Mutual Fund, Health Insurance, Fixed Deposit & Investing in India
May 17,2012 | Last update 1 hour ago
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Got a Question
Q: Hi, I have a question about Liquid Funds. How safe is it to invest significant amount of money (say around 10 lakhs) in Liquid Funds compared to savings bank deposit? What factors should be considered in choosing a Liquid Fund? Can you advise on which liquid funds are the safest to consider? Thanks!
Q: I have few investments in mutual funds -SIP and lumpsum- please advice whether to continue or exit at this moment- 1. MORGAN STANLY ACE FUND 2. AXIS LONG TERM EQUITY 3.FRANKLIN TEMPLETON BLUE CHIP 4.J.P MORGAN INDIA EQUITY 5. RELIGARE CONTRA FUND
Q: Dear Sir/mam, I am taking homeloan from HDFC.Do you think that homelaon insurance is needed.The loan amount is 8lacs.Please also suggest suitable insurance products to cover the risk. Thanking you, Kind Regards, Rakesh
Q: i want to take a term insurance with accident disability rider in LIC but there is no rider option available, so will it be a good decision to take a term insurance from LIC and personal insurance from any gov owned insurance company. Kindly suggest. regards Sanjay.N
Q: A well known stock broking company (Raligare) approached me and asked me to invest a lump sum with a promise to multiply money. With the greed I invested Rs. 510,000 and signed an agreement without knowing the complete details. I invested the money by May 2009 and by August the value was reduced to Rs. 45,000. When I approached the higher authorities by then without any sympathy they were telling they were not God to multiply the money. They question how can I rely the words of an employee who was just getting a salary of Rs 20,000 a month. further they simply said that I shall approach SEBI or any other regulatory. Is their way of dealing with their customer right? I know I will not get back my money. But I do not want some other common man like me to loose his money like me. Can you do something to help the common man? I am ready to provide details if needed. I contacted SEBI but it was on no use. Though it is 2 years old I want to share it with you.
Q: I am 42 yrs old. i would like to choose and invest best retirement plan. i can invest approx 70k per annum for 15 yrs. Expecting good return after 18 yrs. Which is good plan. Kindly advise.
Q: i am investing 7000 pm in hdfc top 200 how much i get after 30 years
Q: What kind of Mutual funds are good for the short term period of 6months - 1 Year where we can expect decent returns. And are MIP's good ?
Q: I want to invenst in PFRDA NPS scheme, my age is 37 years, how much i can ivest monthly and how much i can get after 60 years.
Q: want to invest Rs 20000-25000 per year in insurance. plan ULIP premium paying term 5 year/ pls suggest best available ulip plant with 5 year premimum paying term
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Moneylife Events

.Moneylife Foundation held a workshop on 'Detoxify your body the truth about chelation therapy' on 7 April 2012


.Moneylife Foundation held a workshop on 'Democracy at Crossroads need for Electoral reforms' on 27 March 2012


.Moneylife Foundation held a workshop on 'International Women's Day' in Goa on 10 March 2012


.Moneylife Foundation held a workshop on 'Gold all told' on 28 February 2012


.Moneylife Foundation held a workshop on 'Charge up your Moneylife' on 25 February 2012


.Moneylife Foundation held a Screening of ' The Journalist and the Jihadi- The Murder of Daniel Pearl' on 18 February 2012


.Moneylife Foundation held a workshop on 'A Holistic Approach to Wellness & Health care' on 7 February 2012


.Dr Subramanian Swamy at Moneylife Foundation's 2nd Anniversary program


.Noted lawyer Parimal Shroff speaking on Housing regulation on 25 January 2012 at Moneylife Foundation


.Moneylife Foundation held a workshop on 'Investor Empower Yourself held at Hyderabad' on 22 January 2012


.Moneylife Foundation held a workshop on 'using RTI effectively in the financial sector' on 17 January 2012


.Moneylife Foundation held a workshop on 'How to be safe and smart with your money' on 10 January 2012


.Moneylife Foundation held a two-day summer special workshop on Financial Literacy on 20th and 21st April


.Moneylife Foundation held a workshop on 'Brokering News'on 20 December 2011


.Moneylife Foundation held a workshop on 'Investor, Empower Yourself' in Pune on 17 December 2011


.Moneylife Foundation held a workshop on 'Investing abroad opportunities,risks and taxes' on 13 December 2011


Citizen right.Moneylife Foundation held a workshop on 'Citizens right to grievance redress bill' on 24 November 2011


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Top Stories


Moneylife Digital Team 2 Comments
IRDA chairman underlines that nobody should be refused an insurance but admits enforcement may be lackingnew article

Speaking at a Moneylife Foundation seminar, IRDA chairman J Hari Narayan also said prohibiting banks from selling insurance products is not feasible in India

Vinita Deshmukh 1 Comment
4 doctors of Max Hospital held guilty of negligence; anxious father awaits action after CIC’s ordernew article

Following the death of his daughter due to medical negligence in Delhi’s posh Max Hospital, the aggrieved father invoked 50 RTI applications in various departments to seek justice. Last week’s order by CIC Shailesh Gandhi provides some hope



bulletOther Top Stories

Prof Dr BM Hegde  
Stress and distress are an integral part of lifenew article
The strongest bridge of all could be built with human love to withstand all distress. We need this message now more than ever before in history
Moneylife Digital Team  
Nifty may stage a slow recovery: Wednesday Closing Reportnew article
If today’s lows hold, the Nifty may see a short rally
AK Ramdas  
Thrills and perils at the front desknew article
The hectic work at the front desk meant staff being alert all the time, but despite this there were some goof-ups that were resolved without much ado. The 34rd part of a series describing the unknown triumphs and travails of doing international business
Moneylife Digital Team  
Ayurvedic doctor penalised for giving allopathic medicine that led to a patient’s deathnew article
The National Consumer Commission, while upholding State Consumer Forum’s decision, questioned why an Ayurvedic practitioner administered allopathic medicines without any knowledge of the same
Moneylife Digital Team   4 Comments
Warburg Pincus’ dud investment in Moser Baer: An honest mistake?new article
Warburg Pincus, a private equity giant, sold its investment in Moser Baer after taking a massive loss. It is strange that Warburg took 12 years to realise what was apparent long time ago
Moneylife Digital Team  
Fund Performance: Worst Equity Fundsnew article
Schemes from JM Financial, LIC Nomura and HSBC have done disastrously
Moneylife Digital team  
N Prasad of Matrix Lab arrested for sweetheart deal with Jagan Reddynew article
According to CBI, Prasad invested several hundred crores of rupees in companies floated either by YSR Reddy or his son, Jaganmohan Reddy and paid huge premium for the shares, which was nothing but a quid pro quo deal
Moneylife Digital Team   1 Comment
Unimpressive quarterly earnings results show cost pressures
Sales growth of the 415 companies that have declared their results so far, have been excellent but their margins have been squeezed, leading to very poor profit growth
AJ   5 Comments
When the going gets tough, airlines get stingy!
“It’s the economy stupid,” said an airline executive I know. While innovative ways to price various services is the global airline model these days, there are days it gets too much and some of these are ahead of us!
MORE IN OTHER TOP STORIES
Gay marriage: President Obama’s bold move 
SEBI asks MPS Greenery to deposit Rs1,169 crore in escrow account 
IRDA given life insurance memorandum by Moneylife Foundation  2 Comments
IRDA given health insurance memorandum by Moneylife Foundation  3 Comments
RIL does not hold stake in any media company – True or False? 
Ashok Leyland reports poor quarterly and annual results, ropes in MS Dhoni as brand ambassador 

Moneylife Select: Best from Print & Web




bulletOther News

MORE IN OTHER NEWS
Maharashtra to form guidelines for radiation from mobile towers  1 Comment
Opposition fears repeat of 1991 as rupee touches record low  1 Comment
Air India begins international operations; pilots want government to initiate talks 
US slaps sanctions against Dawood aides Chhota Shakeel and Tiger Memon 
CBI raids Yeddyurappa, kin's residences 

bulletMarket

MORE IN MARKET
Nifty make a staggered upmove: Tuesday closing report 
Nifty struggling to rally: Monday Closing Report 
Futures and options have stopped trading suddenly on NSE 

bulletMutual Funds

MORE IN MUTUAL FUNDS
Equity Mutual Funds: Lowest sales in the last three years in April 2012 
DSP BlackRock Dynamic Asset Allocation Fund: Aiming to time the market 
Best Mutual Fund: How to choose winning equity funds 
AMFI platform for fund transaction: A white elephant in the making?  12 Comments

bulletInsurance

MORE IN INSURANCE
Did New India overcharge lakhs of policyholders? – II  11 Comments
Life Insurance: Toxic plans  1 Comment
Did New India Assurance overcharge lakhs of mediclaim policyholders? - I  26 Comments
Car insurance: “Higher loss ratio is in diesel car segment” 
IRDA consumer education website: Real or surreal?  5 Comments

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bulletCompanies & Sectors

MORE IN COMPANIES & SECTORS
Minister shows LIC in good light using outdated data  1 Comment
IRB Infrastructure tanks 41.4% as its chairman is investigated in a murder case  1 Comment
Lupin Laboratories Q4 net profit falls 33% on higher tax outflow 
Air travellers stranded as pilot strike hit flights  1 Comment
Cipla breached patent rights alleges Bayer 

bulletRegulation

MORE IN REGULATION
RBI’s final securitisation guidelines may leave the market cold 
SEC keeps credit ratings game rigged in the US  2 Comments
SEBI & RBI: Aren’t regulators accountable for the USE mess  18 Comments
Two and half years later, there are murmurs of SEBI bungling on the entry load ban  127 Comments
Birla Sun Life Insurance fined for only 2 out the 22 violations  4 Comments


Corporate News




bulletPublic Interest

MORE IN PUBLIC INTEREST
Aadhaar: The story of mistrust and misuse  4 Comments
No information on MLMs, says MCA  9 Comments
Health ministry sets up committee to examine report on irregularities in drugs approval  1 Comment
More Enrons in sight in India?  1 Comment
Advertising of prescription drugs by pharma companies shocks govt panel  3 Comments

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bulletMoneylife Expose: The Presidential Palace

President Pratibha Patil’s Pune land: How Moneylife’s flow of stories and use of social networking triggered citizen’s victory  22 Comments
Pratibha Patil gives up land; activists win  53 Comments
President Pratibha Patil’s palatial home in Pune: Many unanswered questions  32 Comments
Twitter buzz scares away Pratibha Patil's emissary sent to pacify protestors of Pune land grab  8 Comments
Ministry of defence had questioned ‘precedence’ of allocating defence land for President Pratibha Patil’s retirement home  20 Comments
Trees cut illegally for President Pratibha Patil’s Pune bungalow?  30 Comments
Protest against President’s land grab set to spread countrywide  10 Comments
The story of two soldiers who took on the Supreme Commander  20 Comments
President’s office only sanctioned repairs to two bungalows; the President defied this  37 Comments
Pratibha Patil’s house stands on A1 defence land meant only for military use; military spending its resources for her  22 Comments
Pratibha Patil’s Pune Bungalow: Denying the undeniable  55 Comments
President Pratibha Patil grabs 2,61,000 sq ft of land meant for soldiers and officers  249 Comments


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Book Reviews
Alekh Angre
And all is said: Troubled lives
This book presents the history of two great families, from the colonial to the modern India, with engaging narration and deep introspection. It also offers a ringside view of the rise of Indian democracy
Aditya Govindaraj
Merchants of Tamilakam: Southern trade
This is the second in the three-book series on
Aditya Govindaraj
Ganesha on the Dashboard: Religion vs Science
Open and honest debates about religion vs science are common in the Western world, but we rarely see such arguments in India. The authors put forth their views on the subject in a light-hearted manner

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bulletFeed From  PR Newswire
Over 45,000 Meet to Discover New Growth Sectors at Food Ingredients Asia-China
Source: 　UBM Live On: 16th May, 10:00 PM
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Source: FirstCarbon Solutions On: 16th May, 07:09 AM
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Source: Destination Maternity Corporation On: 16th May, 06:00 AM
Spotless and Tata Consultancy Services announce SAP Go-Live
Source: Tata Consultancy Services On: 15th May, 09:30 AM

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