Appsales: All the Apps on Sale
If you are an app freak but do not like to pay high prices for your apps, Appsales is a must for you. This simple app just keeps track of all the apps which are on sale, even if for a brief period, and sends you periodic notifications, so that you can grab your favourite app at discounts which may range as high as 90% of their normal price.
You can even view the price history of the apps, so that you can decide when, and whether, to buy them at the discounted price. You can put some apps on watch so that you will be notified as soon as their price drops on the play store. You may set up your own filters, share sales information with your friends and also get information on the other versions, e.g., lite, professional, etc. A very good app to monitor the prices of your desired apps. 


Doctors Should Be Taught a New Physiology
Biology, especially human evolution that I learnt in school and college, does not make much sense to me with my observations of human beings and their illnesses as a doctor for over half a century. The new evolutionary biology, and the systems biology in it, makes a lot of good sense against the background of new quantum worldview. A judicious combination of those two, in conjunction with Indian wisdom of eons, explains lots of things in medicine and reaffirms my faith in our indigenous wisdom even in disease management. 
The Western science, which we believe as gospel truth, did not come from God. It was very much man’s creation. I believe that these intelligent men of science in the West went terribly wrong in treating this universe as a separate non-living entity where man has a right to exploit nature for his benefit. The truth seems to be that nature is a living, steadily evolving, system where man is just a part of the whole. Consequently, the health of this planet is connected with our own health and well-being.
Human physiology needs to be approached differently. We now believe in the reductionist idea that the internal environment of the human body is maintained by keeping all the parameters of the known body systems under control. We need to acknowledge that the human system, which has developed from consciousness to begin with, is a living system as an integral part of nature with in-built capacity to correct most, if not all, changes that the system is heir to. 
It has got such sophisticated technology that it can shred proteins into small parts and reconvert them into new proteins or, if needed, to destroy the protein itself. When we teach physiology in medical schools, we never stress the inherent capacity of the human body to correct itself without outside help. It is only in the unlikely event that outside help (doctor) is needed. 
Unfortunately, the mindset that the student develops in the present culture is that “every ill has to have a pill or surgical manipulation to put things back into shape.” This is the bane of modern Western medicine. The truth, however, is that “while there is no pill for every ill, there is an ill following every pill” as the latter is a foreign invader in the holistic system that is built to mend itself. 
Physiology must stress the central role played by the human immune system and the student should learn to respect and help the immune system to help disease management. Natural immune boosters must also be stressed. Panchakarma, the five methods of boosting the immune system, is the backbone of Indian Ayurveda. Similar efforts are made in many other ancient systems. The student must also realise the role that the human mind, human consciousness, plays in disease control and prevention. Human body is but the human mind as both are only energy. The placebo effect studies in Western medicine and the efforts at quantum healing stress the need for medical students to be human and humane to be good healers.
Future doctors should be equipped with this new knowledge of the living universe where survival requires cooperation and not competition, human physiology will have been better served by the scientific community. Let us wake up before we destroy ourselves completely. 



Ramesh Poapt

5 months ago

excellent, sir! Mind creates most of the illness and not body. Cure should be of mind first and the body then, if at all it is required. Mind has infinite potential for physical fitness and vigour!

Vannala Keervanamma

5 months ago

Yes. Hegde sir is absolutely right. Allopathy do not take a patient as a whole with life force in it, however, they try to look into the problems superficially and never go into root cause and give medicine. On the contrary, Ayurveda, Homeopathy do treat the patients by taking the person as a whole and give medicine to the person and not to the organs.

A Schlupfloch Here, a loophole There. Now It’s Real Money

This story was co-published with The Washington Post.


I've written about tax loopholes for decades. But recently, I wrote about Schlupflöcher for the first time, in a venture that shows how journalists can be as multinational as investment banks. We just make a lot less money.


What does Schlupflöcher mean? I'm glad you asked. It's German for "loopholes." Which is the topic that Cezary Podkul of ProPublica and I wrote about last week. We showed how German tax law allowed American mutual fund investors, American fund companies and (naturally) American investment banks to all profit at the expense of German taxpayers.


Podkul and I conservatively estimated the revenue loss to the German treasury (and the gain to everyone else) at about $1 billion a year, but tax mavens in Germany whom I talked with after our article appeared think that the real number is $3 billion, if not more.


This particular tax game, "dividend arbitrage," is played in more than 20 countries, with Germany by far the biggest market.


Podkul and I decoded dividend arbitrage by using confidential documents that ProPublica obtained, and by going multinational and coordinating research with German broadcaster ARD and the Handelsblatt newspaper in Düsseldorf.


Our German partners 2014 including Pia Dangelmayer of ARD, who was a Burns fellow at ProPublica's New York headquarters 2014 handled much of the German reporting. Podkul and I worked the American end.


Serving our differing markets, Podkul and I wrote a U.S.-centric version for The Washington Post and ProPublica, while ARD and Handelsblatt stressed how Commerzbank, rescued by German taxpayers during the financial crisis, was helping drain revenue from the German treasury. Podkul and I found the irony of the Commerzbank connection irresistible, but we didn't dwell on it. Or on the fact that the German government still owns 15 percent of Commerzbank and has two seats on its board.


As a result of the uproar stirred by our partners' coverage in Germany, Commerzbank promptly promised to stop doing dividend arbitrage in Germany and elsewhere. "Div-arb," as it's known, is now being denounced publicly in Germany. Legislation that would make the div-arb game too risky and expensive for German institutions to play now seems likely to be enacted reasonably soon.


If you're not a German taxpayer 2014 which I'm not, and most of the people who read this aren't 2014 should you care about any of this? Absolutely.


First, the tale of how dividend arbitrage works and how we unraveled it in a multinational way shows how strange and wonderfully convoluted the world can be. Second, you can bet that the strategists who devised dividend arbitrage are exploiting the U.S. tax system in ways that we just haven't found yet.


I'll give you the short version of how dividend arbitrage works in Germany, because even thinking about the long version makes my teeth hurt.


Dividend arbitrage 2014 which was knocked out in the United States by tax law changes in 2010 2014 works in Germany because taxes are withheld on the dividends German companies pay, and because German tax law treats different shareholders in different ways.


Some shareholderswho pay German income tax can get credits for withheld dividend taxes, or even get refunds. Other shareholders, like sovereign wealth funds or U.S. mutual funds that don't pay German income tax, have to kiss that withheld tax goodbye. The taxes range from 15 percent for U.S. funds to 25 percent and more for certain other investors.


So middlemen enabled shares of German companies to migrate briefly from holders who can't use credits generated by the withholding tax to those who can. The long-term holder, the short-term holder and the deal makers combine to carve up the withheld tax, leaving nothing for the German treasury.


In the transactions that Podkul and I dissected, the long-term holder got about half the pot, the other players got the rest.


Because of public outrage and corporate embarrassment provoked by journalists obtaining access to confidential documents, one Schlupfloch (the singular for 2018loophole') in Germany seems on the way to being closed. With luck, the same will happen in some of the other countries where dividend arbitrage is still under way.


I would like to think that someday U.S. taxpayers will become as outraged as German taxpayers have become and that corporate players and their enablers will be as embarrassed as their German counterparts.


If enough anger and embarrassment ensue, maybe we can close notorious U.S. loopholes such as "carried interest" (which lets some money managers pay lower, capital gains taxes on their share of investors' profits) and "corporate inversion" (which lets corporations desert the United States for tax purposes while remaining here to benefit from what our country has to offer).


I'm not counting on that happening. But a year or two ago, no one was counting on the dividend arbitrage loophole in Germany being closed. German taxpayers lucked out. Maybe U.S. taxpayers can, too. And on that note, I bid you, "Auf Wiedersehen."


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