disclosures of internal emails from Democrats.
Meanwhile, the Republican was hassled by the fact that his rival was getting more time to respond and that the moderators were not bringing up issues related to Clinton.
Trump said: "If I win, I am going to instruct my Attorney General to get a special prosecutor to look into your (email) situation... you ought to be ashamed of yourself."
There was also a moment when Trump insisted Clinton to answer the question about healthcare.
Clinton called reining in the cost of the Affordable Care Act the highest priority of the next president and agreed that premiums were high, but Trump said: "Obamacare will never work. It's very bad health insurance." 
He insisted that it was too expensive and said he would repeal it.
When asked by a young woman in crowd about Muslims in the US being targeted and facing hate, Trump said: "She (Clinton) won't say the name, and Obama won't say the name, but the name is there: ‘Radical Islamic terror'."
"Muslims have to report it when they see hate going on. Muslims have to report the problems when they see them," he added.
On his proposed Muslim ban, the Republican said it was the "greatest Trojan horse" of their time.
He said: "I don't want to have hundreds of thousands of people coming in from Syria when we know nothing about their values, their love for our country."
Clinton later called out Trump for denying his support for the war in Iraq to which Trump immediately interrupted and said that he was always against the war in Iraq.
When asked about candidate tax plans, Clinton attacked Trump referring to a New York Times report that he could have avoided federal income taxes for 18 years.
Trump said: "I pay tax, and I pay federal tax, too."
Replying to a voter's question, whether the candidates will be a devoted president to all people, Trump noted African-Americans, the inner cities and Latinos.
He cited a remark Clinton made, saying that half Trump's supporters are a "basket of deplorables".
Clinton said she had tried her entire life to do what "I can to support children and families".
When Cooper pressed Trump about his early hours Twitter rant against former Miss Universe Alicia Machado, the billionaire deflected and began talking about Clinton and Benghazi.
Referring to the early morning tweet about a sex tape, he said: "I'm not unproud of it."
He brought up the 2012 attack on the US consulate in Libya, saying Clinton ignored multiple requests for more security from the US ambassador who was killed in Benghazi.
Commenting on the war in Syria, Clinton said would specifically target the Islamic State leader Abu Bakr al-Baghdadi, while Trump mentioned: "I don't like Assad at all, but Assad is killing the IS. Russia is killing the IS and Iran is killing the IS, and the three have lined up together."
On Supreme Court Clinton said that she wanted to appoint judges "who understand the way the world really works" and that she wanted to protect voting rights, women's reproductive rights as well as marriage equality.
In the last question about naming one positive thing that the candidates respect in one another, Clinton said she respects Trump's children.
Trump said he respected that Clinton "doesn't give up".
Finally, the candidates did sign off with a handshake.
Disclaimer: Information, facts or opinions expressed in this news article are presented as sourced from IANS and do not reflect views of Moneylife and hence Moneylife is not responsible or liable for the same. As a source and news provider, IANS is responsible for accuracy, completeness, suitability and validity of any information in this article.


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