Mutual Fund, Health Insurance, Fixed Deposit & Investing in India
May 17,2012 | Last update 9 minutes ago

Moneylife Blog


http://issuu.com/moneylife/docs/content161?mode=embed&viewMode=presentation&layout=wood




voluntary

Got a Question
Q: Hi, I have a question about Liquid Funds. How safe is it to invest significant amount of money (say around 10 lakhs) in Liquid Funds compared to savings bank deposit? What factors should be considered in choosing a Liquid Fund? Can you advise on which liquid funds are the safest to consider? Thanks!
Q: I have few investments in mutual funds -SIP and lumpsum- please advice whether to continue or exit at this moment- 1. MORGAN STANLY ACE FUND 2. AXIS LONG TERM EQUITY 3.FRANKLIN TEMPLETON BLUE CHIP 4.J.P MORGAN INDIA EQUITY 5. RELIGARE CONTRA FUND
Q: Dear Sir/mam, I am taking homeloan from HDFC.Do you think that homelaon insurance is needed.The loan amount is 8lacs.Please also suggest suitable insurance products to cover the risk. Thanking you, Kind Regards, Rakesh
Q: i want to take a term insurance with accident disability rider in LIC but there is no rider option available, so will it be a good decision to take a term insurance from LIC and personal insurance from any gov owned insurance company. Kindly suggest. regards Sanjay.N
Q: A well known stock broking company (Raligare) approached me and asked me to invest a lump sum with a promise to multiply money. With the greed I invested Rs. 510,000 and signed an agreement without knowing the complete details. I invested the money by May 2009 and by August the value was reduced to Rs. 45,000. When I approached the higher authorities by then without any sympathy they were telling they were not God to multiply the money. They question how can I rely the words of an employee who was just getting a salary of Rs 20,000 a month. further they simply said that I shall approach SEBI or any other regulatory. Is their way of dealing with their customer right? I know I will not get back my money. But I do not want some other common man like me to loose his money like me. Can you do something to help the common man? I am ready to provide details if needed. I contacted SEBI but it was on no use. Though it is 2 years old I want to share it with you.
Q: I am 42 yrs old. i would like to choose and invest best retirement plan. i can invest approx 70k per annum for 15 yrs. Expecting good return after 18 yrs. Which is good plan. Kindly advise.
Q: i am investing 7000 pm in hdfc top 200 how much i get after 30 years
Q: What kind of Mutual funds are good for the short term period of 6months - 1 Year where we can expect decent returns. And are MIP's good ?
Q: I want to invenst in PFRDA NPS scheme, my age is 37 years, how much i can ivest monthly and how much i can get after 60 years.
Q: want to invest Rs 20000-25000 per year in insurance. plan ULIP premium paying term 5 year/ pls suggest best available ulip plant with 5 year premimum paying term
child plans coverpage1.jpg free for lucky few free for lucky few


featleft_pathbreakers

RSSRSS Feeds
Subscribe for Updates
RegisterRegister Now!
Login
For Advanced Access
NewslettersNewsletters
Free Daily Updates
Kensource StocklettersKensource Stockletters
Subscribe Now!

What's HOT?
Knowledge Series Books
Pathbreaker Series
Gift Subscription

Shopping
Moneylife Event Reports
Moneylife Events

.Moneylife Foundation held a workshop on 'Detoxify your body the truth about chelation therapy' on 7 April 2012


.Moneylife Foundation held a workshop on 'Democracy at Crossroads need for Electoral reforms' on 27 March 2012


.Moneylife Foundation held a workshop on 'International Women's Day' in Goa on 10 March 2012


.Moneylife Foundation held a workshop on 'Gold all told' on 28 February 2012


.Moneylife Foundation held a workshop on 'Charge up your Moneylife' on 25 February 2012


.Moneylife Foundation held a Screening of ' The Journalist and the Jihadi- The Murder of Daniel Pearl' on 18 February 2012


.Moneylife Foundation held a workshop on 'A Holistic Approach to Wellness & Health care' on 7 February 2012


.Dr Subramanian Swamy at Moneylife Foundation's 2nd Anniversary program


.Noted lawyer Parimal Shroff speaking on Housing regulation on 25 January 2012 at Moneylife Foundation


.Moneylife Foundation held a workshop on 'Investor Empower Yourself held at Hyderabad' on 22 January 2012


.Moneylife Foundation held a workshop on 'using RTI effectively in the financial sector' on 17 January 2012


.Moneylife Foundation held a workshop on 'How to be safe and smart with your money' on 10 January 2012


.Moneylife Foundation held a two-day summer special workshop on Financial Literacy on 20th and 21st April


.Moneylife Foundation held a workshop on 'Brokering News'on 20 December 2011


.Moneylife Foundation held a workshop on 'Investor, Empower Yourself' in Pune on 17 December 2011


.Moneylife Foundation held a workshop on 'Investing abroad opportunities,risks and taxes' on 13 December 2011


Citizen right.Moneylife Foundation held a workshop on 'Citizens right to grievance redress bill' on 24 November 2011


mlbanner

About Moneylife
Contact Us

Moneylife » life » public-interest » anna-hazare-our-one-big-hope-and-why-he-can-do-it
 
Anna Hazare, our one, big hope, and why he can do it
April 07, 2011 12:38 PM | Bookmark and Share
Vinita Deshmukh
annahazare

The soldier-turned-social reformer has grabbed the national headlines in the past 24 hours with his campaign for an effective anti-corruption law. But very few are aware of the die-hard Gandhian’s nearly four-decade long struggle to improve the lot of common people from his village in Maharashtra and his continuing agitation for good governance that has succeeded in bringing about citizen-friendly laws in the state

From the Yadavbaba Temple in Ralegan Siddhi, a village in western India's Maharashtra state, to Jantar Mantar in Delhi, is a four-decade long story of soldier-turned-social reformer Anna Hazare's commitment and tenacity in exposing corruption in public office that has often put the government on the mat and compelled it to make people-friendly laws.

A true Gandhian, Anna (as he is fondly called) has through his peaceful struggle, using the non-violent weapon of fasting, succeeded in getting some revolutionary laws legislated in Maharashtra. Most of his hunger protests have been undertaken at the Yadavbaba Temple where he lives, and sometimes at the Azad Maidan in Mumbai. (He has not visited his family house in the past 35 years.) So, it's perhaps only a logical sequence that he has now stepped up on the national stage, to become an instant icon of the nation, and especially for our youth.

As a soldier, Kisan Bapat Baburao Hazare was posted at the Khemkaran border in the 1965 Indo-Pak War. He was the only survivor in an enemy air attack that killed all his fellow soldiers on 12th October of that year. That's when he felt that God had a purpose for him and he decided to dedicate his life to work for the people. Anna also took a pledge to remain a bachelor.

He started work in the gallis (bylanes) of his native Ralegan Siddhi, troubled by the plague of alcoholism among the villagers, their dire poverty, the barren lands and the consequent large-scale migration of people to urban centres. In this situation, Anna stayed calm, and driven by a passion to make a difference, he encouraged fellow villagers to adopt five commandments: A ban on alcoholism; a ban on cattle grazing; water conservation; family planning; and shram daan (voluntary physical labour). And he was able to make a big difference, very quickly, and transform Ralegan Siddhi into a sterling model village that even Mahatma Gandhi would have been proud of.

The people built bunds that collected rain water and were crucial in making the village an agricultural hub within a few monsoon seasons. Together with the other commandments, the village soon became a model to be emulated by others, drawing hundreds of visitors from across the country and even around the world, who came to learn and even today draw inspiration from the incredible social and economic transformation.

It was during this process in Ralegan Siddhi that Anna experienced first-hand the malaise of corruption in government offices, how the concentration of power in the gram panchayat (a body of a handful of elected representatives), instead of the gram sabha (the people's collective), resulted in corruption and unfair decisions, and led to increasing injustice and poverty among villagers. He realised that fighting corruption at all levels and making people-friendly laws was the only way. Thus began a relentless campaign under the banner of 'Bhrashtachar Virodhi Jan Andolan' (Citizens' Crusade against Corruption). This led to a series of exposes of bureaucrats and ministers that often embarrassed the Maharashtra government and compelled it to introduce better laws.

Anna's best-known crusade was for the introduction of the Right to Information (RTI) Act in Maharashtra. Aruna Roy was spearheading the RTI movement in Rajasthan. Anna felt that the Official Secrets Act of 1923 that the British used to loot the country, must be struck off and be replaced with a transparent system that could only happen through something like the RTI. For this, he undertook a hunger protest at Azad Maidan in 2003, which culminated in the implementation of state RTI Act. But the legislation was toothless and again he campaigned and succeeded in setting up an expert citizens' committee to strengthen the law. Subsequently, much of this became part of the national RTI Act that came into force on 12 October 2005.

Not many will know that Anna was also instrumental in working out the Prevention of Delay in Discharge of Official Duties Act, against red tapism, which was enacted on 25 May 2006. He was angry that upright government officers were transferred, sometimes within months of being posted to a place, whereas some corrupt and favoured officials were cosy in their postings for 10, even 20 years.

He was also furious over government officials sitting on files that contained important public proposals and decisions. He fought tooth and nail for a law whereby a government servant must clear a file within a specified time and that transfers must take place only after three years. The Prevention of Delay in Discharge of Official Duties Act provides for disciplinary action against officials who move files slowly and also enables monitoring officials who stay too long in a post, or in a department, and for involvement in a corrupt nexus.

Anna also campaigned between 1998 and 2006 for amending the Gram Sabha Act, in order that the people (meaning the villagers) have a say in the development works in their village. While the state government refused to bend to his demand, it had to give in due to public pressure. As per the amendments, seeking sanction of the gram sabha (collective of villagers, and not just the few elected representatives in the gram panchayat) for expenditure on development works in the village is mandatory. In case of expenditure without the sanction of the gram sabha, 20% of gram sabha members can lodge a complaint to the chief executive officer of the zilla parishad with their signatures. The chief executive officer is required to visit the village and conduct an inquiry within 30 days and submit the report to the divisional commissioner, who has powers to remove the sarpanch or deputy sarpanch and dismiss the gram sevak involved. Anna was not satisfied, as the amended Act did not include "the right to recall a sarpanch". He insisted that this should be included and the state government relented. Recently, Anna joined hands with Arvind Kejriwal, the renowed RTI activist, to bring in a stronger Area Sabha Bill (at the moment it is still toothless), so that citizens in urban areas will have a say in the expenditure undertaken in their ward. A three-member committee has been set up by the Maharashtra government with Mr Kejriwal as one of the members. Public consultations are in progress.

Here is a run-down of some of Anna Hazare's major campaigns.

Liquor Prohibition Policy: Anna realised that alcohol addiction of the breadwinner in the family affected the woman of the house who was usually left to fend for herself and the children. He appealed to the government to bring in a law, whereby prohibition would come into force in a village if 25% of the women in the village demanded it.

In July 2009, the state government issued a government resolution amending the Bombay Prohibition Act, 1949. As per the amendments, if at least 25% of women voters demand liquor prohibition through a written application to the state excise department, voting should be conducted through a secret ballot. If 50% of the voters vote against the sale of liquor prohibition should be imposed in the village and the sale of liquor should be stopped. Similar action can be taken at the ward level in municipal areas.

Thereafter, another circular was issued, making it mandatory to get the sanction of gram the sabha for issuing new permits for sale of liquor. In some instances, when women agitated against the sale of liquor, cases were filed against them. Anna took up the issue again and in August 2009 the government issued another circular that sought withdrawal of cases against women who sought prohibition of liquor in their villages.

Curb on sand extraction for developmental works that is destroying rivers and the environment: The sand mafia is notorious in Maharashtra, and it has the blessings of leading politicians of the state. Anna appealed to the government that this loot of natural resources must stop as it is leading to falling water levels and turning fertile lands into deserts.

After regular correspondence with the government and a series of meetings, the state government issued a government resolution in August 2009 that empowered gram sabhas to decide on sand extraction and that auctions should be held in front of the gram sabhas, with the attendance of the tehsildar, police officer and talathi being mandatory.

Use of biometric system to monitor attendance: Officers and staff at various government offices do not attend office on time, which causes inconvenience to people. Anna demanded the introduction of a biometric system to deal with the problem. Accordingly, on 28 July 2009, the state government ordered that a biometric attendance system should be installed at all government offices. This would help monitor attendance and speed up administration.

Warranty tenure of road works:
The zilla parishad undertakes road works on which it spends crores of rupees every year, but most of these works are of poor quality, due to rampant corruption. Still, no contractor is taken to task for low quality work.

Anna Hazare's campaign resulted in the government issuing a special circular in July 2009 that requires zilla parishads to put up boards giving information of the road works, such as the contractor's name, the date of commencement of work, the total expenditure, the date of conclusion of the work and the warranty period. The contractor is held responsible for repairs of roads during the warranty period to ensure quality of work.

Now, with Anna Hazare demanding a joint committee for the Jan Lokpal Bill, it is unlikely that the central government will be able to ignore this much longer. For, he is one face in the country with a crystal clear image. And he is one who will not give up till he has achieved his mission for the good of the people.



Share this article:


Submit your comments

Name * :
Email Id * :
Author Url:
Comment*:
alert me when new comment is posted on this article
Security Code: secure code
Not readable? Change text.

6 Comments
jai narayan 9 months ago
jab tk is des me kangresh jaise sarkar rahege tab tak ye desh age nahi bhedga.
jai hind
» Reply » Link » Report abuse
prasanta misra 1 year ago
the democracy of india is nothing short of corruptioncracy.politicians,the bureaucracy and the police as well as legal system is a mockery of emocracy.as a ctizen i feel totally helpless at the way the country is being burgled.cwg,2gscam are just tip of the iceberg.i am not an economist but the inflation can be directly attributed to the lakh crore scams of the central government and state governments.i am sure annahazare and ramevji are the saviours of this country,we mustall givefull support to the movement they have initiated.the press plays a very dubious role and therefore we shuld be all wary of press manipulations.jai hind
» Reply » Link » Report abuse
pravin 1 year ago
sigh.all he wants is to make govt more efficient and honest.that is like making a dog's tail straight. i'd have adored him if he had campaigned to demolish the size of the gargantuan socialist state.why isnt air india a worse loot than 2g or whatever? so another messiah -the lokapl -is going to save us now?.in our dreams.the only way to avoid corruption is removing the interference of the sarkar in economic affairs.
This is all so heartbreakingly naive
» Reply » Link » Report abuse
Himmat Joshi 1 year ago
I appriciate very timely and most inspiring article on the life sketch of Anna Hazare.Indeed he has proved that -
- A strong determination and will may move mountains.
- There is somebody who bothers for Aam Aadmi , a word always used by crooked politicians who hardly do anything for him.
- Action speeks louder than lip service.
- There is no need of joining political party or forming any political party if something is to be done for masses.
- A service to common man is service to God only.
- And finaly a Gandhi could take birth again also if the need be. He undoubtedly reaffirms ,revives and reminds strongly of the values that once upon a time the father of Nation practised against injustice and of course in 100 % peaceful, democratic means.
» Reply » Link » Report abuse
Manali Rohinesh 1 year ago
The Jago Party has sent around a very nice video to people who have signed up with them, some time ago - where Anna Hazare has spoken about himself eloquently. Take a look here - http://www.jago.in/home.php?language=eng...

Please put up such relevant links in your stories as well. Like the Veeresh Malik column concludes by saying 'log in'. A nice link would have been helpful here.
» Reply » Link » Report abuse
Pankaaj Maalde 1 year ago
He is truly our BHARAT RATNA.
» Reply » Link » Report abuse
What's Hot
From this section

  • JP Morgan Loss: Were any laws broken?
    When banks are in trouble, they often mislead the world about their financials. Maybe JPMorgan disclosed everything properly about its $2 billion loss, but that's what we need to determine.
  • Ayurvedic doctor penalised for giving allopathic medicine that led to
    The National Consumer Commission, while upholding State Consumer Forum’s decision, questioned why an Ayurvedic practitioner administered allopathic medicines without any knowledge of the same
  • 4 doctors of Max Hospital held guilty of negligence; anxious father
    Following the death of his daughter due to medical negligence in Delhi’s posh Max Hospital, the aggrieved father invoked 50 RTI applications in various departments to seek justice. Last week’s order by CIC Shailesh Gandhi provides some hope
  • ‘Lucrative’ assignments: A Messy Saga
    Top bureaucrats and chairmen of banks and public sector entities (barring a few honourable exceptions) are guilty of corruption and looting of public assets. However, their political godfathers ensure that they escape strict action
  • Harshad Mehta Scam: A Distorted Picture of 1992
    Even after a 20-year effort, the special court is discussing the possibility of pushing the hearings. The only major beneficiaries have been India's lawyers, whose incomes rose by a factor of 10 or more



What's Hot
Recent Additions


RIL does not hold stake in any media company – True or 
It may be true that on paper, RIL does not hold any stake in any media company, as the minister stated in Rajya Sabha. However, the Reliance group now openly controls Eenadu TV
Did New India overcharge lakhs of policyholders? – II 
New India Assurance admitted that a software glitch resulted in overcharging mediclaim premium, but has dragged its feet on providing information. It now says that it gave a wrong
Daily cleansing for the mind 
Breathe away to happiness and glory! Bath for the mind consists in daily replacing our negative thoughts like hatred greedy, jealousy, anger and pride with positive thoughts like
Did New India Assurance overcharge lakhs of mediclaim 
Is New India Assurance sitting on crores of extra premium collected due to a software glitch? It does not even know how many policyholders paid excess premium and is stonewalling
President Pratibha Patil’s luxurious home continues to 
The 2,42,000 sq ft of land in Pune returned by President Patil is to be ‘suitably’ used for an alternative purpose. Communication from the ministry of defence is


bulletMost Popular




Moneylife Shop

pathbreaker-1-New.gif Pathbreakers
Pages - 223

List Price - Rs.1200
Our Price: - Rs.1000
Plain Truth_Stock Investing.jpg Plain Truth about Stock Investing
Pages - 96

List Price - Rs.125
Our Price: - Rs.100
Plain Truth_Mutual Funds.jpg Plain Truths about Mutual Funds
Pages - 104

List Price - Rs.125
Our Price: - Rs.100
Plain Truth_Investment.jpg Plain Truths about Investments
Pages - 115

List Price - Rs.125
Our Price: - Rs.100
Plenty more interesting articles in the ML Store inside, Gift it to someone else or yourself!

Go to Moneylife Shop
Moneylife
Navigator

Subscribe to Moneylife | Send a Gift Subscription | Visit Moneylife Store | Offers & Promotions | Moneylife Newsletter | Useful Resources

Newsviewer | Commentary | Markets | Companies & Sectors | Investing | Personal Finance | Small Business | Life

Moneylife Home | Moneylife Magazine | Moneylife Shop | Corporate Moneylife | Contact Us


Moneylife - Mutual Fund, Health Insurance, Fixed Deposit & Investing In India
© 2009-12. All rights reserved by Moneywise Media and it's subsidiaries.

No contents of Moneylife.in website or Moneylife Magazine shall be reproduced without prior permissions from the authors of
Moneylife.in website and/or publisher of Moneylife Magazine.

You are bound by Terms and Conditions for using this website any further this point.
We maintain standard guidelines of User Privacy and may not disclose private user information to third parties.

Write to Moneylife webmaster for all the questions, reports and complaints pertaining to this website.

DISCLAIMER: This article is written purely in the public interest. While every attempt has been made to ensure that the information provided on this page is accurate, Moneywise Media Pvt Ltd and its group companies (together called as ‘Moneylife’) will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through its site(s).