Citizens' Issues
Blatant misuse of national emblem, govt logos by mobile apps makers
India was never known to guard its own properties, copyrights or patents. The same goes for protecting the national emblem and official logos of various departments. No wonder, hundreds of private mobile apps maker are blatantly misusing the Indian emblem and official logos like that of Aadhaar, and earning money through advertisements. With the usage of national emblem or official logos, common people take these apps for granted as official apps from the government and ended up boosting income of the private app makers.
 

Take for example an app called the Govt of India! Yes, that is the name of the app created by someone called as 'contactmeandroid'. Except an email ID, not many details of this app developer are available. The app uses India's national emblem as its logo! What is more shocking is that it does not provide any service on its own. It simply rips off data from India.gov.in and shows it inside the app. 
 
The State Emblem of India (Prohibition of Improper Use) Act, 2005 prohibits usage of national emblem by any unauthorised person for any purpose. The Act says, "No person can use the emblem or any imitation in a manner so as to create an impression that it is associated with or an official document of the Central Government or State Government, as the case may be, without permission of the appropriate government. No person can use the emblem for commercial purpose or as a part of patent title, trademark or design except in cases as specified by the Central Government. Registration of intellectual property containing the Emblem is prohibited."
 
The Act also prescribes punishments for misuse of national emblem. It says, "Creation of a false impression of association with Government is punishable with imprisonment for a term, which may extend to two years, or with fine, which may extend to Rs5,000 (five thousand rupees), or with both or in case of a subsequent offence, with imprisonment for a term which shall not be less than six months, which may extend to two years and with fine which may extend to Rs5,000 (five thousand rupees). Commercial usage of the Emblem is punishable with imprisonment for a term which shall not be less than six months, which may extend to two years and with fine which may extend to Rs5,000 (five thousand rupees)". 
 
 
There are literally hundreds of mobile app on Google Play Store that claims to provide everything about or on Aadhaar and Passports. Here are details of some of them, along with names of developer, how it earns money and what it breaches, in terms of misuse of emblem and logos.
 
 
 
The State Emblem of India (Prohibition of Improper Use) Act, 2005, passed by the Parliament regulates improper or commercial usage of national emblem. Under the Act, even state government are required to seek permission from the Central Government for using the national emblem. In addition, even former functionaries of the Government, Commission or Committee, Public Sector Undertaking, Bank, Municipal Council, Panchayat Raj Institution, Parishad, non-government organisation, and University are not allowed to use the national emblem.
 
So how are private mobile app developers being allowed to use the national emblem and logos of government department or services in their mobile apps? Who is responsible for this?   
 
Or is the Act a toothless legislation that is meant to be enforced only as an act of vendetta by governments when they choose to?
 

User

COMMENTS

Roy Aranha

8 months ago

startling total mis use an dis not thi sclean governmemt aware of all this as they promised to provide efficent administration ?

Hemant Chitale

8 months ago

This is unnerving. Many users may be misguided and misled. Malicious software could very well be included in such Apps as well.

Shirish Sadanand Shanbhag

8 months ago

The State Emblem of India ( Prohibition of Improper Use ) Act, 2005, is a toothless law, it is not stating who will prosecute the offender.
This has given a chance to several people to misuse it.
You cannot carry out any business without the registration of your business. When you register with state government, you will get a registration certificate, with national emblem on it. Several businesses like private financial institutions write on their letter


Several private financial institutes write on their letter heads and on their board, that "REGISTERED WITH GOVERNMENT OF INDIA" with national logo, giving an impression that it is Government organisation. All such things should be stopped immediately, as such statements mislead the people.

Shrikant Dattatraya Sahasrabuddhe

8 months ago

You have raised an issue of national importance.I will spread the message as far as possible .

Shrikant Dattatraya Sahasrabuddhe

8 months ago

You have raised an issue of national importance.I will spread the message as far as possible .

Shrikant Dattatraya Sahasrabuddhe

8 months ago

You have raised an issue of national importance.I will spread the message as far as possible .

IFRS 9 may pose operational challenge for APAC banks
Moving over to International Financial Reporting Standard (IFRS) 9 or its local equivalent that requires providing for expected credit losses may create operational challenges across many Asia-Pacific (APAC) banking systems, said credit rating agency Fitch Ratings.
 
According Fitch, IFRS 9 is one of the more significant accounting changes that banks are facing, and will be implemented in 2018 for most major APAC market.
 
In India, for example, it is possible that the local equivalent of IFRS 9 could be delayed, Fitch said.
 
This is due to challenges faced by the banking system in meeting the capital required by end-March 2019 relating to the Basel III standards -- currently estimated at around $90 billion.
 
"Banking systems that have been characterized by under-reporting of impaired assets also look vulnerable to the potential rise in provisioning," Fitch said.
 
The IFRS 9 requires banks to switch to recognising and providing for expected credit losses (ECL) on financial assets, rather than the current practice of providing only when losses are incurred.
 
IFRS 9 will also change the way that banks account for a wide range of financial assets.
 
Fitch expects the adoption of the new standard to lead to greater provisioning and earlier recognition of credit losses, which will have an impact on banks' financial statements and regulatory capital.
 
Moving to an expected-loss approach will require significant process changes, including greater integration of credit risk management and internal accounting systems. Banks will also need more data on how portfolios perform though the credit cycle, and will need to build complex models of expected losses.
 
The transition is likely to be more operationally manageable in sophisticated banking systems where there is better access to robust data.
 
Disclaimer: Information, facts or opinions expressed in this news article are presented as sourced from IANS and do not reflect views of Moneylife and hence Moneylife is not responsible or liable for the same. As a source and news provider, IANS is responsible for accuracy, completeness, suitability and validity of any information in this article.

User

Economic freedom can unlock India's vast potential
The Fraser Institute's annual Economic Freedom of the World Report raises some important points for Indian policymakers.
 
The Fraser Institute is a Canadian think tank that initially held conferences on devising methodologies for measuring economic freedom from 1986-1994. The participants and hosts during this time included leading economists and academicians like Milton Friedman, Rose Friedman, Michael Walker, Douglass North, Gary Becker, William Niskanen, and Gordon Tullock et al. Post this, the Annual Freedom of the World Report since 1996 has sought to measure economic freedom across different countries in the world. Four points emerge from Fraser's work in the area of economic freedom.
 
First, what is economic freedom, its key dimensions for measurement and its benefits? A classic definition of economic freedom for individuals is when the ‘economic property that people acquire is without the use of force, fraud, or theft is protected from physical invasions by others and they are free to use, exchange, or give their property as long as their actions do not violate the identical rights of others'. 
 
Thus, essentially, economic freedom is dependent on the following broad dimensions: Security of privately-owned property, levels of personal choice, ability to enter markets and the rule of law. The index of economic freedom thus tries to measure the extent to which rightly-acquired property is protected and individuals are engaged in voluntary transactions. The benefits of having greater economic freedom include prosperity and a higher quality of life.
 
Second, what are the key areas of the Index and which are the countries performing well and worse on the Index? The key areas include a) Size of government; b) Legal system and security of property rights; c) Sound money; d) Freedom to trade Internationally; e) Regulation. 
 
Under each of these areas are further components and sub-components of measurement. In the 2016 index, for which the data is from the year 2014, Hong Kong is rated as the most economically-free country. The top 10 countries include Singapore at No.2 followed by New Zealand and Switzerland. 
 
At the bottom of the Index are countries like Venezuela at 159 where the socialist government has severely limited the freedom of its citizens. Other countries at the bottom of the list include Libya at 158, the Republic of Congo at 157 and Argentina at 156. 
 
It can be easily seen that countries that have more economic freedom tend to have greater prosperity as measured by per capita GDP while countries that have lower levels of economic freedom have lower economic prosperity.
 
The third important point pertains to India and its performance in relation to other countries on the Index. India is placed 112th, which is in the third quartile of economically-free countries. Among the BRIC economies, it is placed below Russia (102) but above China (113) and Brazil (124). 
 
Within the five broad areas, India's rank is best for the size of the government (8), while it performs poorly on regulation (132) and freedom to trade internationally (144). Though the index does not factor in the data for 2015-16, India's trade performance, particularly its export performance, to say the least, has been dismal due to global economic sluggishness and factors such price of commodities being low leading to low demand from commodity-rich nations and India's global partners. 
 
India must, thus improve along the key dimension of international trade over time in the index. Similarly, too many regulations have hampered the prospects of economic growth. The government has done well to identify and weed out key laws and regulations that are not in accordance with the present times. Better regulations over time will help in improvement along the regulation dimension of the Index.
 
Finally, India's performance over time also offers important insights. According to successive reports, India's economic freedom increased in the decade following economic liberalization in 1991 but post that has been more or less consistent with a few variations up and down. 
 
The most recent edition saw movement 10 places down on the Index. This calls for introspection and more reforms, some of which are being presently undertaken. These include the GST law, which is in the process of implementation. More such reforms in the land, labour and capital markets will certainly be beneficial for unleashing the creative potential and freedom of Indian citizens. 
 
Over time India must improve along the key dimensions of the Index to ensure a better quality of life for all its citizens.
 
Disclaimer: Information, facts or opinions expressed in this news article are presented as sourced from IANS and do not reflect views of Moneylife and hence Moneylife is not responsible or liable for the same. As a source and news provider, IANS is responsible for accuracy, completeness, suitability and validity of any information in this article.

User

COMMENTS

B. Yerram Raju

8 months ago

Higher the concentration of wealth lower should be the index of economic freedom given all the other factors mentioned for such rating. Unfortunately, many cities in the country are moving northwards in this differential. Unless legal and regulatory aspects as also fiscal measures by design distribute resources equitably and empower citizens for better education and health economic freedom index will perhaps be skewed.

Deepak Narain

8 months ago

India should not be judged by Western standards. India has first to provide for means of subsistence to her 200 million citizens who sleep empty-stomach every night. There is no dearth of wealth here but it is concentrated in a few hands and needs to be evenly distributed.

We are listening!

Solve the equation and enter in the Captcha field.
  Loading...
Close

To continue


Please
Sign Up or Sign In
with

Email
Close

To continue


Please
Sign Up or Sign In
with

Email

BUY NOW

The Scam
24 Year Of The Scam: The Perennial Bestseller, reads like a Thriller!
Moneylife Magazine
Fiercely independent and pro-consumer information on personal finance
Stockletters in 3 Flavours
Outstanding research that beats mutual funds year after year
MAS: Complete Online Financial Advisory
(Includes Moneylife Magazine and Lion Stockletter)