World
10 weeks of outflows from Emerging Markets
While Indian markets are getting huge inflows, money is flowing out of other emerging markets
 
 
Dedicated EM (emerging markets) equity funds reported a large outflow of US$3.20bn for the week ending 21 January 2015. This is the 10th consecutive week of outflows for dedicated EM equity funds, cumulatively amounting to US$24.3bn (2.7% of AUM-assets under management). This is according to a Morgan Stanley research note. 
 
The chart below shows the extent of outflows:
 
 
The position specific to the Indian market over more than a decade is shown in the chart below:
 
 
At the country level for equities (aggregate flows from all funds, global + EM dedicated funds, in US$ terms), China reported the largest outflows within EM markets of US$1.9bn this week. Relative to their AUM, China, Columbia and Chile were the major EMs to report outflows this week, while India, Turkey, and Korea reported inflows relative to their AUM. Within developed markets, USA and UK reported the largest outflows relative to their AUM this week, while, Germany, France and Italy reported the largest inflows relative to their AUM.
 
All sectors in EM reported outflows this week, with Financials, Energy and Utilities reporting the largest outflows relative to AUM in this week.
 
The comparative position of emerging markets in different countries is shown in the chart below:
 

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Nifty, Sensex will turn highly volatile – Wednesday closing report

Intraday volatility will increase sharply

 

In Tuesday’s closing report, we had mentioned that the Indian market would give up some gains. On Wednesday, after almost a flat move up to 11am, the benchmark indices were pulled up to reach another life time high. However, it immediately moved lower crashed to the day’s low. A quick recovery on the NSE’s CNX Nifty helped the benchmark to close marginally higher while S&P BSE Sensex closed slightly lower breaking the eight-days of up move.
 
Sensex opened at 29,566 while Nifty opened at 8,903. The benchmarks hit its new life time high at 29,786 and 8,985. Sensex reached to the low of 29,418 and closed at 29,559 (down 12 points or 0.04%), while Nifty recovered after hitting a low of 8,874 and closed at 8,914 (up 4 points or 0.04%). NSE recorded a volume of 98.04 crore shares. India VIX rose 9.32% to close at 19.7700.
 
Market may remain volatile on Thursday with the expiry of futures and options (F&O) segment for the month of January 2015.
 
Growth prospects for India are getting better with improvement in several macro-economic fundamentals, which triggered huge curiosity among domestic and foreign investors, finance minister Arun Jaitley said on Tuesday. He said in order to take advantage of the opportunities, there is a need to address two major concerns, which include quick decision making and stability in policy matters and reforms in tax structure and administration.
 
Coming back to stock markets, Ajanta Pharma (11.95%) was the top gainer in ‘A’ group on the BSE. The stock hit its 52-week high today. Improved result and the board approval to subdivide the shares moved the share price higher.
 
Redington India (6.58%) was the top loser in ‘A’ group on the BSE.  The reports that Apple, the maker of iPhones and iPads, is roping in global retail major Brightstar to sell its devices in India affected the stock as it is among the two companies which at present are the distributor of Apple products. Apple accounts for major portion of Redington's sales.
 
HDFC (2.21%) was the top gainer while Bharti Airtel (4.99%) was the top loser in the Sensex 30 pack.
 
On Tuesday, US indices closed deep in the red. The American Petroleum Institute (API), an industry group, said that US oil stockpiles surged by nearly 13 million barrels last week. Larger-than-expected rise in weekly US crude inventories bolstered speculation that a global glut will persist and economic growth is not picking up.
 
A two-day meeting of the Federal Open Market Committee (FOMC) concludes today. Official figures showed orders for US durable goods, which economists treat as a proxy for business investment, dropped 3.4% in December 2014 following a 2.1% fall in November 2014.
 
Asian indices showed mixed performance today. NZSE 50 (0.99%) was the top gainer while Shanghai Composite (1.41%) was the top loser.
 
European indices were trading marginally lower while US Futures were showing mixed trading.
 

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How to get physical shares transferred and converted into demat
Some people are holding shares not transferred in their name and don’t know how to go about the transfer. Here is the procedure 
 
Corrected: As per Companies(Share Capital & Debentures) Rules, 2014, form 7B has been replaced with form SH-4
 
UPDATE: Updated to include additional information provided by NSDL's Rajesh Doshi on demat and bank names that provide franking facility
 
Several people are still left with shares in physical format. If these are transferred in their name, they can continue to hold them and get them dematerialised anytime they want to. What about those who are holding shares not yet transferred in their names? One cannot sell these shares in physical forms through stock exchanges, unless it is dematerialized. Several readers of Moneylife, said they wanted to transfer physical shares jointly held. But they don’t know the way out.  
 
Asking National Securities Depository Ltd (NSDL) is of no help. You will get a standard reply like this: "Shareholders can dematerialise physical shares in their own name. As such, transfers of physical shares are outside the purview of depository system. There is also no trading in physical shares on the stock exchanges and hence they can only be transferred in private deals. The recommended course of action for investors holding physical shares is to dematerialise them. Transfer of demat shares is also exempt from stamp duty." 
 
When we asked around, one member of Moneylife Foundation, Adil Daruwalla turned out to be helpful on how get the franking done. We made our own enquiries. Here is the procedure to transfer shares in physical form...
 
1. Send the share certificates along with the Share Transfer Deed (Form SH-4 available with stock exchange and brokers) duly filled in, executed and affixed with appropriate share transfer stamps (available with authorised stamp vendors) at 0.25% of the market value (of the scrip) on the date of execution of the transfer deed. Self certified copy of the PAN Card of the transferee(s) needs to be submitted along with the instrument(s) of transfer and Stamp duty has to be affixed.
 
Since 1 July 2002, Maharashtra government has banned sale and use of share transfer stamps and mandated franking for such deeds. This facility was available at Bank of India branch in BSE building. However, since December 2014, this facility has been closed. Franking now happens at Town Hall General Stamp office only or other central offices of collectorate of stamp fees within Maharashtra State, through online registration or without online registration. The process can be found at https://gras.mahakosh.gov.in. 
 
a. For paying the stamp duty without registration, you can use your online bank account. Here are the steps involved in the process...
 
 
 
I. Select Pay without registration
II. Select Department as Inspector General of registration
III. In payment type, select Non Judicial Stamps
IV. Select the appropriate location in District
V. In office name, select General Stamp Office Mumbai
VI. In Scheme Name, select 'Purchase of franking code SOS Mumbai only'
VII. Select year as 2014 - 2015
VIII. In Article Code, select One time Adhoc
IX. Fill in the Amount 
X. Give Payee details
XI. Select e-payment/Bank
XII. Fill in image text
XIII. Click on Submit
XIV. Print GRN MTR6 Challan
 
Take this printout with your share transfer form to the office to get your stamp fee franked on your transfer form.
 
i. If you do not have an online account, then
 
I. Print the GRN MTR6 Challan
II. Fill in your details and make the payment at your concerned bank's branch where they accept payment for general stamp office with pay in slip etc.
III. Take the Form and the paid amount along with your transfer for franking.
 
In both cases, you will have to carry a letter addressed to the Additional Collector (Stamps) in following format...
 
From:
_________
_________
_________
 
To
The Additional Collector Stamps
General Stamp Office Fort
Mumbai 23
 
Sub:- To Affix Special Adhesive Stamps on Share transfer form
 
Respected Sir,
 
With reference to the above mentioned subject, I have to state that I have paid stamp duty of Rs.________________ as per MTR Challan No 6 (GRN No. __________________________)
 
I hereby request you kind selves to kindly affix the requisite stamp duty on the same.
 
 
 
Yours Faithfully
 
(Note: For Shares, stamp duty @ 0.25% of the market value or the consideration amount (whichever is higher) should be affixed on the instrument of transfer.)
 
One can submit the letter, form and receipt to the General Stamp Office between a specific time period. The franked documents can be collected between a specific period the next day.
 
Rajesh R Doshi, Senior Executive Director of NSDL said, "My understanding is that any bank, which offers franking facility for legal documents can also provide the same for transfer deeds.  We use services of Kapol Cooperative Bank branches at Kalbadevi and Fort for franking of legal documents. We have inquired with them and they have confirmed that they would provide services of franking transfer deeds for physical share transfer. Investors can approach them. There are other banks such as Punjab and Maharashtra Co-operative (PMC) Bank and Citizen Co-operative Bank who also provide facility for franking legal document however we have not used their facility. Investors may inquire with them as well."
 
Here is the checklist for getting your deed franked
  1. Covering letter to the Additional Collector Stamps. Two copies, one to submit and second for receipt of the office and collection next day.
  2. MTR 6 Challan with the GRN No if you have done e payment
  3. Share transfer form 
Every share transfer form that has to be franked requires the above process.
 
After getting the deed franked, the investor can send the share certificates (physical shares) and the share transfer deed (in form SH-4) duly filled in and signed to the company or registrar.  It takes about 10 to 21 days to process the transfer.
 
The statutory time limit fixed for completing a transfer is one month under the Listing Agreement and two months under the Companies Act, 1956.
 
How to convert shares into demat form?
Dematerialisation (demat in short form) signifies conversion of a share certificate from its present physical form to electronic form for the same number of holding. Demat is optional and an investor can still hold shares in physical form. However, she has to demat the shares if she wishes to sell the same through the stock exchanges. Similarly, if an investor purchases shares, she will get delivery of the shares in demat form.
 
There are two depositories, NSDL and Central Depository Services Ltd (CDSL), which hold securities of an investor in electronic form, through depository participants (DPs). DPs provide the link between an investor and company through the Depository.
 
Mr Doshi from NSDL said, physical shares can be dematerialized in the demat account in the name(s) of share holders holding physical shares. In case, shares are held jointly in physical form by investors, then the same can be dematerialized by opening a demat account in joint names.
 
"However," he said, "as I understand,  investors prefer to make use of existing demat account held in single name by first transferring physical shares held in joint name into single name. Transferring physical shares requires payment of transfer fees through franking of transfer deed documents, a service investors used to avail from BOI Shareholding. Since BOI Shareholding has now stopped this service, investors can use franking facility provided by some banks."
 
Here is how you can convert your physical shares into demat...
 
Open a Beneficiary Account with a DP registered with SEBI and with any one of the depositories, NSDL or CDSL.
Submit the dematerialization request form (DRF) (in triplicate) to your DP duly filled in and signed by all the shareholders, along with share certificate(s) and necessary documents. Ensure that the names and order of names as per certificate(s) matches with the names and order of the names as per the DP account.
Obtain an acknowledgement from the DP.
On receipt of DRF, the DP will generate a dematerialization request number (DRN), which is electronically transmitted to the Company or STA through the concerned Depository.
Simultaneously, the DP will send the physical certificate(s) with the original DRF to the Company or STA for verification and confirmation.
The Company or STA, on receipt of DRF and share certificate(s) will process the request. If the DRF is found to be in order, i.e. verified signature and certificate(s), then it will electronically confirm the request.
The DP on receipt of such confirmation, will credit the account with the shares dematerialized.
The DP will hold the shares in the dematerialised form thereafter on the shareholders behalf and she will become beneficial owner of these dematerialised shares.
 
Important points to note  
1) Validity of the executed instrument of transfer: 
for shares: - 60 days from the date of execution.
for debentures: - for an indefinite period
2) SEBI has notified vide its Circular No. MRD/DoP/Cir-05/2009 dated 20 May 2009 that it is mandatory for all transactions in the securities market including transfer of shares in physical form of listed Companies to be accompanied with copies of PAN card/s of all the transferees. Therefore attach self-certified copies of PAN card/s of all the transferees along with the instrument of transfer  
3) Keep photocopies of certificates, instrument(s) of transfer and other documents sent by post. In case of a loss in transit, they come handy. 
4) Always include your complete address along with pin code while filling in the instrument of transfer/opening an account with a depository participant. 
5) Do not send share certificates / DRF documents to the Company / Registrars directly.
 

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COMMENTS

yash koolwal

1 week ago

while filling the drf forum client id is wrongly mention rest all are write will i get back my certificate or it will be transfer to the wrong mention client id kindly guide me

REPLY

Adi Daruwalla

In Reply to yash koolwal 5 days ago

If you are aware that you have erroneously filled the wrong client ID on the DRF form, inform your depository participant and show them your copy. In the first place DP should be checking the Client ID when accepting the same. There seems to be some oversight. You must have stamped the certificates which you surrendered also with "surrendered for dematerialization" with the client Id which you say is right. Talk to the DP showing your copy and see how they can help you. It is important to keep xerox copies of everything you surrender.

Adi Daruwalla

In Reply to yash koolwal 5 days ago

If you are aware that you have erroneously filled the wrong client ID on the DRF form, inform your depository participant and show them your copy. In the first place DP should be checking the Client ID when accepting the same. There seems to be some oversight. You must have stamped the certificates which you surrendered also with "surrendered for dematerialization" with the client Id which you say is right. Talk to the DP showing your copy and see how they can help you. It is important to keep xerox copies of everything you surrender.

devendrabhatt

3 months ago

respected Adi Sir, thanks for detail information sir , i want to ask that affexing of stamps is completely stooped? if company share listed and its mkt value is only rs5/- then also we to do all above procedure? Millennium Online Solutions (India) Ltd. is the company name its cmp is 1.84, pl advice and oblige my email [email protected]

REPLY

Adi Daruwalla

In Reply to devendrabhatt 3 months ago

You will have to check with RTA if they will oblige by taking and adhesive stamps in your case or Company Secretary/Secretarial department of the said company. Also depends on what is the volume of physical shares to be transferred and the market value. If under 2 lakhs it is at the discretion of the above mentioned departments and you can get their details from BSE website and phone the concerned RTA or company department and find the solution.

devendrabhatt

In Reply to Adi Daruwalla 3 months ago

THANK YOU VERY MUCH SIR.....

Shridhar

3 months ago

Hi,

Thanks to this article, I was able to get one of my share certificates transferred and de-materialized without any problem ! Thank you so much.

I have a question though.
I have another physical share certificate which I want to transfer.
I am based in Pune and this particular company's registrar is also in Pune.

Can I get the SH4 form franked from Pune itself (say, from any local registrar office, etc.) OR do I still need to go to Mumbai's General Stamp Office and perform the procedure ?

Also, In Scheme Name, should I enter 'Purchase of franking code SOS Mumbai only' or select an option for rest of Maharashtra ?

Thanks and Regards,
Shridhar.

REPLY

Adi Daruwalla

In Reply to Shridhar 3 months ago

Please visit the web site https://gras.mahakosh.gov.in
Pune is still missing I think. So it would be better to do
Purchase of Franking Code SOS Mumbai only.

Shridhar

In Reply to Adi Daruwalla 3 months ago

Ok. Thanks a lot !

Kevin Shah

5 months ago

What should be there written in Department Tax Id and i am not able to select in article code anything as i am following dot to dot procedure and what is the amount to filled for stamp duty of shares and i letter what is to be written in letter document amount,franking amount please anyone how has made the procedure till now

REPLY

Adi Daruwalla

In Reply to Kevin Shah 5 months ago

Your query Tax ID leave blank. document amount is the amount you want franked, and same for franking amount. If you have one document then total no of document 1 and same total. if you have more than one document; say 2 then please put the total of both the documents.

Chirag J Panjwani

6 months ago

Hi, my uncle holds physical sgare certificate of few blue chip companies. The problem is when he purchased the shares many years back that time he did not transferred share certificate to his name and he just having transfer deed form signed by seller along with certificates, the problem is its like that transfer deed is expired and my broker asked me to find the seller adress from registrar adress and ask him to sign a new transfer deed form... what should my uncle do now please suggest. my email id is [email protected]

Vedprakash Nadkarni

7 months ago

if the shares are high value then best thing to do is to open a demat account and demat shares in same name combination ...

Vedprakash Nadkarni

7 months ago

if the shares are high value then best thing to do is to open a demat account and demat shares in same name combination ...

Davidson D

11 months ago

In point no 1 by Mr. Adil Daruwala, it has been mentioned that send the share transfer form (SH-4) duly stamped. Should it be sent to the Company or Registrar or can it be given given directly to DP for demat purposes?

amit

11 months ago

Hi,
My father bought shares in my name when i was young using my firstname and surname. My pan card uses my middle name as well ( firstname middlename surname).

How can i get these shares demat.? Please advice.

CS RAO

11 months ago

is there any deadline/last date for dematerialisation of physical share certificates ?

what is the procedure for name correction in physical share certificate?

REPLY

arun adalja

In Reply to CS RAO 11 months ago

there is nodeadline but you cannot sell physical shares in market so it is your dead investment and it is dead money.

Adi Daruwalla

In Reply to CS RAO 11 months ago

As of now there is no set deadline for conversion from physical shares to demat. It is voluntary, but with the digital era advancing in India it is advantageous to hold shares in electronic form for the future. Name correction can be done via a transfer and submitting the proof like PAN, passport etc. If there was an error while printing and sending show the RTA or the company the xerox of the old transfer that you have submitted and ask them how they will do it??

riaz peerbhoyrr

1 year ago

I have 700 physcal shares of Morepen Lab in my daughters name who does not have a demat a/c. I want to get it transferred in my a/c for which I need to submit share transfer form duly stamped to the Co.I am n mumbai so where do I frank the form. Does any bank does franking.Should the transfer form be kept blank or filled in and signed.Is there any other alternative besides franking.?

REPLY

Adi Daruwalla

In Reply to riaz peerbhoyrr 11 months ago

You can get this done at The Additional Collector Stamps
General Stamp Office Fort
Mumbai 23 near Town Hall. Also please read the whole write up for this process. Thanks

Shridhar

1 year ago

Hi,

I was finally able to submit the share transfer request successfully thanks to this article.
Thanks a lot for giving such an in-depth information.

I have a couple of queries though.
My transfer application has been rejected with two Objections :

1) The share certificate has been stamped as 'Surrendered for Dematerialization'. Please renew the Share certificate.

2)The share transfer form SH-4 contains corrections for buyer's address. Please get the corrections authenticated.

Although I had submitted the certificate for DMAT, I cancelled the procedure and the certificate is back with me.
The questions I have regarding the objections are :

1) How do I apply for share certificate renewal? Any separate form? What documents are required ?

2)How exactly do I get the correction authenticated? Does the buyer simply need to sign besides the correction? Or Do I need to do any kind of attestation ?

Thanks,
Shridhar.

REPLY

arun adalja

In Reply to Shridhar 1 year ago

anyway physical shares creating problems as it is done after lapse of time.for renewal you have to ask transfer agent or company they will tell you what is to be done.sometimes if face value is changes then company will issue new certificates.for any corrections in transfer form buyer has to sign at the corrected place.you cannot submit share certificates to dp if it is not your name.pl.clarify people are ready to help you.

Adi Daruwalla

In Reply to Shridhar 1 year ago

This query should be raised with your Demat Bank or entity, or with your broker. What I understand is that you tried to originally submit the shares for demat in your account. Presuming that the demat failed you tried to transfer without getting a rematted physical certificate in your name???? from what i have stated the stamped certificate "surrendered for dematerilaization cannot be sold in physical form unless rematted with the issuing company. Clean certificate without the surrenderedfor demat stamp. These facts were not included in your original query ????

Shridhar Mandke

In Reply to Adi Daruwalla 1 year ago

Thanks for reply guys and sorry if I was not clear earlier !

Ok..so here it goes...
1) The share certificate I have is of correct face value and is valid. So, no issues there.

Also, I have told buyer to sign at the corrected place...Thanks !

2)Previously, I had submitted the share certificate for DMAT. But for some reason, the DMAT request was rejected by DP. Now, because of that, the certificate is back with me but the DP stamp of "Surrendered for DMAT" is there on certificate.

I did not know that I cannot transfer physical shares with stamped certificate. This is the exact reason the registrar rejected my request.
So according to your suggestion, I contacted the registrar and they told me to write an application signed by transferor requesting renewed certificate.

I will be doing that now..but that's what it takes ? Only an application ? No documents required ?

Thanks,
Shridhar.

Adi Daruwalla

In Reply to Shridhar Mandke 1 year ago

Please write when the process is completed. Because along with the application you will need to give the old certificate also.

Vedprakash Nadkarni

In Reply to Shridhar Mandke 7 months ago

Get an ALL STAMPS CANCELLED stamped on all certificates by the dp who had been given shares for demat ....then followup with the RNT agent of the company to see if that is sufficient then submit for transfer

M.H. Suryanarayana

1 year ago

Thanks for the info. in detail.
Please clairfy on the instruction # 10.


Moneylife » Investing » Investor Interest » How to get physical shares transferred and converted into demat

How to get physical shares transferred and converted into demat

M.h. Suryanarayana
Adi Daruwalla
Shridhar
Arun Adalja
Shridhar
65 comments
+ COMMENT

Moneylife Digital Team | 28/01/2015 06:49 PM |
physical shares, BSE, NSE, demat, NSDL, stock exchanges, DP, SEBI
Some people are holding shares not transferred in their name and don’t know how to go about the transfer. Here is the procedure

Corrected: As per Companies(Share Capital & Debentures) Rules, 2014, form 7B has been replaced with form SH-4

UPDATE: Updated to include additional information provided by NSDL's Rajesh Doshi on demat and bank names that provide franking facility

Several people are still left with shares in physical format. If these are transferred in their name, they can continue to hold them and get them dematerialised anytime they want to. What about those who are holding shares not yet transferred in their names? One cannot sell these shares in physical forms through stock exchanges, unless it is dematerialized. Several readers of Moneylife, said they wanted to transfer physical shares jointly held. But they don’t know the way out.

Asking National Securities Depository Ltd (NSDL) is of no help. You will get a standard reply like this: "Shareholders can dematerialise physical shares in their own name. As such, transfers of physical shares are outside the purview of depository system. There is also no trading in physical shares on the stock exchanges and hence they can only be transferred in private deals. The recommended course of action for investors holding physical shares is to dematerialise them. Transfer of demat shares is also exempt from stamp duty."

When we asked around, one member of Moneylife Foundation, Adil Daruwalla turned out to be helpful on how get the franking done. We made our own enquiries. Here is the procedure to transfer shares in physical form...

1. Send the share certificates along with the Share Transfer Deed (Form SH-4 available with stock exchange and brokers) duly filled in, executed and affixed with appropriate share transfer stamps (available with authorised stamp vendors) at 0.25% of the market value (of the scrip) on the date of execution of the transfer deed. Self certified copy of the PAN Card of the transferee(s) needs to be submitted along with the instrument(s) of transfer and Stamp duty has to be affixed.

Since 1 July 2002, Maharashtra government has banned sale and use of share transfer stamps and mandated franking for such deeds. This facility was available at Bank of India branch in BSE building. However, since December 2014, this facility has been closed. Franking now happens at Town Hall General Stamp office only or other central offices of collectorate of stamp fees within Maharashtra State, through online registration or without online registration. The process can be found at https://gras.mahakosh.gov.in.

a. For paying the stamp duty without registration, you can use your online bank account. Here are the steps involved in the process...



I. Select Pay without registration
II. Select Department as Inspector General of registration
III. In payment type, select Non Judicial Stamps
IV. Select the appropriate location in District
V. In office name, select General Stamp Office Mumbai
VI. In Scheme Name, select 'Purchase of franking code SOS Mumbai only'
VII. Select year as 2014 - 2015
VIII. In Article Code, select One time Adhoc
IX. Fill in the Amount
X. Give Payee details

What is the info to be provided against this item. Please clarify.

REPLY

Adi Daruwalla

In Reply to M.H. Suryanarayana 1 year ago

The person who is making the E-payment,from his concerned bank account, it can be the person in whose names the shares are being transferred to. i.e. the Transferee.
It can also be a chartered account or a registered consultant who is doing transfer work authorized by you on your behalf.

M.H. Suryanarayana

In Reply to Adi Daruwalla 1 year ago

Thank you
MHSuryanarayana

M.H. Suryanarayana

1 year ago

X. Give Payee details
WHo is this payee? Please clarify.

Shridhar

1 year ago

Hi,
As I said, I will be coming to Mumbai next week for share transfers. However, I am a bit confused about when to go to Stamp office. I read the queries on article, but got lost in some technicalities. Please Help..

For e.g. My plan is to make online stamp duty payment on say 18th June after getting rates after 3.30pm. Then on 19th June, I'll come to Mumbai, go to stamp office and submit transfer form for franking between 10.30am to 1.30pm.
After franking, I wish to submit the form to company registrar in Mumbai itself on the same day (19th). Is it possible on the same day? Or this will require another day ?

The comment says that collection happens on next day after submitting for franking. What is collection date ?

I Would really appreciate if you can explain this a bit more as I was planning for only a single day stay in Mumbai.

Thanks.

REPLY

Adi Daruwalla

In Reply to Shridhar 1 year ago

Like it says collection is next day.
Between 3-4.30pm. Next day is 20th Saturday, as per your requirement being 3rd Sat if the month govt office should be open but whether it is a full day or not you will need to check. Avoid Sat for collection if possible. Thanks

Shridhar

In Reply to Shridhar 1 year ago

Hi,
Can you please give information for the above ?

Thanks.

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