If you have to pay $50 for a get-rich-quick scheme, who’s getting rich — you or the person you’re buying the scheme from?
How easy is it to get rich quick? Real easy, according to the Internet. Here are 50 ways we found to make plenty of money fast. And while some ideas may actually work (you really can get money from sperm donations), other ideas may not be so great. If you have to pay $50 for a get-rich-quick scheme, who’s getting rich — you or the person you’re buying the scheme from?
1. Buy gold.
2. No, wait. Sell gold.
3. Or maybe buy and sell gold.
4. Gold is out. Silver is where it’s at.
5. You could say five magic words to your teller and walk away with free silver.
6. Maybe both. Maybe buy gold and silver.
7. Maybe forget about gold and instead use the Bible’s Money Code.
8. Or just let God multiply your riches.
9. Use passive income to make a $4,520 a month in the next 30 days.
10. Maybe invest in something like the new, free, unspecified highway being built across America.
11. Or invest in Blue Fire Oil Drilling.
12. Invest in thorium.
13. Invest in coal and rake in a 240% return.
15. Invest in 3D printing.
16. Invest in this company that was hand-picked by Steve Jobs in 2005 but they are not going to tell you what it is until you give them your credit card information.
17. Invest in a “toll bridge” company that profits from all cell phone sales.
18. Invest in a copy of Ron Paul’s lost “Gold Bible.”
19. Invest in natural gas.
20. Invest in a small group of stocks that will go through the roof when the Pentagon unleashes Plan X.
22. Invest in uranium.
26. Use a backdoor to invest in the secret stock market U.S. Presidents use after they leave office.
27. Or just invest in something you don’t own: Become a paper landlord and collect rent checks without owning property.
28. Game the system. Use one weird trick to add $1,000 dollars to your Social Security check.
29. Bitcoins, baby. Bitcoins.
30. Harness the power of options.
31. Buy the Major Market Trend Indicator, which is powered by the Market Timer Algorithm that specifically searches for high-expectancy stock opportunities and other such jargon.
32. Maybe it’s time to harness Mother Nature and build your own miniature solar and wind power plant on your property to save big on electricity.
33. Understand the market’s opening range.
34. Sell adult toys online, a booming business.
35. Like this one company on Facebook and you’ll have financial freedom in 24 months.
36. Be a successful investor by following this rule: Don’t lose money.
37. Slap Warren Buffet’s name onto something for instant money.
39. Escape from the USA . . . without ever leaving home and somehow profit.
43. Use little-known corporate loopholes to collect an extra $2,000 every week.
44. Sperm donations.
45. Use the “Mainz” source of income to collect royalties.
47. Flip real estate for fun and profit.
49. Trust no one.
50. If all else fails? Collect underpants and profit.
US consumers with questions and concerns about their new health insurance under the Affordable Care Act sometimes find that complaints on social media get a faster response than calls or emails
Fed-up consumers, armed with questions and concerns about their new health insurance under the Affordable Care Act, are flocking to social media websites to seek answers and vent their frustrations.
For some, it’s because they can’t get through on the phone. For others, it’s a way of getting attention right away before trying phones or email.
This digital equivalent of line-jumping appears to be working.
A week ago, New Jersey writer Jen A. Miller sent a tweet asking:
A representative of Horizon Blue Cross Blue Shield replied the following day and asked for more information.
“After an email exchange, HorizonBCBSNJ called and figured out that a ‘glitch’ delayed the mailing of the February bills,” Miller told me in an email. “I ended up paying over the phone.”
Miller said she turned to Twitter first because the last time she had an issue with Horizon — with her website login — “it took 40 minutes and two calls (including the part where the first person I talked to gave me the wrong number to call).”
“So when I had this issue, I tried Twitter first.”
Thomas Vincz, a spokesman for Horizon, wrote that the insurer has been deluged with new enrollees. More than half of its enrollment from HealthCare.gov, which is handling sign-ups for New Jersey, came between Dec. 15 and Dec. 24. “This crunch required intensive work in subsequent days and weeks to address many back end issues with enrollment verification and payment processing,” he wrote.
Horizon extended its hours, tripled its customer service staff and delayed payment deadlines, and things are returning to normal, Vincz said. “But we’re maintaining higher levels of customer service staffing to better assist our members during this busy time.”
Companies across the country are feeling the heat. This from Michigan:
And this from Illinois:
Among companies receiving the most scorn is Anthem Blue Cross. Earlier this week, we reported how the company had canceled the policies of some consumers in California, then switched them into new plans and deducted the premiums automatically from their bank accounts. Needless to say, consumers who chose other insurance options were none too pleased.
The man who responds to those messages, spokesman Darrel Ng (@AnthemPR_CA), told me in an email that the insurer’s customers are interacting with companies in ways beyond the traditional phone call. “In response to this new demand, we created our customer service twitter account @AskAnthem several years ago to assist members. As consumers themselves started proactively contacting our other twitter accounts, we started directing these inquiries to customer service for assistance.”
The insurance company Aetna has a dedicated Twitter account, @AetnaHelp, to assist with customer service queries — and it’s been busy lately.
Spokesman Matt Wiggin said the beginning of the year is a busy time for the insurer and is particularly so this year because of the Affordable Care Act and its changing deadlines.
“There have been some instances where call volumes have been heavy and if people have not been able to get through or been able to get the information we need, they’ve either reached out to us through social media or other means available,” he said. “It’s just another way for folks to engage with us.”
Sometimes, Aetna’s tweets are even proactive. When a customer of Anthem Blue Cross tweeted dissatisfaction and said her business was up for grabs, Aetna’s customer service team chimed in.
The California HealthCare Foundation has been tracking Twitter sentiment around the Affordable Care Act. In a report released last week, the foundation found that in general, there has been much less discussion about the law recently than there was in October when HealthCare.gov, the federal marketplace, didn’t work. In December, the conversation shifted somewhat to the affordability of options.
Catherine Teare, a senior program officer for health reform and public programs at the foundation, said she doesn’t have data about consumers interacting with their plans on Twitter, but added that an uptick makes sense.
“I don’t think these tweets give us necessarily a way to grade either the performance of the insurance companies or of the exchanges, but we certainly didn’t see the complaints about insurance companies back in November because people weren’t that far through the process,” Teare said.
Even state insurance exchanges themselves are getting into the act, responding to Twitter queries lobbed their way. This from California:
Anne Gonzales, a spokeswoman for Covered California, said the exchange has a social media team that monitors its Twitter feed, Facebook pages and Instagram account around the clock.
“We actively respond to consumers using social media to answer their questions and to help them through the process,” Gonzales wrote. “We get as many as 500 Facebook posts a day, and the social media team answers up to 50 questions a day, so it's becoming a valuable tool for people in need.”
Gonzales said the exchange’s Facebook and Twitter followers help each other out and compare notes. “People root each other on to get covered, and congratulate others on successful enrollment,” she wrote. “We recognize that social media is the resource of choice among younger, more tech-savvy consumers, and we are using it as a tool to get consumer feedback and to reach out to those experiencing difficulty in enrolling or getting information.”
Nifty has to close above 6,175 for the downtrend to pause. Intraday rallies are likely
The market was in the green for almost the entire session today except in the last hour of the trading, when it gave up all the gains and plunged into the negative. Yesterday, we had suggested that sellers may get active after a short rally in Nifty but this rally is yet to take place. The Sensex opened at 20,784 while the Nifty opened at 6,161. The indices immediately hit its day’s high at 20,829 and 6,170. The Sensex closed at 20,647 (down 36 points or 0.18%) while the Nifty closed at 6,120 (down 6 points or 0.10%). The fall on the Nifty was on a lower volume of 54.87 crore shares.
The market may witness a volatile session tomorrow on the expiry of futures and options. Globally, the market players also look ahead for the last meeting for Chairman Ben S Bernanke where the Federal Open Market Committee releases a statement on its trimming of its bond buying program. Janet Yellen is set to take over as the US Federal Reserve chairperson.
Justifying yesterday move of rate hike the Reserve Bank Governor Raghuram Rajan said the decision was not to ward off any possible contagion on the domestic financial markets from troubles in some of the emerging market currencies, but to bring down inflation. The governor also said he would have liked to see a stronger reduction in core inflation, which stayed steady in the past few months.
India central bank Governor Raghuram Rajan signaled he’s preparing to follow through on proposals to make inflation the bank’s top priority even at the risk of friction with Prime Minister Manmohan Singh’s government.
US indices closed in the positive on Tuesday. US President Barack Obama on Tuesday vowed aggressive action on helping the US economy, saying he would bypass Congress on key issues including creating a new retirement-savings program and raising the minimum wage for workers on new federal contracts.
Republicans slammed the president for his pledge to go solo to help narrow the economic gap. "Instead of our areas of common ground, the president focused too much on the things that divide us - many we've heard before - and warnings of unilateral action. The president must understand his power is limited by our constitution," House Speaker John Boehner said in a statement.
Consumer confidence climbed in January, with assessments of both the present situation and expectations improving, the Conference Board said Tuesday. The surprise rise took the index to the 80.7 level.
Orders for big-ticket US goods sank 4.3% in December and posted the biggest drop since midsummer, largely because of fewer bookings for autos, large aircraft and military hardware, the government said Tuesday.
US home prices ticked down 0.1% in November, the first decline in a year, with nine of 20 tracked cities posting price drops as winter approached, according to data released Tuesday.
Except for Taiwan Weighted (down 1.58%) and Straits Times (down 0.47%) all the other Asian indices closed in the positive. Nikkei 225 was the top gainer which rose 2.70%.
European indices were trading in the red while the US Futures too were trading lower. Turkey's central bank hiked all of its key interest rates at an emergency midnight policy meeting on Tuesday ignoring opposition from Prime Minister Tayyip Erdogan as it battles to defend the country's crumbling lira.