An official spokesman said under the Rashtriya Swasthya Bima Yojana scheme, a smart card-based cashless health insurance cover of Rs30,000 per annum will be provided to a family of five
Chandigarh: The Haryana government has decided in principle to bring domestic workers under the ambit of Rashtriya Swasthya Bima Yojana (RSBY), reports PTI.
An official spokesman said here that under this scheme, smart card-based cashless health insurance cover of Rs30,000 per annum is provided to a family of five. All pre-existing diseases would be covered, he added.
Apart from hospitalisation expenses, the scheme would take care of most of the illnesses, including maternity benefits, he said, adding that transportation cost of Rs100 per visit with an overall limit of Rs1,000 per annum would be given.
He said that the state government will identify domestic workers who have completed 18 years of age.
As per the guidelines of the scheme, a domestic worker is defined as a person who is employed for remuneration, whether in cash or kind in any household through any agency or directly either on a temporary basis or permanent, part-time or full-time to do the household work, but does not include any member of the family of an employer.
He said that the central government would share 75% of the estimated annual premium of Rs750 subject to a maximum of Rs565 per family per annum.
Additionally the cost of smart card estimated at Rs60 would also be borne by the central government. The remaining 25% would be borne by the state government, he said.
Around 3.5 lakh persons were enrolled under the Swastha Bima Yojana scheme, which entitles beneficiaries to get reimbursement of Rs30,000 for medical treatment from empanelled hospitals
Birbhum district has been awarded by the West Bengal government for its performance in Swastha Bima Yojana scheme (health insurance scheme), reports PTI.
The district administration received the award at Kolkata on Monday in the presence of labour minister Purnendu Basu and senior officers of the labour ministry of the state and central government, district magistrate, Jagdish Prasad Meena said.
Last year around 3.5 lakh persons, including from the BPL category, were enrolled under the scheme which entitles beneficiaries to get reimbursement of Rs30,000 for medical treatment from empanelled hospitals, he said.
The combined first year premium of the public and private sector insurers during April-May 2012stood at Rs12,428.83 crore, up from Rs12,253.44 crore during the same period a year ago, IRDA said
First year premium of the life insurance companies rose by a marginal 1.4% year during the first two months of the current financial year, reports PTI quoting data released by the Insurance Regulatory and Development Authority (IRDA).
The combined first year premium of the public and private sector insurers during April-May 2012 stood at Rs12,428.83 crore, up from Rs12,253.44 crore during the same period a year ago, IRDA said.
First year premium of the public sector company Life Insurance Corporation of India (LIC), the largest life insurer in the country, however declined marginally to Rs9,214.72 crore from Rs9,273.08 crore during the period under review.
Meanwhile, the combined first year premium of the private sector insurance companies increased by 7.8% during the first two months to Rs3,214.11 crore from Rs2,980.36 crore during the same period of the previous fiscal.
Some of the private sector companies recorded remarkable growth in their first year premiums in April and May.
Private insurer Met Life's first year premium during the period rose to Rs161.78 crore, up from Rs52.55 crore during the same period a year ago.
While the first year premium of DLF Pramerica increased to Rs20.96 crore from Rs13.43 crore, Aviva's first year premium during the first two months of the current fiscal rose to Rs148.89 crore, up from Rs52.48 crore in the comparable period of last fiscal.
Birla Sunlife's first year premium during the period increased to Rs208.61 crore from Rs161.63 crore while HDFC Standard had a premium of Rs427.52 crore, up from Rs291.58 crore during the first two months of the previous fiscal. However, there was a decline in the number of policies issued during the first two months for the life insurance companies including LIC.
In April-May, 2012, a total of 40,46,777 policies were enrolled, down from 4,324,096 during the same period a year ago. The number of policies issued by LIC during the period under review declined to 3,252,286 from 3,386,692.
The gross premium of the non-life insurance companies rose 21.83% during April-May to Rs4,880.81 crore from Rs4,005.96 crore during the same period a year ago.
The gross premium of non-life insurance companies during April-May (2012-13) rose 18.27% to Rs11,387.32 crore from Rs9,627.91 crore, the IRDA data shows.